Cholamandalam Financial Holdings profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	17.5%	17.5%	19.1%	19.8%	18.3%
	2.2%	2.2%	2.4%	2.5%	2.5%
	6.2%	6.2%	6.2%	6.1%	6.2%
	56.9%	56.9%	57.8%	61.3%	63.0%
	1.8%	1.8%	1.5%	1.1%	0.9%
	14.7%	14.0%	14.3%	14.9%	15.5%
Leverage
	7.92×	7.92×	8.33×	8.00×	8.06×
	6.21×	6.21×	6.47×	6.06×	5.98×
Additional
	25.2%	25.2%	26.0%	26.2%	26.3%
	—	2.2%	2.2%	2.7%	3.6%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

CHOLAHLDNG₹1,270.10

Cholamandalam Financial Holdings Ltd.

· Banking & Finance

₹ CrorePeersCHOLAFIN CDSL CAMS CUB BANDHANBNK FIVESTAR ANGELONE IIFLMcap ₹23,852 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Returns
Return on Common Equity	18.29	19.80	19.10	17.46	17.46
Return on Assets	2.46	2.50	2.36	2.23	2.23
Margins & Efficiency
Net Interest Margin (on avg assets)	6.24	6.09	6.16	6.18	6.18
Cost to Income	62.97	61.34	57.78	56.85	56.85
Credit Cost (impairment / avg loans)	0.94	1.05	1.50	1.77	1.77
Net Income Margin	15.48	14.92	14.31	14.04	14.67
Leverage
Leverage (Assets/Equity)	8.06	8.00	8.33	7.92	7.92
Total Debt/Equity	5.98	6.06	6.47	6.21	6.21
Additional
Effective Tax Rate	26.31	26.18	26.03	25.23	25.19
Dvd Payout Ratio	3.57	2.68	2.19	2.18	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.