Cholamandalam Financial Holdings cash flow

Latest FY26

Cash from operations: −₹30,033cr−₹34,201 cr in FY25
Cash from investing: −₹2,528cr−₹1,038 cr in FY25
Cash from financing: ₹35,650cr−10.1% on FY25
Capital spending: ₹360cr+5.5% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	333	298	248	176
	—	0.0	2,452	1,309	840
	—	14,388	12,494	9,249	5,778
	—	−2,125	−1,776	−1,463	−1,115
	—	−35.1	−24.6	−18.2	−7.0
	—	−84.2	−316	14.1	−86.1
	—	84.1	74.5	55.4	28.5
	—	3,103	−228	0.0	−7.8
	—	6.0	0.0	0.0	0.0
	—	0.0	0.0	−520	0.0
	—	−208	92.0	0.0	0.0
	—	0.0	−3,359	0.0	0.0
	—	−876	0.0	0.0	0.0
	—	−44,789	−42,769	0.0	0.0
	—	325	0.0	0.0	0.0
	—	411	468	0.0	0.0
	—	111	1,743	0.0	0.0
	—	48.1	33.3	0.0	0.0
Cash from operating activities
	8,029	7,326	6,400	5,200	3,824
	—	−29,308	−30,818	8,874	5,607
	—	−21,982	−24,419	14,074	9,431
	—	2,038	1,740	1,425	1,119
	—	14,294	12,033	8,796	5,324
	—	35.1	24.6	18.2	7.0
	—	5,879	2,000	−41,022	−33,550
	—	1,708	1,514	1,425	1,012
	—	−30,033	−34,201	−35,726	−29,329
Cash from investing activities
	—	360	341	1,169	248
	—	28.4	14.9	7.8	3.7
	—	−2,197	−711	−1,464	−12.7
	—	−2,528	−1,038	−2,625	−257
Cash from financing activities
	—	0.0	47.5	2,009	25.7
	—	1,468	0.0	0.0	0.0
	—	0.0	0.0	27,598	0.0
	—	1,61,825	1,60,556	1,16,509	1,07,901
	—	1,27,361	1,20,702	1,07,673	80,452
	—	163	145	70.2	86.9
	—	119	104	103	100
	—	0.0	0.0	0.0	552
	—	35,650	39,652	38,269	27,840
	—	3,089	4,413	−82.2	−1,746
	—	3,089	4,413	−82.2	−1,746
	—	8,475	5,386	973	1,055
Reference items
	—	−30,393	−34,543	−36,895	−29,577
	—	5,641	5,810	−72.2	—
	—	−₹1,618.37	−₹1,839.34	−₹1,964.60	−₹1,574.91
	—	−5.48×	−7.22×	−9.28×	−10.44×
	—	1,708	1,514	1,425	1,012
	—	14,294	12,033	8,796	5,324

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

CHOLAHLDNG₹1,365.00

Cholamandalam Financial Holdings Ltd.

· Banking & Finance

₹ CrorePeersCHOLAFIN CDSL CAMS CUB BANDHANBNK FIVESTAR ANGELONE IIFLMcap ₹25,635 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	176.1	247.5	297.5	332.6	—
+ Impairment Loss / (Reversal)	840.1	1,308.7	2,452.2	0.0	—
+ Finance Costs	5,778.0	9,249.5	12,494.1	14,388.1	—
+ Interest Income	-1,114.7	-1,463.4	-1,776.1	-2,124.6	—
+ Dividend Income	-7.0	-18.2	-24.6	-35.1	—
+ Fair Value (Gains) / Losses	-86.1	14.1	-316.3	-84.2	—
+ Share-based Payments	28.5	55.4	74.5	84.1	—
+ Other Non-cash Items	-7.8	0.0	-227.7	3,103.1	—
+ Other — Cash Effects are Investing / Financing	0.0	0.0	0.0	6.0	—
+ Other Reconciling Items	0.0	-519.8	0.0	0.0	—
Changes in Working Capital
+ Trade Receivables — Current	0.0	0.0	92.0	-207.9	—
+ Other Financial Assets — Non-current	0.0	0.0	-3,359.1	0.0	—
+ Other Current Assets	0.0	0.0	0.0	-875.9	—
+ Other Non-current Assets	0.0	0.0	-42,769.0	-44,789.1	—
+ Trade Payables — Current	0.0	0.0	0.0	325.2	—
+ Other Financial Liabilities — Current	0.0	0.0	467.7	411.0	—
+ Other Financial Liabilities — Non-current	0.0	0.0	1,743.3	111.4	—
+ Provisions — Non-current	0.0	0.0	33.3	48.1	—
Cash from Operating Activities
Profit Before Tax (per I/S)	3,824.4	5,199.8	6,399.6	7,325.9	8,029.3
+ Total Adjustments (incl. Working Capital)	5,607.0	8,873.7	-30,818.3	-29,307.5	—
Cash from Operations (pre-tax)	9,431.4	14,073.5	-24,418.8	-21,981.6	—
+ Interest Received — Operating	1,119.5	1,424.7	1,739.8	2,037.6	—
+ Interest Paid — Operating	5,324.1	8,796.1	12,033.4	14,294.5	—
+ Dividends Received — Operating	7.0	18.2	24.6	35.1	—
+ Other Inflows / (Outflows) — Operating	-33,550.2	-41,021.8	2,000.2	5,878.9	—
+ Income Taxes Paid	1,012.4	1,424.9	1,513.8	1,708.3	—
Cash from Operating Activities	-29,328.7	-35,726.4	-34,201.3	-30,032.8	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	248.1	1,168.7	341.5	360.2	—
+ Disp of Fixed Assets	3.7	7.8	14.9	28.4	—
+ Other Inflows / (Outflows) — Investing	-12.7	-1,464.1	-711.2	-2,196.6	—
Cash from Investing Activities	-257.0	-2,625.0	-1,037.7	-2,528.4	—
Cash from Financing Activities
+ Proceeds from Issue of Shares	25.7	2,009.2	47.5	0.0	—
+ Proceeds from Exercise of Stock Options	0.0	0.0	0.0	1,468.1	—
+ Proceeds from Debentures / Notes / Bonds	0.0	27,598.2	0.0	0.0	—
+ Proceeds from Borrowings	1,07,901.2	1,16,508.7	1,60,555.5	1,61,825.3	—
+ Repayment of Borrowings	80,452.1	1,07,673.5	1,20,702.1	1,27,360.6	—
+ Payment of Lease Liabilities	86.9	70.2	145.3	163.2	—
+ Dividends Paid	100.3	103.1	104.0	119.3	—
+ Other Inflows / (Outflows) — Financing	552.2	0.0	0.0	0.0	—
Cash from Financing Activities	27,839.8	38,269.2	39,651.7	35,650.3	—
Net Changes in Cash (pre-FX)	-1,746.0	-82.2	4,412.7	3,089.1	—
Net Changes in Cash	-1,746.0	-82.2	4,412.7	3,089.1	—
Closing Cash	1,055.4	973.2	5,385.9	8,475.0	—
Reference Items
Free Cash Flow (CFO − Capex)	-29,576.8	-36,895.1	-34,542.8	-30,393.0	—
Free Cash Flow to Equity	—	-72.2	5,809.7	5,640.6	—
Free Cash Flow per Basic Share	-1,574.91	-1,964.60	-1,839.34	-1,618.37	—
Cash Flow to Net Income	-10.44	-9.28	-7.22	-5.48	—
Cash Paid for Taxes	1,012.4	1,424.9	1,513.8	1,708.3	—
Cash Paid for Interest	5,324.1	8,796.1	12,033.4	14,294.5	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.