In ₹ Crore except Per Share Latest Annual	CUB FY26	CSBBANK FY26	KARURVYSYA FY26	FEDERALBNK FY26	Peer Average
Valuation — at last close
P/E	12.69×	◆ 8.43×	13.65×	19.68×	13.92× -9%
P/B	1.60×	◆ 1.09×	2.43×	2.08×	1.87× -15%
Market Cap	₹16,860 Cr	₹5,338 Cr	₹34,268 Cr	₹85,696 Cr	₹41,767 Cr -60%
Growth
Revenue CAGR 3Y	—	◆ 34.80%	—	19.18%	26.99%
Revenue CAGR 5Y	10.32%	◆ 20.11%	—	16.06%	18.09% -43%
Net Income CAGR 3Y	—	4.97%	—	◆ 12.18%	8.57%
Revenue YoY (latest Q)	◆ 27.73%	10.57%	10.54%	19.01%	13.37% +107%
Net Income YoY (latest Q)	26.58%	13.96%	37.24%	◆ 53.42%	34.87% -24%
Profitability
NIM (banks)	3.24%	3.26%	◆ 3.86%	3.12%	3.41% -5%
Net Income Margin	16.77%	11.14%	◆ 19.08%	13.08%	14.43% +16%
Return on Common Equity	13.24%	13.48%	◆ 19.28%	11.35%	14.70% -10%
Return on Assets	1.52%	1.20%	◆ 1.96%	1.18%	1.45% +5%
Credit & Quality
Gross NPA (banks)	1.91%	1.66%	◆ 0.75%	1.62%	1.34% +42%
Cost/Income (banks)	47.93%	62.53%	◆ 41.98%	52.52%	52.34% -8%
Scale — latest FY
Revenue / Total Income	₹7,909 Cr	₹5,682 Cr	₹13,159 Cr	₹34,272 Cr	₹17,704 Cr -55%
Net Income	₹1,326 Cr	₹633 Cr	₹2,510 Cr	₹4,483 Cr	₹2,542 Cr -48%
Total Assets	₹97,024 Cr	₹57,727 Cr	₹1.37L Cr	₹4.02L Cr	₹1.99L Cr -51%
EPS	₹17.88	₹36.5	₹25.98	₹17.67	₹26.72 -33%
Book Value per Share	₹142.18	₹282.03	₹145.95	₹166.83	₹198.27 -28%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.