In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 25,803.5 | 33,125.3 | 39,072.7 | 40,993.3 | |
| Other Income | 283.2 | 334.6 | 503.1 | 517.2 | |
| Total Income | 26,086.8 | 33,459.9 | 39,575.8 | 41,510.4 | |
| Expenses | |||||
| + Employee Benefit Expense | 2,994.2 | 3,790.2 | 4,686.1 | 4,910.4 | |
| + Finance Costs | 9,249.5 | 12,494.1 | 14,388.1 | 14,927.6 | |
| + Depreciation & Amortisation | 247.5 | 295.7 | 332.6 | 341.4 | |
| + Other Expenses | 7,087.1 | 8,028.2 | 9,301.0 | 9,616.2 | |
| Total Expenses | 20,886.9 | 27,060.4 | 32,249.9 | 33,481.1 | |
| EBITDA | 14,413.6 | 18,854.8 | 21,543.5 | 22,781.2 | |
| EBIT | 14,166.1 | 18,559.0 | 21,210.9 | 22,439.8 | |
| Profit | |||||
| PBT before Exceptional Items | 5,199.8 | 6,399.6 | 7,325.9 | 8,029.3 | |
| Pretax Income | 5,199.8 | 6,399.6 | 7,325.9 | 8,029.3 | |
| + Current Tax | 1,313.8 | 1,788.9 | 2,135.4 | 2,331.1 | |
| + Deferred Tax | 47.6 | -123.3 | -287.4 | -308.5 | |
| Tax Expense | 1,361.4 | 1,665.6 | 1,848.0 | 2,022.6 | |
| + Share of Associates & JVs | 12.1 | 5.9 | 7.3 | 7.9 | |
| Net Income | 3,850.6 | 4,739.9 | 5,485.2 | 6,014.6 | |
| + Net Income — Continuing Ops | 3,838.5 | 4,734.0 | 5,477.9 | 6,006.8 | |
| + Other Comprehensive Income | 53.4 | 67.1 | 10.9 | 117.9 | |
| Total Comprehensive Income | 3,903.9 | 4,807.0 | 5,496.1 | 6,132.5 | |
| Net Income to Common | 1,772.5 | 2,173.7 | 2,441.3 | 2,668.8 | |
| Minority Interest | 2,078.0 | 2,566.2 | 3,043.9 | 3,345.9 | |
| Per Share | |||||
| Basic EPS | 94.39 | 115.76 | 130.01 | 142.11 | |
| Diluted EPS | 94.39 | 115.76 | 130.01 | 142.11 | |
| Revenue Detail — as filed | |||||
| + Sale of Services | 24.4 | 3.5 | 5.1 | 6.5 | |
| + Dividend Income | 18.2 | 24.6 | 35.1 | 36.7 | |
| + Fees & Commission Income | 1,567.0 | 1,973.6 | 2,327.7 | 2,504.4 | |
| + Net Gain on Fair Value Changes | 499.7 | 324.8 | 81.6 | 229.8 | |
| + Net Loss on Fair Value Changes | 0.0 | 0.0 | 0.0 | 103.3 | |
| + Net Gain on Derecognition — Amortised Cost | 0.0 | 159.0 | 439.1 | 453.9 | |
| Expense Detail — as filed | |||||
| + Impairment on Financial Instruments | 1,308.7 | 2,452.2 | 3,542.2 | 3,582.2 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 53.4 | 67.1 | 10.9 | 117.9 | |
| + Items NOT to be Reclassified to P&L | -18.3 | 0.8 | -2.2 | 7.2 | |
| + Tax on Items NOT to be Reclassified | — | -1.0 | -0.8 | 0.5 | |
| + Tax on Items NOT to be Reclassified — alt tag | -2.1 | — | — | — | |
| + Items to be Reclassified to P&L | 93.0 | 87.3 | 16.4 | 149.1 | |
| + Tax on Items to be Reclassified | — | 22.0 | 4.1 | 37.8 | |
| + Tax on Items to be Reclassified — alt tag | 23.4 | — | — | — | |
| Comprehensive Income — Owners of Parent | 42.9 | 2,239.9 | -20.5 | 2,020.1 | |
| Comprehensive Income — Non-controlling Interests | 10.4 | 2,567.1 | 31.4 | 2,486.9 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 94.39 | 115.76 | 130.01 | 142.11 | |
| Diluted EPS — Continuing Operations | 94.39 | 115.76 | 130.01 | 142.11 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 25,803.5 | 33,125.3 | 39,072.7 | 40,993.3 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 5,199.8 | 6,399.6 | 7,325.9 | 8,029.3 | |
| Net Income Adj (tax-effected) | 3,850.6 | 4,739.9 | 5,485.2 | 6,014.6 | |
| EPS Adj | 94.39 | 115.76 | 130.01 | 142.11 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | |
| Interest Earned | 18,620.1 | 24,855.2 | 29,616.2 | 31,025.6 | |
| Paid Up Equity Capital | 18.8 | 18.8 | 18.8 | 18.8 | |