In ₹ Crore except Per Share Latest Annual	IIFL FY26	MUTHOOTFIN FY26	MANAPPURAM FY26	POONAWALLA FY26	Peer Average
Valuation — at last close
P/E	14.39×	◆ 9.47×	25.78×	64.55×	33.26× -57%
P/B	◆ 1.72×	2.56×	1.77×	3.45×	2.59× -34%
Market Cap	₹23,910 Cr	₹1.00L Cr	₹28,378 Cr	₹35,671 Cr	₹54,766 Cr -56%
Growth
Revenue CAGR 3Y	17.36%	37.91%	12.47%	◆ 51.87%	34.08% -49%
Revenue CAGR 5Y	17.98%	22.04%	8.48%	◆ 23.97%	18.16% -1%
Net Income CAGR 3Y	4.16%	◆ 42.45%	-12.85%	-7.52%	7.36% -43%
Revenue YoY (latest Q)	28.48%	34.44%	34.11%	◆ 70.17%	46.24% -38%
Net Income YoY (latest Q)	92.61%	43.08%	341.44%	◆ 405.19%	263.24% -65%
Profitability
NIM (banks)	7.70%	◆ 11.79%	8.83%	7.08%	9.23% -17%
Net Income Margin	13.61%	◆ 33.99%	10.44%	7.98%	17.47% -22%
Return on Common Equity	12.61%	◆ 30.92%	7.05%	5.85%	14.61% -14%
Return on Assets	2.32%	◆ 6.46%	1.60%	1.14%	3.07% -24%
Credit & Quality
Total Debt/Equity	4.43×	3.82×	◆ 3.57×	4.65×	4.01× +10%
Cost/Income (banks)	45.84%	◆ 24.34%	49.38%	52.01%	41.91% +9%
Scale — latest FY
Revenue / Total Income	₹13,351 Cr	₹31,209 Cr	₹9,509 Cr	₹6,790 Cr	₹15,836 Cr -16%
Net Income	₹1,817 Cr	₹10,607 Cr	₹993 Cr	₹542 Cr	₹4,047 Cr -55%
Total Assets	₹89,059 Cr	₹1.96L Cr	₹74,559 Cr	₹60,272 Cr	₹1.10L Cr -19%
EPS	₹39.07	₹263.79	₹11.72	₹6.84	₹94.12 -58%
Book Value per Share	₹327.3	₹974.68	₹170.87	₹128.08	₹424.54 -23%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.