Central Bank of India financials

Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹11,774cr+14.5% on Q2 FY26
Net interest income
₹4,167cr+26.3% on Q2 FY26
Net profit
₹1,475cr+21.0% on Q2 FY26
EPS
₹1.64+20.6% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income11,77410,284+14.5%
Net interest income4,1673,301+26.3%
Operating profit2,2791,795+27.0%
Net profit1,4751,220+21.0%
EPS₹1.64₹1.36+20.6%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹11,774 crNet profit₹1,475 crNet interest margin2.8%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
26,186————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
38,88836,16833,79730,84925,657
—+7.0%+9.6%+20.2%—
15,63914,24213,96812,967—
—+2.0%+7.7%——
2.8%2.8%3.0%2.9%—
8,8878,5228,1757,4056,926
4,8084,4843,8182,5761,609
—+17.4%+48.2%+60.1%—
₹5.32₹5.00₹4.35₹2.95₹1.85
—+15.0%+47.5%+58.9%—
11.9%11.9%11.4%8.2%—
Balance sheet & asset quality
5,08,8634,68,4444,13,2713,85,541—
3,74,3773,38,2092,83,5052,44,399—
—2.7%3.2%4.5%—
—0.5%0.6%1.2%—
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

CENTRALBK₹28.93

Central Bank of India

· Banking & Finance
₹ CrorePeersUCOBANKIOBMAHABANKCGCLCREDITACCAPTUSRBLBANKPOONAWALLAMcap ₹26,186 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————26,185.7
Interest Earned25,657.130,848.933,797.436,167.738,887.6
Growth %, YoY—+20.2+9.6+7.0—
Net Interest Income—12,966.613,967.814,241.715,638.7
Growth %, YoY——+7.7+2.0—
NIM %, on assets—2.903.012.762.76
Operating Profit (PPOP)6,926.57,404.78,175.18,522.28,886.9
Net Income1,609.32,576.03,817.84,483.54,807.6
Growth %, YoY—+60.1+48.2+17.4—
EPS, Adj (current shares)1.852.954.355.005.32
Growth %, YoY—+58.9+47.5+15.0—
ROE %—8.2411.3611.9211.92
Balance Sheet & Asset Quality
Deposits—3,85,540.84,13,271.04,68,444.05,08,862.6
Advances—2,44,399.32,83,505.43,38,208.63,74,377.4
Gross NPA %—4.503.182.67—
Net NPA %—1.230.550.49—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Central Bank of India financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Central Bank of India (NSE: CENTRALBK) had a market capitalisation of ₹26,448 crore at the 29 October 2026 close (₹29.22 a share), a PE ratio of 5.5 on the last four quarters' profit and a price-to-book ratio of 0.64. In FY26 its standalone net profit was ₹4,369 crore on net interest income of ₹14,170 crore; in Q2 FY27 (July–September 2026) it was ₹1,469 crore, up 21.1% year on year. Gross NPAs were 2.39% of advances on 30 September 2026. Promoters held 81.19% of the shares on 30 September 2026.

Share price used
₹29.22 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Central Bank of India at a glance · consolidated

Market cap
₹26,448 Crat ₹29.22 · 29 Oct close
PE ratio (last 4 quarters)
5.55.8 on FY26 profit
Price to book (PB)
0.64book value ₹46.00 a share
ROE (FY26)
11.9%+0.6 pts vs FY25
Gross NPA
2.39%3.01% in Q2 FY26net NPA 0.31% · Q2 FY27
Promoter holding
81.19%unchanged vs 30 Jun 202630 September 2026
Dividend yield
2.74%₹0.80 a share in 12 months
Net worth
₹41,639 Cr+8.1% vs 30 Sep 202530 September 2026
CET1 ratio
15.97%30 September 2026

Questions

What is the Central Bank of India PE ratio today?

Central Bank of India's PE ratio is 5.5 at the 29 October 2026 close (₹29.22 a share): a market capitalisation of ₹26,448 crore divided by consolidated net profit attributable to shareholders of ₹4,819 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹4,524 crore) it is 5.8.

What is the Central Bank of India PB ratio (price to book value)?

Central Bank of India's price-to-book (PB) ratio is 0.64 at the 29 October 2026 close: a market capitalisation of ₹26,448 crore divided by shareholders' equity (book value) of ₹41,639 crore on 30 September 2026. That is a book value of ₹46.00 per share against a share price of ₹29.22.

What is the Central Bank of India net worth?

Central Bank of India's net worth — shareholders' equity in its consolidated balance sheet — was ₹41,639 crore on 30 September 2026, up 8.1% from ₹38,535 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹26,448 crore at the 29 October 2026 close.

What is the Central Bank of India market cap?

Central Bank of India's market capitalisation was ₹26,448 crore at the 29 October 2026 close: 905.14 crore shares at ₹29.22 each.

What is the Central Bank of India ROE?

In FY26, Central Bank of India's return on equity (ROE) was 11.9%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 11.4%.

What is the Central Bank of India capital adequacy ratio?

Central Bank of India's common equity tier 1 (CET1) ratio was 15.97% on 30 September 2026.

What is the Central Bank of India book value per share?

Central Bank of India's book value per share was ₹46.00 on 30 September 2026: shareholders' equity of ₹41,639 crore divided by the 905.14 crore shares in issue, up 8.1% from ₹42.57 a year earlier. The share price at the 29 October 2026 close was ₹29.22.

What are the Central Bank of India deposits and advances?

On 30 September 2026, Central Bank of India's deposits were ₹5,08,509 crore, up 14.4% from a year earlier, and its advances (loans) were ₹3,73,070 crore, up 30.4% from a year earlier.

What is the Central Bank of India dividend yield?

Central Bank of India's dividend yield is 2.74% at the 29 October 2026 close: dividends of ₹0.80 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹29.22. They were ₹0.60 on 8 May 2026 (interim) and ₹0.20 on 23 January 2026 (interim).

What is the Central Bank of India EPS?

Central Bank of India's basic earnings per share (EPS) were ₹5.00 in FY26, against ₹4.53 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹5.32.

What is the Central Bank of India NPA?

Central Bank of India's gross non-performing assets (NPAs) were ₹9,109 crore, 2.39% of gross advances, on 30 September 2026 (3.01% a year earlier). Net NPAs were 0.31% of net advances (0.48% a year earlier).

What is the Central Bank of India CD ratio (credit-deposit ratio)?

Central Bank of India's credit-deposit ratio was 73.4% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the Central Bank of India dividend in 2026 and its record date?

In 2026, Central Bank of India has declared two dividends totalling ₹0.80 a share: ₹0.20 (interim) with record date 23 January 2026 and ₹0.60 (interim) with record date 8 May 2026.

What is the Central Bank of India promoter holding?

Promoters held 81.19% of Central Bank of India on 30 September 2026, unchanged from the previous quarter and down 8.08 percentage points from 89.27% a year earlier, according to the shareholding pattern filed with NSE.

What are the Central Bank of India latest quarterly results?

Central Bank of India's latest results are for Q2 FY27 (July–September 2026), filed on 17 October 2026: standalone net profit ₹1,469 crore, up 21.1% from ₹1,213 crore in Q2 FY26; net interest income ₹4,145 crore, up 26.3% year on year.

What is the Central Bank of India shareholding pattern?

On 30 September 2026, Central Bank of India's shares were held by promoters 81.19%, foreign portfolio investors (FII/FPI) 1.29%, domestic institutions (DII) 10.62% (including mutual funds at 2.51%) and retail and other non-institutional investors 6.91%. Over the year, FII holding was up 0.42 percentage points from 0.87% and DII holding was up 5.75 percentage points from 4.87%.

How does the Central Bank of India PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, Central Bank of India's PE ratio is 5.8, the lowest of the four: UCO Bank 10.0, Indian Overseas Bank (IOB) 10.4 and Bank of Maharashtra 8.9, a peer average of 9.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Central Bank of India vs UCO Bank: how do they compare?

In FY26, Central Bank of India earned net profit attributable to shareholders of ₹4,524 crore, against ₹2,768 crore for UCO Bank. Central Bank of India's return on equity was 11.9% (UCO Bank 8.6%) and its gross NPA ratio 0.03% (UCO Bank 2.17%). At the 29 October 2026 close, Central Bank of India's market capitalisation was ₹26,448 crore against ₹27,800 crore for UCO Bank, and its PE ratio on FY26 profit 5.8 against 10.0.

What is the Central Bank of India revenue and profit in FY26?

In FY26 (April 2025–March 2026), Central Bank of India's standalone net profit was ₹4,369 crore, up 15.4% from ₹3,785 crore in FY25, on net interest income of ₹14,170 crore (up 2.0%). Over three years, from FY23, net profit was up 176.1%.

When are the Central Bank of India next results?

Central Bank of India has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does Central Bank of India compare with its peers?

On FY26 consolidated figures, against UCO Bank, Indian Overseas Bank (IOB) and Bank of Maharashtra: Central Bank of India's return on equity of 11.9% is the third highest of the four (UCO Bank 8.6%, Indian Overseas Bank (IOB) 15.7%, Bank of Maharashtra 22.7%; peer average 15.6%); its return on assets of 0.87% is the third highest of the four (UCO Bank 0.73%, Indian Overseas Bank (IOB) 1.20%, Bank of Maharashtra 1.76%; peer average 1.23%); its gross NPA ratio of 0.03% is the lowest of the four (UCO Bank 2.17%, Indian Overseas Bank (IOB) 1.42%, Bank of Maharashtra 1.45%; peer average 1.68%).

Where do these Central Bank of India figures come from?

From Central Bank of India's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.