Federal Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	11.4%	11.4%	12.5%	12.6%	—
	1.2%	1.2%	1.2%	1.2%	—
	3.1%	3.1%	3.1%	2.9%	—
	52.5%	52.5%	54.8%	55.1%	50.7%
	0.8%	0.8%	0.4%	0.1%	0.5%
	2.3%	2.3%	2.3%	2.1%	—
	13.4%	13.4%	12.3%	12.0%	12.0%
	88.5%	88.5%	86.4%	86.4%	85.4%
Additional
	24.1%	23.5%	24.8%	25.4%	25.5%
	—	6.6%	7.0%	6.0%	11.9%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

FEDERALBNK₹347.75

Federal Bank Ltd.

· Banking & Finance

₹ CrorePeersSOUTHBANK CUB KARURVYSYA ICICIGI IDFCFIRSTB INDIANB MFSL YESBANKMcap ₹85,696 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	12.55	12.53	11.35	11.35
Return on Assets	—	1.24	1.24	1.18	1.18
Margins & Efficiency
Net Interest Margin (on assets)	—	2.85	3.09	3.12	3.12
Cost to Income	50.73	55.07	54.81	52.52	52.52
Credit Cost (provisions / avg advances)	0.48	0.13	0.40	0.75	0.75
Operating Expenses / Avg Assets	—	2.13	2.33	2.27	2.27
Other Income Share of Total Income	12.03	12.01	12.25	13.42	13.42
Credit-Deposit Ratio	85.43	86.40	86.42	88.48	88.48
Additional
Effective Tax Rate	25.50	25.35	24.81	23.54	24.07
Dvd Payout Ratio	11.92	5.98	7.00	6.58	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.