| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 11,214 | 9,383 | +19.5% |
| Net interest income | 4,356 | 3,486 | +24.9% |
| Net profit | 1,789 | 1,260 | +42.0% |
| EPS | ₹42.92 | ₹30.81 | +39.3% |
| Tap a line for its trend | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 | Q1 FY25Jun 2024 | Q4 FY24Mar 2024 | Q3 FY24Dec 2023 | Q2 FY24Sep 2023 | Earlier quartersAlpha Plus |
|---|
Revenue from operations | Earlier quartersEvery year the company has filed comes with Alpha Plus. | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 8,363 | 7,921 | 7,539 | 7,202 | 6,954 | 6,710 | 6,451 | 6,052 | 5,643 | 5,196 | 4,867 | 4,468 | ||
| 7.4 | 12.1 | 7.3 | 10.0 | 5.8 | 9.4 | 3.3 | 6.6 | 5.3 | 6.0 | 3.6 | 6.0 | ||
| 713 | 697 | 566 | 528 | 537 | 535 | 485 | 478 | 476 | 480 | 424 | 402 | ||
| 178 | 0.0 | 51.7 | 0.0 | 133 | 10.1 | −15.8 | 140 | 190 | 117 | 151 | 139 | ||
| 161 | 115 | 101 | 76.4 | 147 | 93.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
| 2.3 | 1.5 | 1.4 | 1.2 | 1.0 | 0.5 | 0.6 | 2.0 | 0.4 | 0.4 | 3.6 | 10.2 | ||
| 1,688 | — | — | — | — | — | — | — | — | — | — | — | ||
| 11,114 | 10,444 | 9,949 | 9,487 | 9,296 | 8,913 | 8,489 | 8,090 | 7,633 | 7,083 | 6,795 | 6,300 | ||
| 101 | 153 | 135 | 128 | 86.6 | 96.0 | 104 | 90.0 | 44.7 | 74.4 | 47.4 | 72.5 | ||
| 11,214 | 10,597 | 10,084 | 9,615 | 9,383 | 9,009 | 8,593 | 8,180 | 7,677 | 7,158 | 6,842 | 6,372 | ||
Expenses | |||||||||||||
| 4,007 | 3,755 | 3,648 | 3,518 | 3,468 | 3,361 | 3,280 | 3,058 | 2,796 | 2,582 | 2,445 | 2,209 | ||
| 0.0 | 77.5 | 0.0 | 25.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
| 922 | 852 | 910 | 897 | 882 | 584 | 664 | 622 | 582 | 187 | 349 | 400 | ||
| 1,275 | 1,217 | 1,221 | 1,198 | 1,050 | 1,052 | 1,001 | 928 | 809 | 904 | 820 | 771 | ||
| 87.4 | 84.2 | 87.2 | 82.6 | 78.6 | 79.3 | 72.4 | 74.4 | 69.8 | 88.3 | 55.2 | 52.1 | ||
| 2,524 | 2,472 | 2,355 | 2,264 | 2,209 | 2,074 | 2,106 | 1,986 | 1,862 | 1,841 | 1,809 | 1,724 | ||
| 8,816 | 8,457 | 8,222 | 7,985 | 7,688 | 7,149 | 7,124 | 6,669 | 6,119 | 5,602 | 5,479 | 5,156 | ||
| 4,356 | 4,167 | 3,891 | 3,684 | 3,486 | 3,349 | 3,171 | 2,995 | 2,847 | 2,614 | 2,422 | 2,258 | ||
| 3,320 | 2,992 | 2,772 | 2,527 | 2,577 | 2,444 | 2,133 | 2,134 | 2,140 | 1,743 | 1,712 | 1,616 | ||
Profit | |||||||||||||
| 2,398 | 2,140 | 1,862 | 1,630 | 1,695 | 1,860 | 1,469 | 1,512 | 1,559 | 1,556 | 1,363 | 1,216 | ||
| 2,398 | 2,140 | 1,862 | 1,630 | 1,695 | 1,860 | 1,469 | 1,512 | 1,559 | 1,556 | 1,363 | 1,216 | ||
| 682 | 604 | 568 | 478 | 486 | 555 | 483 | 418 | 333 | 270 | 387 | 361 | ||
| −70.6 | −87.0 | −90.4 | −60.6 | −49.4 | −54.6 | −104 | −30.9 | 66.3 | 160 | −50.3 | −36.2 | ||
| 611 | 517 | 477 | 417 | 437 | 500 | 378 | 387 | 400 | 430 | 336 | 325 | ||
| 2.0 | 2.6 | 1.3 | 2.0 | 1.3 | 2.2 | 2.0 | 1.1 | 0.6 | 18.1 | 0.5 | −3.2 | ||
| 1,789 | 1,626 | 1,386 | 1,214 | 1,260 | 1,362 | 1,093 | 1,125 | 1,160 | 1,144 | 1,027 | 888 | ||
| 1,787 | 1,623 | 1,384 | 1,212 | 1,258 | 1,360 | 1,091 | 1,124 | 1,159 | 1,126 | 1,027 | 891 | ||
| 157 | −29.9 | 6.2 | −15.5 | 50.1 | −52.3 | 83.7 | 19.5 | 16.3 | 42.1 | −15.5 | −21.8 | ||
| 1,946 | 1,596 | 1,392 | 1,199 | 1,310 | 1,310 | 1,177 | 1,145 | 1,176 | 1,186 | 1,011 | 866 | ||
| 806 | 687 | 626 | 550 | 579 | 614 | 486 | 526 | 548 | 513 | 467 | 421 | ||
| 983 | 938 | 760 | 664 | 681 | 749 | 607 | 600 | 611 | 631 | 560 | 467 | ||
Per share | |||||||||||||
| ₹42.92 | ₹36.59 | ₹33.32 | ₹29.28 | ₹30.81 | ₹32.68 | ₹25.89 | ₹27.99 | ₹29.20 | ₹27.32 | ₹24.88 | ₹22.41 | ||
| ₹42.92 | ₹36.59 | ₹33.32 | ₹29.28 | ₹30.81 | ₹32.68 | ₹25.89 | ₹27.99 | ₹29.20 | ₹27.32 | ₹24.88 | ₹22.41 | ||
Other comprehensive income — detail | |||||||||||||
| 157 | −29.9 | 6.2 | −15.5 | 50.1 | −52.3 | 83.7 | 19.5 | 16.3 | 42.1 | −15.5 | −21.8 | ||
| 5.6 | 7.8 | 1.1 | −7.3 | −3.8 | 10.0 | −0.3 | −10.1 | 1.2 | −2.9 | −0.4 | −21.6 | ||
| 0.4 | 1.7 | 0.3 | −1.9 | −1.0 | 1.3 | — | — | — | — | — | — | ||
| — | — | — | — | — | — | −0.1 | −2.5 | 0.3 | −0.8 | −0.1 | −1.6 | ||
| 203 | −48.1 | 7.2 | −13.4 | 70.7 | −81.6 | 112 | 36.2 | 20.5 | 59.2 | −20.4 | −2.4 | ||
| 51.5 | −12.1 | 1.8 | −3.4 | 17.8 | −20.6 | — | — | — | — | — | — | ||
| — | — | — | — | — | — | 28.3 | 9.1 | 5.2 | 14.9 | −5.1 | −0.6 | ||
| 908 | 643 | 624 | 533 | 621 | 609 | 521 | 552 | 558 | 541 | 465 | 407 | ||
| 1,039 | 953 | 768 | 665 | 689 | 700 | 656 | 593 | 617 | 645 | 546 | 459 | ||
Per share — as-filed variants | |||||||||||||
| ₹42.92 | ₹36.59 | ₹33.32 | ₹29.28 | ₹30.81 | ₹32.68 | ₹25.89 | ₹27.99 | ₹29.20 | ₹27.32 | ₹24.88 | ₹22.41 | ||
| ₹42.92 | ₹36.59 | ₹33.32 | ₹29.28 | ₹30.81 | ₹32.68 | ₹25.89 | ₹27.99 | ₹29.20 | ₹27.32 | ₹24.88 | ₹22.41 | ||
Adjusted (ex-exceptional items) — derived | |||||||||||||
| 2,398 | 2,140 | 1,862 | 1,630 | 1,695 | 1,860 | 1,469 | 1,512 | 1,559 | 1,556 | 1,363 | 1,216 | ||
| 1,789 | 1,626 | 1,386 | 1,214 | 1,260 | 1,362 | 1,093 | 1,125 | 1,160 | 1,144 | 1,027 | 888 | ||
| ₹42.92 | ₹36.59 | ₹33.32 | ₹29.28 | ₹30.81 | ₹32.68 | ₹25.89 | ₹27.99 | ₹29.20 | ₹27.32 | ₹24.88 | ₹22.41 | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | |||||||||||||
| + Interest Income | 4,467.7 | 4,867.1 | 5,196.0 | 5,643.1 | 6,052.0 | 6,450.6 | 6,709.5 | 6,953.9 | 7,201.8 | 7,539.3 | 7,921.2 | 8,363.3 | |
| + Dividend Income | 6.0 | 3.6 | 6.0 | 5.3 | 6.6 | 3.3 | 9.4 | 5.8 | 10.0 | 7.3 | 12.1 | 7.4 | |
| + Fees & Commission Income | 402.5 | 423.8 | 480.0 | 476.0 | 477.6 | 485.4 | 534.6 | 536.7 | 528.3 | 565.6 | 697.1 | 713.4 | |
| + Net Gain on Fair Value Changes | 139.1 | 151.4 | 116.8 | 190.0 | 140.5 | -15.8 | 10.1 | 133.2 | 0.0 | 51.7 | 0.0 | 178.1 | |
| + Net Gain on Derecognition — Amortised Cost | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 93.9 | 146.6 | 76.4 | 101.3 | 114.9 | 161.3 | |
| + Sale of Services | 10.2 | 3.6 | 0.4 | 0.4 | 2.0 | 0.6 | 0.5 | 1.0 | 1.2 | 1.4 | 1.5 | 2.3 | |
| + Other Operating Revenue | — | — | — | — | — | — | — | — | — | — | — | 1,687.8 | |
| Revenue from Operations | 6,299.7 | 6,794.7 | 7,083.5 | 7,632.7 | 8,090.2 | 8,489.1 | 8,913.4 | 9,296.3 | 9,487.2 | 9,948.8 | 10,443.7 | 11,113.6 | |
| Other Income | 72.5 | 47.4 | 74.4 | 44.7 | 90.0 | 103.9 | 96.0 | 86.6 | 127.8 | 135.3 | 153.3 | 100.8 | |
| Total Income | 6,372.2 | 6,842.0 | 7,157.9 | 7,677.4 | 8,180.2 | 8,593.0 | 9,009.4 | 9,383.0 | 9,615.0 | 10,084.1 | 10,597.0 | 11,214.3 | |
| Expenses | |||||||||||||
| + Finance Costs | 2,209.4 | 2,445.4 | 2,581.9 | 2,796.3 | 3,057.5 | 3,279.7 | 3,360.6 | 3,467.7 | 3,517.8 | 3,648.0 | 3,754.6 | 4,007.3 | |
| + Net Loss on Fair Value Changes | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 25.8 | 0.0 | 77.5 | 0.0 | |
| + Impairment on Financial Instruments | 399.8 | 349.2 | 187.1 | 582.0 | 622.2 | 664.0 | 584.1 | 882.2 | 897.4 | 910.5 | 852.1 | 922.2 | |
| + Employee Benefit Expense | 770.9 | 820.0 | 904.2 | 809.1 | 928.1 | 1,001.4 | 1,051.5 | 1,050.5 | 1,197.9 | 1,221.1 | 1,216.6 | 1,274.8 | |
| + Depreciation & Amortisation | 52.1 | 55.2 | 88.3 | 69.8 | 74.4 | 72.4 | 79.3 | 78.6 | 82.6 | 87.2 | 84.2 | 87.4 | |
| + Other Expenses | 1,724.2 | 1,809.3 | 1,840.6 | 1,861.8 | 1,986.4 | 2,106.2 | 2,073.8 | 2,209.2 | 2,263.9 | 2,355.5 | 2,472.4 | 2,524.4 | |
| Total Expenses | 5,156.4 | 5,479.1 | 5,602.1 | 6,118.9 | 6,668.6 | 7,123.6 | 7,149.2 | 7,688.2 | 7,985.2 | 8,222.3 | 8,457.5 | 8,816.2 | |
| Net Interest Income | 2,258.3 | 2,421.7 | 2,614.1 | 2,846.8 | 2,994.5 | 3,170.9 | 3,349.0 | 3,486.3 | 3,684.0 | 3,891.3 | 4,166.6 | 4,356.1 | |
| Pre-provision Operating Profit (derived) | 1,615.6 | 1,712.1 | 1,742.9 | 2,140.5 | 2,133.8 | 2,133.3 | 2,444.2 | 2,577.0 | 2,527.1 | 2,772.3 | 2,991.6 | 3,320.4 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 1,215.8 | 1,362.9 | 1,555.9 | 1,558.5 | 1,511.6 | 1,469.3 | 1,860.1 | 1,694.8 | 1,629.8 | 1,861.9 | 2,139.5 | 2,398.2 | |
| Pretax Income | 1,215.8 | 1,362.9 | 1,555.9 | 1,558.5 | 1,511.6 | 1,469.3 | 1,860.1 | 1,694.8 | 1,629.8 | 1,861.9 | 2,139.5 | 2,398.2 | |
| + Current Tax | 360.8 | 386.7 | 269.8 | 333.2 | 418.4 | 482.5 | 554.8 | 486.0 | 478.1 | 567.7 | 603.6 | 681.7 | |
| + Deferred Tax | -36.2 | -50.3 | 160.4 | 66.3 | -30.9 | -104.1 | -54.6 | -49.4 | -60.6 | -90.4 | -87.0 | -70.6 | |
| Tax Expense | 324.6 | 336.4 | 430.2 | 399.5 | 387.4 | 378.4 | 500.2 | 436.6 | 417.5 | 477.4 | 516.6 | 611.1 | |
| + Share of Associates & JVs | -3.2 | 0.5 | 18.1 | 0.6 | 1.1 | 2.0 | 2.2 | 1.3 | 2.0 | 1.3 | 2.6 | 2.0 | |
| Net Income | 888.0 | 1,027.0 | 1,143.8 | 1,159.6 | 1,125.2 | 1,092.9 | 1,362.2 | 1,259.5 | 1,214.3 | 1,385.8 | 1,625.6 | 1,789.0 | |
| + Net Income — Continuing Ops | 891.2 | 1,026.5 | 1,125.7 | 1,159.0 | 1,124.1 | 1,090.9 | 1,360.0 | 1,258.2 | 1,212.3 | 1,384.5 | 1,622.9 | 1,787.0 | |
| + Other Comprehensive Income | -21.8 | -15.5 | 42.1 | 16.3 | 19.5 | 83.7 | -52.3 | 50.1 | -15.5 | 6.2 | -29.9 | 157.1 | |
| Total Comprehensive Income | 866.3 | 1,011.5 | 1,185.9 | 1,175.8 | 1,144.7 | 1,176.6 | 1,309.8 | 1,309.6 | 1,198.8 | 1,392.0 | 1,595.7 | 1,946.0 | |
| Net Income to Common | 420.9 | 467.1 | 513.1 | 548.4 | 525.5 | 486.2 | 613.6 | 578.5 | 549.9 | 625.7 | 687.1 | 806.0 | |
| Minority Interest | 467.1 | 559.9 | 630.7 | 611.2 | 599.7 | 606.7 | 748.6 | 681.0 | 664.4 | 760.1 | 938.4 | 983.0 | |
| Per Share | |||||||||||||
| Basic EPS | 22.41 | 24.88 | 27.32 | 29.20 | 27.99 | 25.89 | 32.68 | 30.81 | 29.28 | 33.32 | 36.59 | 42.92 | |
| Diluted EPS | 22.41 | 24.88 | 27.32 | 29.20 | 27.99 | 25.89 | 32.68 | 30.81 | 29.28 | 33.32 | 36.59 | 42.92 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | -21.8 | -15.5 | 42.1 | 16.3 | 19.5 | 83.7 | -52.3 | 50.1 | -15.5 | 6.2 | -29.9 | 157.1 | |
| + Items NOT to be Reclassified to P&L | -21.6 | -0.4 | -2.9 | 1.2 | -10.1 | -0.3 | 10.0 | -3.8 | -7.3 | 1.1 | 7.8 | 5.6 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | 1.3 | -1.0 | -1.9 | 0.3 | 1.7 | 0.4 | |
| + Tax on Items NOT to be Reclassified — alt tag | -1.6 | -0.1 | -0.8 | 0.3 | -2.5 | -0.1 | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | -2.4 | -20.4 | 59.2 | 20.5 | 36.2 | 112.2 | -81.6 | 70.7 | -13.4 | 7.2 | -48.1 | 203.4 | |
| + Tax on Items to be Reclassified | — | — | — | — | — | — | -20.6 | 17.8 | -3.4 | 1.8 | -12.1 | 51.5 | |
| + Tax on Items to be Reclassified — alt tag | -0.6 | -5.1 | 14.9 | 5.2 | 9.1 | 28.3 | — | — | — | — | — | — | |
| Comprehensive Income — Owners of Parent | 407.5 | 465.0 | 541.1 | 558.4 | 551.6 | 520.6 | 609.4 | 621.1 | 533.3 | 623.6 | 642.8 | 907.5 | |
| Comprehensive Income — Non-controlling Interests | 458.8 | 546.4 | 644.8 | 617.5 | 593.1 | 656.0 | 700.4 | 688.6 | 665.5 | 768.5 | 952.9 | 1,038.5 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 22.41 | 24.88 | 27.32 | 29.20 | 27.99 | 25.89 | 32.68 | 30.81 | 29.28 | 33.32 | 36.59 | 42.92 | |
| Diluted EPS — Continuing Operations | 22.41 | 24.88 | 27.32 | 29.20 | 27.99 | 25.89 | 32.68 | 30.81 | 29.28 | 33.32 | 36.59 | 42.92 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 1,215.8 | 1,362.9 | 1,555.9 | 1,558.5 | 1,511.6 | 1,469.3 | 1,860.1 | 1,694.8 | 1,629.8 | 1,861.9 | 2,139.5 | 2,398.2 | |
| Net Income Adj (tax-effected) | 888.0 | 1,027.0 | 1,143.8 | 1,159.6 | 1,125.2 | 1,092.9 | 1,362.2 | 1,259.5 | 1,214.3 | 1,385.8 | 1,625.6 | 1,789.0 | |
| EPS Adj | 22.41 | 24.88 | 27.32 | 29.20 | 27.99 | 25.89 | 32.68 | 30.81 | 29.28 | 33.32 | 36.59 | 42.92 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
| Paid Up Equity Capital | 18.8 | 18.8 | 18.8 | 18.8 | 18.8 | 18.8 | 18.8 | 18.8 | 18.8 | 18.8 | 18.8 | 18.8 | |
Cholamandalam Financial Holdings (NSE: CHOLAHLDNG) will announce its Q2 FY27 results (July–September 2026) on Friday, 6 November 2026, according to the board-meeting notice it filed on 6 October 2026. Its latest results are for Q1 FY27 (April–June 2026). Consolidated net profit attributable to shareholders was ₹806 crore, up 39.3% from ₹579 crore in Q1 FY26 and up 17.3% from ₹687 crore in Q4 FY26. Revenue from operations was ₹11,114 crore, up 19.5% year on year and up 6.4% from the previous quarter.
On 6 November 2026, the date of the board meeting called to approve them (notice filed with the exchanges on 6 October 2026). Last year it reported Q2 FY26 on 7 November 2025.
With the same quarter a year earlier, Q2 FY26 (July–September 2025), when consolidated net profit attributable to shareholders was ₹550 crore and revenue from operations ₹9,487 crore. The latest quarter, Q1 FY27, had a net profit of ₹806 crore and revenue of ₹11,114 crore.
Revenue from operations was ₹39,073 crore in FY26 (April 2025–March 2026), up 18.0% from ₹33,125 crore in FY25. It was ₹25,804 crore in FY24 and ₹18,146 crore in FY23: up 115.3% over three years, 29.1% a year on average.
Consolidated net profit attributable to shareholders was ₹806 crore, up 39.3% from ₹579 crore in Q1 FY26 and up 17.3% from ₹687 crore in Q4 FY26. Revenue from operations was ₹11,114 crore, up 19.5% year on year and up 6.4% from the previous quarter.
Net profit attributable to shareholders by quarter: ₹550 crore in Q2 FY26, ₹626 crore in Q3 FY26, ₹687 crore in Q4 FY26 and ₹806 crore in Q1 FY27. That is ₹2,669 crore over the four quarters, up 21.1% from ₹2,204 crore in the four quarters before. Revenue from operations: ₹9,487 crore, ₹9,949 crore, ₹10,444 crore and ₹11,114 crore.
Consolidated net profit attributable to shareholders was ₹2,441 crore in FY26 (April 2025–March 2026), up 12.3% from ₹2,174 crore in FY25. It was ₹1,773 crore in FY24 and ₹1,290 crore in FY23: up 89.2% over three years, 23.7% a year on average.
From Cholamandalam Financial Holdings' own consolidated results filings to NSE, in ₹ crore as filed; the date from its board-meeting notices.
Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.