In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Interest Income | |||||
| + Interest on Advances / Bills | 19,101.3 | 22,744.8 | 23,674.4 | 24,261.8 | |
| + Income on Investments | 3,685.7 | 4,538.0 | 4,768.1 | 4,974.8 | |
| + Interest on RBI / Interbank | 338.9 | 443.0 | 458.3 | 396.1 | |
| + Other Interest | 439.6 | 380.3 | 773.3 | 752.2 | |
| Interest Earned | 23,565.5 | 28,106.1 | 29,674.1 | 30,384.8 | |
| Interest Expended | 14,494.7 | 17,631.3 | 17,771.6 | 17,769.5 | |
| Net Interest Income | 9,070.8 | 10,474.8 | 11,902.5 | 12,615.3 | |
| Other Income | 3,216.5 | 3,924.2 | 4,598.3 | 4,515.4 | |
| Total Income | 26,782.0 | 32,030.3 | 34,272.4 | 34,900.2 | |
| Operating | |||||
| + Employee Cost | 3,179.7 | 3,545.2 | 3,755.7 | 3,916.0 | |
| + Other Operating Expenses | 3,587.0 | 4,346.7 | 4,911.0 | 4,993.3 | |
| Operating Expenses | 6,766.7 | 7,892.0 | 8,666.6 | 8,909.3 | |
| Operating Profit (PPOP) | 5,520.6 | 6,507.0 | 7,834.2 | 8,221.4 | |
| Provisions & Contingencies | 259.6 | 919.2 | 1,970.8 | 1,886.8 | |
| Profit | |||||
| Pretax Income | 5,261.0 | 5,587.8 | 5,863.4 | 6,334.6 | |
| Tax Expense | 1,333.5 | 1,386.3 | 1,380.1 | 1,500.4 | |
| Net Income | 3,927.5 | 4,201.5 | 4,483.4 | 4,834.2 | |
| - Minority Interest | 83.6 | 75.2 | 145.6 | 159.8 | |
| Net Income to Common | 3,880.4 | 4,158.9 | 4,345.3 | 4,683.1 | |
| Per Share | |||||
| Basic EPS | 16.76 | 16.98 | 17.67 | 19.02 | |
| Diluted EPS | 16.55 | 16.80 | 17.48 | 18.69 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||
| + Adjustments to Profit / (Loss) | 254.1 | -31.0 | 314.3 | — | |
| + Minority Interest | 83.6 | 75.2 | 145.6 | 159.8 | |
| Per Share — as-filed variants | |||||
| Basic EPS before Extraordinary Items | 16.76 | 16.98 | 17.67 | 19.02 | |
| Diluted EPS before Extraordinary Items | 16.55 | 16.80 | 17.48 | 18.69 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Cet1 Ratio | 0.15 | 0.15 | 0.16 | 0.60 | |
| Expenditure Ex Provisions | 21,261.4 | 25,523.2 | 26,438.2 | 26,678.8 | |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Roa | 0.01 | 0.01 | 0.01 | 0.01 | |
| Gnpa Pct | 0.02 | 0.02 | 0.02 | 0.07 | |
| Gross Npa | 4,677.3 | 4,375.5 | 4,335.3 | 17,596.5 | |
| Net Npa | 1,365.6 | 1,040.4 | 529.3 | 3,268.5 | |
| Nnpa Pct | 0.01 | 0.00 | 0.00 | 0.01 | |
| Paid Up Equity Capital | 487.1 | 491.2 | 492.9 | 493.6 | |
| Pat Ordinary | 3,927.5 | 4,201.5 | 4,483.4 | 4,834.2 | |
| Pbt Before Exceptional | — | 5,587.8 | 5,863.4 | — | |
| Revenue | 1,646.5 | — | — | — | |
| Share Of Associates | 36.5 | 32.5 | 7.6 | 8.6 | |