| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 5.4% | 5.4% | 4.7% | 8.5% | — | ||
| 0.5% | 0.5% | 0.5% | 0.9% | — | ||
Margins & efficiency | ||||||
| 3.9% | 3.9% | 4.5% | 4.4% | — | ||
| 67.9% | 67.9% | 64.3% | 65.7% | 69.6% | ||
| 2.2% | 2.2% | 3.4% | 2.1% | — | ||
| 4.4% | 4.4% | 4.6% | 4.3% | — | ||
| 22.4% | 22.4% | 21.2% | 19.8% | 20.8% | ||
| 82.2% | 82.2% | 83.5% | 81.2% | — | ||
Additional | ||||||
| 21.9% | 20.5% | −3.1% | 6.6% | 24.7% | ||
| — | 7.0% | 12.7% | 7.1% | 0.0% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | — | 8.49 | 4.70 | 5.43 | 5.43 | |
| Return on Assets | — | 0.91 | 0.50 | 0.54 | 0.54 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on assets) | — | 4.37 | 4.53 | 3.89 | 3.89 | |
| Cost to Income | 69.60 | 65.65 | 64.32 | 67.91 | 67.91 | |
| Credit Cost (provisions / avg advances) | — | 2.12 | 3.35 | 2.18 | 2.18 | |
| Operating Expenses / Avg Assets | — | 4.32 | 4.62 | 4.35 | 4.35 | |
| Other Income Share of Total Income | 20.79 | 19.80 | 21.20 | 22.35 | 22.35 | |
| Credit-Deposit Ratio | — | 81.17 | 83.49 | 82.21 | 82.21 | |
| Additional | ||||||
| Effective Tax Rate | 24.70 | 6.59 | -3.06 | 20.52 | 21.92 | |
| Dvd Payout Ratio | 0.00 | 7.15 | 12.69 | 6.97 | — | |