In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 3,109.0 | 4,189.8 | 6,790.2 | 7,813.1 | |
| Other Income | 38.3 | 33.1 | 5.5 | 5.4 | |
| Total Income | 3,147.3 | 4,222.8 | 6,795.7 | 7,818.6 | |
| Expenses | |||||
| + Employee Benefit Expense | 444.4 | 636.2 | 1,017.5 | 1,098.2 | |
| + Finance Costs | 950.3 | 1,515.1 | 2,766.7 | 3,142.2 | |
| + Depreciation & Amortisation | 59.3 | 65.1 | 94.1 | 102.5 | |
| + Other Expenses | 303.6 | 575.5 | 983.8 | 1,082.0 | |
| Total Expenses | 1,829.7 | 4,358.2 | 6,072.0 | 6,767.1 | |
| EBITDA | 2,288.9 | 1,411.7 | 3,579.0 | 4,290.7 | |
| EBIT | 2,229.6 | 1,346.6 | 3,484.8 | 4,188.2 | |
| Profit | |||||
| PBT before Exceptional Items | 1,317.7 | -135.4 | 723.6 | 1,051.4 | |
| + Exceptional Items | 816.5 | 0.0 | 0.0 | 0.0 | |
| Pretax Income | 2,134.2 | -135.4 | 723.6 | 1,051.4 | |
| + Current Tax | 600.4 | 0.3 | 57.3 | 158.6 | |
| + Deferred Tax | -117.7 | -37.3 | 124.5 | 105.9 | |
| Tax Expense | 482.7 | -37.1 | 181.8 | 264.5 | |
| Net Income | 1,683.1 | -98.3 | 541.8 | 786.9 | |
| + Net Income — Continuing Ops | 1,651.5 | -98.3 | 541.8 | 786.9 | |
| + Net Income — Discontinued Ops | 31.6 | 0.0 | 0.0 | 0.0 | |
| + Other Comprehensive Income | 0.6 | -14.1 | 24.7 | 33.4 | |
| Total Comprehensive Income | 1,683.7 | -112.4 | 566.5 | 820.3 | |
| Net Income to Common | 1,651.5 | 0.0 | 541.8 | 786.9 | |
| Per Share | |||||
| Basic EPS | 21.89 | -1.27 | 6.84 | 9.51 | |
| Diluted EPS | 21.63 | -1.27 | 6.82 | 9.48 | |
| Revenue Detail — as filed | |||||
| + Rental Income | 25.5 | 16.9 | 8.5 | 7.0 | |
| + Fees & Commission Income | 73.2 | 192.3 | 419.8 | 515.7 | |
| + Net Gain on Fair Value Changes | 2.2 | 0.0 | 4.3 | 4.7 | |
| + Net Loss on Fair Value Changes | 0.0 | 13.7 | 0.0 | 0.0 | |
| + Net Gain on Derecognition — Amortised Cost | 0.0 | 106.1 | 216.8 | 205.1 | |
| + Net Loss on Derecognition — Amortised Cost | 0.0 | 94.4 | 105.8 | 125.6 | |
| Expense Detail — as filed | |||||
| + Impairment on Financial Instruments | 72.0 | 1,458.2 | 1,104.1 | 1,216.6 | |
| Continuing & Discontinued Operations | |||||
| + Discontinued Operations — before Tax | 42.1 | 0.0 | 0.0 | 0.0 | |
| + Tax — Discontinued Operations | 10.5 | 0.0 | 0.0 | 0.0 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 0.6 | -14.1 | 24.7 | 33.4 | |
| + Items NOT to be Reclassified to P&L | 0.8 | -2.0 | -2.0 | -2.6 | |
| + Tax on Items NOT to be Reclassified | — | -0.5 | -0.5 | -0.7 | |
| + Tax on Items NOT to be Reclassified — alt tag | 0.2 | — | — | — | |
| + Items to be Reclassified to P&L | 0.1 | -16.9 | 35.1 | 47.1 | |
| + Tax on Items to be Reclassified | — | -4.2 | 8.8 | 11.9 | |
| + Tax on Items to be Reclassified — alt tag | 0.1 | — | — | — | |
| Comprehensive Income — Owners of Parent | 1,683.4 | 0.0 | 566.5 | 820.3 | |
| Comprehensive Income — Non-controlling Interests | 0.3 | 0.0 | 0.0 | 0.0 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 21.48 | -1.27 | 6.84 | 9.51 | |
| Diluted EPS — Continuing Operations | 21.23 | -1.27 | 6.82 | 9.48 | |
| Basic EPS — Discontinued Operations | 0.41 | 0.00 | 0.00 | 0.00 | |
| Diluted EPS — Discontinued Operations | 0.40 | 0.00 | 0.00 | 0.00 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 3,109.0 | 4,189.8 | 6,790.2 | 7,813.1 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 1,317.7 | -135.4 | 723.6 | 1,051.4 | |
| − Exceptional Items (reconciliation) | 816.5 | 0.0 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 1,051.2 | -98.3 | 541.8 | 786.9 | |
| EPS Adj | 13.67 | -1.27 | 6.84 | 9.51 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.02 | — | — | 0.04 | |
| Interest Earned | 2,899.6 | 3,874.5 | 6,140.8 | 7,073.9 | |
| Paid Up Equity Capital | 154.1 | 154.6 | 161.6 | 175.2 | |