In ₹ Crore except Per Share Latest Annual	CHOLAHLDNG FY26	CHOLAFIN FY26	CDSL FY26	CAMS FY26	Peer Average
Valuation — at last close
P/E	◆ 10.50×	25.88×	58.75×	36.24×	40.29× -74%
P/B	◆ 1.66×	4.49×	13.67×	13.08×	10.41× -84%
EV/EBITDA	—	—	44.42×	◆ 24.02×	34.22×
Market Cap	₹25,635 Cr	₹1.37L Cr	₹26,794 Cr	₹17,283 Cr	₹60,273 Cr -57%
Growth
Revenue CAGR 3Y	29.13%	◆ 34.10%	27.29%	15.98%	25.79% +13%
Revenue CAGR 5Y	22.96%	26.53%	◆ 27.21%	17.61%	23.78% -3%
Net Income CAGR 3Y	24.98%	◆ 25.22%	18.14%	18.37%	20.58% +21%
Revenue YoY (latest Q)	19.55%	◆ 25.40%	13.12%	10.01%	16.18% +21%
Net Income YoY (latest Q)	◆ 42.04%	40.59%	14.91%	14.68%	23.39% +80%
Profitability
EBITDA Margin	—	—	◆ 51.17%	45.11%	48.14%
NIM (banks)	6.18%	◆ 6.27%	—	—	6.27% -1%
Net Income Margin	14.04%	16.84%	◆ 39.75%	31.13%	29.24% -52%
Return on Common Equity	17.46%	19.33%	24.52%	◆ 39.03%	27.63% -37%
Return on Capital Employed	—	—	26.70%	◆ 43.28%	34.99%
Return on Assets	2.23%	2.34%	19.87%	◆ 27.70%	16.64% -87%
Credit & Quality
Total Debt/Equity	6.21×	6.96×	◆ 0.00×	0.00×	2.32× +168%
Interest Coverage	—	—	◆ 2995.31×	83.79×	1539.55×
Cost/Income (banks)	56.85%	◆ 38.74%	—	—	38.74% +47%
Scale — latest FY
Revenue / Total Income	₹39,073 Cr	₹31,073 Cr	₹1,145 Cr	₹1,516 Cr	₹11,245 Cr +247%
Net Income	₹5,485 Cr	₹5,233 Cr	₹455 Cr	₹472 Cr	₹2,053 Cr +167%
Total Assets	₹2.68L Cr	₹2.45L Cr	₹2,419 Cr	₹1,810 Cr	₹83,226 Cr +222%
EPS	₹130.01	₹61.98	₹21.82	₹19.23	₹34.34 +279%
Book Value per Share	₹822.9	₹357.33	₹93.77	₹53.27	₹168.12 +389%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.