| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 11.4% | 11.4% | 12.5% | 12.6% | — | ||
| 1.2% | 1.2% | 1.2% | 1.2% | — | ||
Margins & efficiency | ||||||
| 3.1% | 3.1% | 3.1% | 2.9% | — | ||
| 52.5% | 52.5% | 54.8% | 55.1% | 50.7% | ||
| 0.8% | 0.8% | 0.4% | 0.1% | 0.5% | ||
| 2.3% | 2.3% | 2.3% | 2.1% | — | ||
| 13.4% | 13.4% | 12.3% | 12.0% | 12.0% | ||
| 88.5% | 88.5% | 86.4% | 86.4% | 85.4% | ||
Additional | ||||||
| 24.1% | 23.5% | 24.8% | 25.4% | 25.5% | ||
| — | 6.6% | 7.0% | 6.0% | 11.9% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | — | 12.55 | 12.53 | 11.35 | 11.35 | |
| Return on Assets | — | 1.24 | 1.24 | 1.18 | 1.18 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on assets) | — | 2.85 | 3.09 | 3.12 | 3.12 | |
| Cost to Income | 50.73 | 55.07 | 54.81 | 52.52 | 52.52 | |
| Credit Cost (provisions / avg advances) | 0.48 | 0.13 | 0.40 | 0.75 | 0.75 | |
| Operating Expenses / Avg Assets | — | 2.13 | 2.33 | 2.27 | 2.27 | |
| Other Income Share of Total Income | 12.03 | 12.01 | 12.25 | 13.42 | 13.42 | |
| Credit-Deposit Ratio | 85.43 | 86.40 | 86.42 | 88.48 | 88.48 | |
| Additional | ||||||
| Effective Tax Rate | 25.50 | 25.35 | 24.81 | 23.54 | 24.07 | |
| Dvd Payout Ratio | 11.92 | 5.98 | 7.00 | 6.58 | — | |