CHOLAHLDNG1,528.40

Cholamandalam Financial Holdings Ltd.

· Banking & Finance
₹ CrorePeersCHOLAFINCDSLCAMSCUBBANDHANBNKFIVESTARANGELONEIIFLMcap ₹28,703 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation247.5297.5332.6
+ Impairment Loss / (Reversal)1,308.72,452.20.0
+ Finance Costs9,249.512,494.114,388.1
+ Interest Income-1,463.4-1,776.1-2,124.6
+ Dividend Income-18.2-24.6-35.1
+ Fair Value (Gains) / Losses14.1-316.3-84.2
+ Share-based Payments55.474.584.1
+ Other Non-cash Items0.0-227.73,103.1
+ Other — Cash Effects are Investing / Financing0.00.06.0
+ Other Reconciling Items-519.80.00.0
Changes in Working Capital
+ Trade Receivables — Current0.092.0-207.9
+ Other Financial Assets — Non-current0.0-3,359.10.0
+ Other Current Assets0.00.0-875.9
+ Other Non-current Assets0.0-42,769.0-44,789.1
+ Trade Payables — Current0.00.0325.2
+ Other Financial Liabilities — Current0.0467.7411.0
+ Other Financial Liabilities — Non-current0.01,743.3111.4
+ Provisions — Non-current0.033.348.1
Cash from Operating Activities
Profit Before Tax (per I/S)5,199.86,399.67,325.98,029.3
+ Total Adjustments (incl. Working Capital)8,873.7-30,818.3-29,307.5
Cash from Operations (pre-tax)14,073.5-24,418.8-21,981.6
+ Interest Received — Operating1,424.71,739.82,037.6
+ Interest Paid — Operating8,796.112,033.414,294.5
+ Dividends Received — Operating18.224.635.1
+ Other Inflows / (Outflows) — Operating-41,021.82,000.25,878.9
+ Income Taxes Paid1,424.91,513.81,708.3
Cash from Operating Activities-35,726.4-34,201.3-30,032.8
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)1,168.7341.5360.2
+ Disp of Fixed Assets7.814.928.4
+ Other Inflows / (Outflows) — Investing-1,464.1-711.2-2,196.6
Cash from Investing Activities-2,625.0-1,037.7-2,528.4
Cash from Financing Activities
+ Proceeds from Issue of Shares2,009.247.50.0
+ Proceeds from Exercise of Stock Options0.00.01,468.1
+ Proceeds from Debentures / Notes / Bonds27,598.20.00.0
+ Proceeds from Borrowings1,16,508.71,60,555.51,61,825.3
+ Repayment of Borrowings1,07,673.51,20,702.11,27,360.6
+ Payment of Lease Liabilities70.2145.3163.2
+ Dividends Paid103.1104.0119.3
Cash from Financing Activities38,269.239,651.735,650.3
Net Changes in Cash (pre-FX)-82.24,412.73,089.1
Net Changes in Cash-82.24,412.73,089.1
Closing Cash973.25,385.98,475.0
Reference Items
EBITDA14,413.618,854.821,543.522,781.2
EBITDA Margin %55.8656.9255.1455.57
Free Cash Flow (CFO − Capex)-36,895.1-34,542.8-30,393.0-30,393.0
Free Cash Flow per Basic Share-1,964.60-1,839.34-1,618.37-1,618.37
Cash Flow to Net Income-9.28-7.22-5.48
Cash Paid for Taxes1,424.91,513.81,708.3
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.