Cholamandalam Financial Holdings financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹11,214cr+19.5% on Q1 FY26
Net interest income
₹4,356cr+24.9% on Q1 FY26
Net profit
₹1,789cr+42.0% on Q1 FY26
EPS
₹42.92+39.3% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income11,2149,383+19.5%
Net interest income4,3563,486+24.9%
Net profit1,7891,260+42.0%
EPS₹42.92₹30.81+39.3%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹11,214 crNet profit₹1,789 crNet interest margin6.5%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
25,635————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
41,51039,57633,46026,08718,376
—+18.3%+28.3%+42.0%—
16,09815,22812,3619,3717,143
—+23.2%+31.9%+31.2%—
6.2%6.2%6.2%6.1%6.2%
56.9%56.9%57.8%61.3%63.0%
1.8%1.8%1.5%1.1%0.9%
6,0155,4854,7403,8512,810
—+15.7%+23.1%+37.0%—
₹142.11₹129.99₹115.74₹94.38₹68.70
—+12.3%+22.6%+37.4%—
17.5%17.5%19.1%19.8%18.3%
2.2%2.2%2.4%2.5%2.5%
Balance sheet
2,17,7442,17,7441,82,0381,44,4631,04,810
—+19.6%+26.0%+37.8%—
2,10,4002,10,4001,74,3661,34,01497,191
6.21×6.21×6.47×6.06×5.98×
7.92×7.92×8.33×8.00×8.06×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

CHOLAHLDNG₹1,365.00

Cholamandalam Financial Holdings Ltd.

· Banking & Finance
₹ CrorePeersCHOLAFINCDSLCAMSCUBBANDHANBNKFIVESTARANGELONEIIFLMcap ₹25,635 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————25,634.7
Total Income18,376.026,086.833,459.939,575.841,510.4
Growth %, YoY—+42.0+28.3+18.3—
Net Interest Income7,143.29,370.712,361.215,228.116,097.9
Growth %, YoY—+31.2+31.9+23.2—
NIM %, on assets6.246.096.166.186.18
Cost to Income %62.9761.3457.7856.8556.85
Credit Cost %, on avg loans0.941.051.501.771.77
Net Income2,809.63,850.64,739.95,485.26,014.6
Growth %, YoY—+37.0+23.1+15.7—
EPS, Adj (current shares)68.7094.38115.74129.99142.11
Growth %, YoY—+37.4+22.6+12.3—
ROE %18.2919.8019.1017.4617.46
ROA %2.462.502.362.232.23
Balance Sheet
Loans1,04,809.71,44,462.71,82,037.62,17,743.72,17,743.7
Growth %, YoY—+37.8+26.0+19.6—
Total Borrowings97,191.01,34,014.01,74,366.42,10,400.02,10,400.0
Debt/Equity ×5.986.066.476.216.21
Leverage (Assets/Equity) ×8.068.008.337.927.92
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Cholamandalam Financial Holdings financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

Cholamandalam Financial Holdings (NSE: CHOLAHLDNG) had a market capitalisation of ₹25,377 crore at the 30 October 2026 close (₹1,351.30 a share), a PE ratio of 9.5 on the last four quarters' profit and a price-to-book ratio of 1.64. In FY26 its consolidated net profit attributable to shareholders was ₹2,441 crore on revenue of ₹39,073 crore; in Q1 FY27 (April–June 2026) it was ₹806 crore, up 39.3% year on year. Promoters held 46.39% of the shares on 30 September 2026.

Share price used
₹1,351.30 · 30 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Cholamandalam Financial Holdings at a glance · consolidated

Market cap
₹25,377 Crat ₹1,351.30 · 30 Oct close
PE ratio (last 4 quarters)
9.510.4 on FY26 profit
Price to book (PB)
1.64book value ₹822.90 a share
ROE (FY26)
17.5%
Debt to equity
6.21net debt ₹1,95,424 Cr
Promoter holding
46.39%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.10%₹1.30 a share in 12 months
Net worth
₹15,454 Cr+23.5% vs 31 Mar 202531 March 2026
EPS (FY26)
₹130.01

Questions

What is the Cholamandalam Financial Holdings PE ratio today?

Cholamandalam Financial Holdings' PE ratio is 9.5 at the 30 October 2026 close (₹1,351.30 a share): a market capitalisation of ₹25,377 crore divided by consolidated net profit attributable to shareholders of ₹2,669 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹2,441 crore) it is 10.4.

What is the Cholamandalam Financial Holdings PB ratio (price to book value)?

Cholamandalam Financial Holdings' price-to-book (PB) ratio is 1.64 at the 30 October 2026 close: a market capitalisation of ₹25,377 crore divided by shareholders' equity (book value) of ₹15,454 crore on 31 March 2026. That is a book value of ₹822.90 per share against a share price of ₹1,351.30.

What is the Cholamandalam Financial Holdings net worth?

Cholamandalam Financial Holdings' net worth — shareholders' equity in its consolidated balance sheet — was ₹15,454 crore on 31 March 2026, up 23.5% from ₹12,515 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹25,377 crore at the 30 October 2026 close.

What is the Cholamandalam Financial Holdings market cap?

Cholamandalam Financial Holdings' market capitalisation was ₹25,377 crore at the 30 October 2026 close: 18.78 crore shares at ₹1,351.30 each.

What is the Cholamandalam Financial Holdings ROE?

In FY26, Cholamandalam Financial Holdings' return on equity (ROE) was 17.5%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year).

What is the Cholamandalam Financial Holdings EPS?

Cholamandalam Financial Holdings' basic earnings per share (EPS) were ₹130.01 in FY26, against ₹115.76 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹142.11.

What is the Cholamandalam Financial Holdings debt to equity ratio?

Cholamandalam Financial Holdings' debt-to-equity ratio was 6.21 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹2,10,400 crore against total equity of ₹33,880 crore. A year earlier, on 31 March 2025, it was 6.47.

What is the Cholamandalam Financial Holdings book value per share?

Cholamandalam Financial Holdings' book value per share was ₹822.90 on 31 March 2026: shareholders' equity of ₹15,454 crore divided by the 18.78 crore shares in issue, up 23.5% from ₹666.42 a year earlier. The share price at the 30 October 2026 close was ₹1,351.30.

What is the Cholamandalam Financial Holdings dividend yield?

Cholamandalam Financial Holdings' dividend yield is 0.10% at the 30 October 2026 close: dividends of ₹1.30 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹1,351.30. They were ₹1.30 on 7 August 2026.

What is the Cholamandalam Financial Holdings dividend in 2026 and its record date?

In 2026, Cholamandalam Financial Holdings has declared one dividend: ₹1.30 with record date 7 August 2026.

What is the Cholamandalam Financial Holdings promoter holding?

Promoters held 46.39% of Cholamandalam Financial Holdings on 30 September 2026, down 0.04 percentage points from 46.43% the previous quarter and down 0.03 percentage points from 46.42% a year earlier, according to the shareholding pattern filed with NSE.

When are the Cholamandalam Financial Holdings next results?

Cholamandalam Financial Holdings will announce its Q2 FY27 results (July–September 2026) on Friday, 6 November 2026, the date of the board meeting it has notified to the exchanges.

What is the Cholamandalam Financial Holdings shareholding pattern?

On 30 September 2026, Cholamandalam Financial Holdings' shares were held by promoters 46.39%, foreign portfolio investors (FII/FPI) 12.56%, domestic institutions (DII) 27.77% (including mutual funds at 24.79%) and retail and other non-institutional investors 12.81%. Over the year, FII holding was down 4.83 percentage points from 17.39% and DII holding was up 5.25 percentage points from 22.52%.

How does Cholamandalam Financial Holdings compare with its peers?

On FY26 consolidated figures, against Cholamandalam Finance, CDSL and CAMS: Cholamandalam Financial Holdings' return on equity of 17.5% is the lowest of the four (Cholamandalam Finance 19.3%, CDSL 24.5%, CAMS 39.0%; peer average 27.6%); its revenue growth over three years of 29.1% a year is the second highest of the four (Cholamandalam Finance 34.1% a year, CDSL 27.3% a year, CAMS 16.0% a year; peer average 25.8% a year).

Cholamandalam Financial Holdings vs Cholamandalam Finance: how do they compare?

In FY26, Cholamandalam Financial Holdings earned net profit attributable to shareholders of ₹2,441 crore on revenue of ₹39,073 crore, against ₹5,233 crore on ₹31,073 crore for Cholamandalam Finance. At the 30 October 2026 close, Cholamandalam Financial Holdings' market capitalisation was ₹25,377 crore against ₹1,36,055 crore for Cholamandalam Finance, and its PE ratio on FY26 profit 10.4 against 26.0.

What are the Cholamandalam Financial Holdings latest quarterly results?

Cholamandalam Financial Holdings' latest results are for Q1 FY27 (April–June 2026), filed on 14 August 2026: consolidated net profit attributable to shareholders ₹806 crore, up 39.3% from ₹579 crore in Q1 FY26; revenue from operations ₹11,114 crore, up 19.5% year on year.

What is the Cholamandalam Financial Holdings revenue and profit in FY26?

In FY26 (April 2025–March 2026), Cholamandalam Financial Holdings' consolidated net profit attributable to shareholders was ₹2,441 crore, up 12.3% from ₹2,174 crore in FY25, on revenue from operations of ₹39,073 crore (up 18.0%). Over three years, from FY23, net profit was up 89.2%.

How does the Cholamandalam Financial Holdings PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit attributable to shareholders, Cholamandalam Financial Holdings' PE ratio is 10.4, the lowest of the four: Cholamandalam Finance 26.0, CDSL 57.9 and CAMS 34.1, a peer average of 39.3. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Where do these Cholamandalam Financial Holdings figures come from?

From Cholamandalam Financial Holdings' own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.