Cholamandalam Financial Holdings balance sheet

As of Mar 2026

Loans: ₹2,17,744cr+19.6% on Mar 2025
Total debt: ₹2,10,400cr+20.7% on Mar 2025
Total assets: ₹2,68,333cr+19.5% on Mar 2025
Shareholders' equity: ₹33,880cr+25.7% on Mar 2025

₹ crore except per share

Tap a line for its trend	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Non-financial assets
Financial assets					FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	8,475	5,386	973	1,055
	6,501	4,294	3,575	2,108
	1,701	203	248	273
	327	204	214	99.1
	156	66.2	141	95.4
	2,17,744	1,82,038	1,44,463	1,04,810
	24,968	24,271	20,095	17,559
	3,319	3,075	2,577	1,675
	2,63,191	2,19,537	1,72,286	1,27,674
	49.9	396	599	482
	1,213	929	824	896
	29.0	29.0	29.0	29.0
	2,046	1,901	1,670	507
	27.5	3.7	0.0	35.7
	42.7	42.7	42.7	42.7
	91.0	56.3	42.4	44.8
	69.6	50.7	12.7	24.8
	1,573	1,671	1,412	1,296
	5,142	5,079	4,632	3,359
	2,68,333	2,24,616	1,76,918	1,31,033
Financial liabilities
	86.5	285	187	134
	40,824	30,223	24,813	19,654
	1,56,543	1,33,792	1,04,511	73,186
	13,033	10,352	4,690	4,351
	13,825	12,759	11,449	9,291
	2,26,930	1,90,445	1,48,185	1,08,665
Non-financial liabilities
	0.9	0.9	0.0	0.0
	301	248	218	164
	2.2	1.8	0.2	0.1
	7,220	6,971	6,391	5,946
	7,523	7,222	6,609	6,110
	2,34,453	1,97,667	—	—
Equity
	18.8	18.8	18.8	18.8
	15,435	12,497	10,223	7,642
	15,454	12,515	—	—
	18,426	14,434	11,882	8,597
	33,880	26,949	22,124	16,258
	2,68,333	2,24,616	1,76,918	1,31,033
Trade payables — MSME split
	13.4	14.8	8.1	3.6
	326	652	491	372
	2,279	2,369	2,036	1,673

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

CHOLAHLDNG₹1,365.00

Cholamandalam Financial Holdings Ltd.

· Banking & Finance

₹ CrorePeersCHOLAFIN CDSL CAMS CUB BANDHANBNK FIVESTAR ANGELONE IIFLMcap ₹25,635 Cr

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In ₹ Crore except Per Share As of	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Financial Assets
+ Cash & Cash Equivalents	1,055.4	973.2	5,385.9	8,475.0	8,475.0
+ Other Bank Balances	2,108.3	3,575.3	4,293.9	6,500.8	6,500.8
+ Derivative Financial Instruments	272.9	247.8	203.3	1,701.1	1,701.1
+ Trade Receivables	99.1	214.2	204.2	327.1	327.1
+ Other Receivables	95.4	140.5	66.2	155.6	155.6
+ Loans	1,04,809.7	1,44,462.7	1,82,037.6	2,17,743.7	2,17,743.7
+ Investments	17,558.6	20,095.2	24,271.2	24,968.3	24,968.3
+ Other Financial Assets	1,674.8	2,577.0	3,074.9	3,319.4	3,319.4
Financial Assets	1,27,674.1	1,72,285.9	2,19,537.2	2,63,190.9	2,63,190.9
Non-financial Assets
+ Current Tax Assets (net)	482.4	598.6	395.9	49.9	49.9
+ Deferred Tax Assets (net)	896.5	824.5	928.6	1,213.1	1,213.1
+ Investment Property	29.0	29.0	29.0	29.0	29.0
+ Property, Plant & Equipment	506.6	1,669.6	1,900.8	2,046.0	2,046.0
+ Capital Work-in-Progress	35.7	0.0	3.7	27.5	27.5
+ Goodwill	42.7	42.7	42.7	42.7	42.7
+ Other Intangibles	44.8	42.4	56.3	91.0	91.0
+ Intangibles under Development	24.8	12.7	50.7	69.6	69.6
+ Other Non-financial Assets	1,296.3	1,412.3	1,671.1	1,573.1	1,573.1
Non-financial Assets	3,358.9	4,631.8	5,078.7	5,141.8	5,141.8
Total Assets	1,31,033.0	1,76,917.7	2,24,616.0	2,68,332.7	2,68,332.7
Financial Liabilities
+ Derivative Financial Instruments	134.3	186.7	284.6	86.5	86.5
+ Debt Securities	19,653.6	24,812.8	30,222.7	40,824.1	40,824.1
+ Borrowings (other than Debt Securities)	73,186.2	1,04,511.1	1,33,792.0	1,56,542.8	1,56,542.8
+ Subordinated Liabilities	4,351.3	4,690.1	10,351.8	13,033.1	13,033.1
+ Other Financial Liabilities	9,290.9	11,449.2	12,758.8	13,825.0	13,825.0
Financial Liabilities	1,08,665.0	1,48,184.8	1,90,445.2	2,26,929.5	2,26,929.5
Non-financial Liabilities
+ Current Tax Liabilities (net)	0.0	0.0	0.9	0.9	0.9
+ Provisions	164.1	218.1	248.3	300.6	300.6
+ Deferred Tax Liabilities (net)	0.1	0.2	1.8	2.2	2.2
+ Other Non-financial Liabilities	5,945.7	6,390.6	6,970.6	7,219.6	7,219.6
Non-financial Liabilities	6,109.9	6,608.9	7,221.7	7,523.3	7,523.3
Total Liabilities	—	—	1,97,666.9	2,34,452.8	2,34,452.8
Equity
+ Equity Share Capital	18.8	18.8	18.8	18.8	18.8
+ Other Equity	7,641.8	10,223.0	12,496.5	15,435.4	15,435.4
Equity — Owners of Parent	—	—	12,515.3	15,454.2	15,454.2
+ Minority Interest	8,597.4	11,882.3	14,433.8	18,425.8	18,425.8
Total Equity	16,258.0	22,124.0	26,949.1	33,880.0	33,880.0
Total Equity & Liabilities	1,31,033.0	1,76,917.7	2,24,616.0	2,68,332.7	2,68,332.7
Trade Payables — MSME split
+ Dues to Micro & Small Enterprises	3.6	8.1	14.8	13.4	13.4
+ Dues to Other Creditors	372.3	490.5	651.6	326.0	326.0
+ Dues to Other Creditors — Other Payables	1,672.9	2,036.3	2,368.9	2,278.6	2,278.6
Other Filed Concepts — mapped but not yet placed in the schedule
Investments Equity Method	469.6	—	483.3	490.5	490.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.