| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 11,774 | 10,284 | +14.5% |
| Net interest income | 4,167 | 3,301 | +26.3% |
| Operating profit | 2,279 | 1,795 | +27.0% |
| Net profit | 1,475 | 1,220 | +21.0% |
| EPS | ₹1.64 | ₹1.36 | +20.6% |
| Tap a line for its trend | Q2 FY27Sep 2026 | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 | Q1 FY25Jun 2024 | Q4 FY24Mar 2024 | Q3 FY24Dec 2023 | Earlier quartersAlpha Plus |
|---|
Interest income | Earlier quartersEvery year the company has filed comes with Alpha Plus. | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7,265 | 6,788 | 6,392 | 6,124 | 5,697 | 5,964 | 5,875 | 5,718 | 5,432 | 5,431 | 5,334 | 5,199 | ||
| 2,719 | 2,646 | 2,601 | 2,683 | 2,589 | 2,341 | 2,493 | 2,591 | 2,548 | 2,464 | 2,547 | 2,350 | ||
| 364 | 253 | 269 | 256 | 454 | 275 | 230 | 194 | 244 | 248 | 269 | 250 | ||
| 46.0 | 38.4 | 435 | 7.5 | 36.8 | 42.7 | 55.4 | 38.3 | 11.7 | 223 | 221 | 43.4 | ||
| 10,394 | 9,726 | 9,698 | 9,070 | 8,777 | 8,623 | 8,653 | 8,542 | 8,235 | 8,367 | 8,371 | 7,842 | ||
| 6,227 | 5,794 | 5,677 | 5,552 | 5,476 | 5,222 | 5,238 | 4,984 | 4,807 | 4,801 | 4,811 | 4,672 | ||
| 4,167 | 3,932 | 4,021 | 3,518 | 3,301 | 3,402 | 3,415 | 3,558 | 3,429 | 3,566 | 3,560 | 3,170 | ||
| 1,380 | 988 | 1,161 | 1,937 | 1,507 | 1,787 | 1,823 | 1,232 | 1,649 | 1,166 | 1,363 | 1,329 | ||
| 11,774 | 10,714 | 10,859 | 11,007 | 10,284 | 10,410 | 10,476 | 9,774 | 9,884 | 9,533 | 9,734 | 9,171 | ||
Operating | |||||||||||||
| 2,077 | 1,764 | 1,804 | 2,060 | 1,897 | 1,839 | 1,890 | 1,797 | 1,831 | 1,717 | 1,726 | 1,667 | ||
| 1,191 | 961 | 1,264 | 1,098 | 1,115 | 1,034 | 1,332 | 1,017 | 1,071 | 1,009 | 1,125 | 889 | ||
| 3,268 | 2,724 | 3,068 | 3,158 | 3,012 | 2,873 | 3,221 | 2,814 | 2,902 | 2,726 | 2,851 | 2,557 | ||
| 2,279 | 2,196 | 2,114 | 2,297 | 1,795 | 2,315 | 2,017 | 1,977 | 2,176 | 2,006 | 2,072 | 1,943 | ||
| 564 | 405 | 505 | 705 | 316 | 522 | 846 | 559 | 598 | 1,193 | 710 | 821 | ||
Profit | |||||||||||||
| 1,715 | 1,791 | 1,609 | 1,592 | 1,479 | 1,878 | 1,171 | 1,418 | 1,578 | 812 | 1,363 | 1,122 | ||
| 240 | 462 | 871 | 327 | 260 | 617 | 129 | 450 | 657 | −74.9 | 551 | 395 | ||
| 1,475 | 1,329 | 739 | 1,265 | 1,220 | 1,260 | 1,042 | 968 | 921 | 887 | 812 | 728 | ||
| 2.5 | 1.5 | 2.1 | 0.5 | 2.3 | 2.2 | 1.9 | 2.7 | 2.1 | 2.3 | 1.2 | 3.4 | ||
| 1,486 | 1,323 | 746 | 1,264 | 1,232 | 1,282 | 1,105 | 963 | 924 | 942 | 816 | 734 | ||
Per share | |||||||||||||
| ₹1.64 | ₹1.46 | ₹0.82 | ₹1.40 | ₹1.36 | ₹1.42 | ₹1.27 | ₹1.11 | ₹1.06 | ₹1.09 | ₹0.94 | ₹0.85 | ||
| ₹1.64 | ₹1.46 | ₹0.82 | ₹1.40 | ₹1.36 | ₹1.42 | ₹1.27 | ₹1.11 | ₹1.06 | ₹1.09 | ₹0.94 | ₹0.85 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Per share — as-filed variants | |||||||||||||
| ₹1.64 | ₹1.46 | ₹0.82 | ₹1.40 | ₹1.36 | ₹1.42 | ₹1.27 | ₹1.11 | ₹1.06 | ₹1.09 | ₹0.94 | ₹0.85 | ||
| ₹1.64 | ₹1.46 | ₹0.82 | ₹1.40 | ₹1.36 | ₹1.42 | ₹1.27 | ₹1.11 | ₹1.06 | ₹1.09 | ₹0.94 | ₹0.85 | ||
Regulatory disclosures — filed alongside, not part of the P&L | |||||||||||||
| 0.8% | 0.8% | — | — | — | — | — | — | — | — | — | — | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | Q2 FY27 30/09/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | |||||||||||||
| + Interest on Advances / Bills | 5,198.5 | 5,334.5 | 5,431.3 | 5,431.8 | 5,718.5 | 5,874.7 | 5,964.2 | 5,697.0 | 6,123.8 | 6,392.5 | 6,788.1 | 7,265.0 | |
| + Income on Investments | 2,350.2 | 2,547.4 | 2,464.2 | 2,547.8 | 2,591.0 | 2,493.1 | 2,341.1 | 2,588.7 | 2,683.0 | 2,601.4 | 2,646.3 | 2,719.3 | |
| + Interest on RBI / Interbank | 249.9 | 268.8 | 248.3 | 244.0 | 194.0 | 230.0 | 275.4 | 454.1 | 255.7 | 268.7 | 253.0 | 363.7 | |
| + Other Interest | 43.4 | 220.5 | 223.1 | 11.7 | 38.3 | 55.4 | 42.7 | 36.8 | 7.5 | 435.3 | 38.4 | 46.0 | |
| Interest Earned | 7,841.9 | 8,371.2 | 8,367.0 | 8,235.3 | 8,541.8 | 8,653.3 | 8,623.4 | 8,776.5 | 9,070.0 | 9,697.8 | 9,725.9 | 10,393.9 | |
| Interest Expended | 4,671.9 | 4,811.0 | 4,801.5 | 4,806.5 | 4,983.6 | 5,238.1 | 5,221.8 | 5,476.0 | 5,551.7 | 5,676.5 | 5,794.0 | 6,226.7 | |
| Net Interest Income | 3,170.1 | 3,560.2 | 3,565.6 | 3,428.8 | 3,558.3 | 3,415.2 | 3,401.6 | 3,300.5 | 3,518.2 | 4,021.3 | 3,932.0 | 4,167.3 | |
| Other Income | 1,329.3 | 1,363.1 | 1,166.4 | 1,648.9 | 1,232.4 | 1,822.8 | 1,786.7 | 1,507.2 | 1,937.0 | 1,161.3 | 988.5 | 1,380.5 | |
| Total Income | 9,171.2 | 9,734.3 | 9,533.4 | 9,884.3 | 9,774.3 | 10,476.1 | 10,410.1 | 10,283.7 | 11,006.9 | 10,859.1 | 10,714.4 | 11,774.4 | |
| Operating | |||||||||||||
| + Employee Cost | 1,667.3 | 1,725.7 | 1,717.4 | 1,831.2 | 1,796.8 | 1,889.6 | 1,838.8 | 1,897.2 | 2,060.0 | 1,804.4 | 1,763.6 | 2,077.1 | |
| + Other Operating Expenses | 889.4 | 1,125.2 | 1,009.1 | 1,070.6 | 1,017.2 | 1,331.5 | 1,034.2 | 1,115.1 | 1,098.3 | 1,263.8 | 960.6 | 1,191.3 | |
| Operating Expenses | 2,556.7 | 2,850.9 | 2,726.4 | 2,901.8 | 2,814.0 | 3,221.1 | 2,873.0 | 3,012.3 | 3,158.3 | 3,068.2 | 2,724.2 | 3,268.4 | |
| Operating Profit (PPOP) | 1,942.7 | 2,072.4 | 2,005.5 | 2,176.0 | 1,976.7 | 2,016.9 | 2,315.4 | 1,795.4 | 2,296.9 | 2,114.4 | 2,196.3 | 2,279.3 | |
| Provisions & Contingencies | 820.6 | 709.9 | 1,193.4 | 598.3 | 559.0 | 846.3 | 522.5 | 316.2 | 704.6 | 505.0 | 405.0 | 564.3 | |
| Profit | |||||||||||||
| Pretax Income | 1,122.1 | 1,362.5 | 812.1 | 1,577.7 | 1,417.7 | 1,170.6 | 1,877.8 | 1,479.2 | 1,592.3 | 1,609.4 | 1,791.2 | 1,715.0 | |
| Tax Expense | 394.5 | 550.7 | -74.9 | 657.1 | 449.5 | 128.6 | 617.3 | 259.6 | 327.3 | 870.9 | 462.3 | 239.8 | |
| Net Income | 727.5 | 811.8 | 887.0 | 920.6 | 968.2 | 1,042.0 | 1,260.5 | 1,219.6 | 1,264.9 | 738.5 | 1,329.0 | 1,475.2 | |
| - Minority Interest | 3.4 | 1.2 | 2.3 | 2.1 | 2.7 | 1.9 | 2.2 | 2.3 | 0.5 | 2.1 | 1.5 | 2.5 | |
| Net Income to Common | 734.5 | 816.3 | 942.4 | 923.8 | 963.4 | 1,104.6 | 1,282.0 | 1,231.8 | 1,264.3 | 745.7 | 1,323.1 | 1,486.0 | |
| Per Share | |||||||||||||
| Basic EPS | 0.85 | 0.94 | 1.09 | 1.06 | 1.11 | 1.27 | 1.42 | 1.36 | 1.40 | 0.82 | 1.46 | 1.64 | |
| Diluted EPS | 0.85 | 0.94 | 1.09 | 1.06 | 1.11 | 1.27 | 1.42 | 1.36 | 1.40 | 0.82 | 1.46 | 1.64 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS before Extraordinary Items | 0.85 | 0.94 | 1.09 | 1.06 | 1.11 | 1.27 | 1.42 | 1.36 | 1.40 | 0.82 | 1.46 | 1.64 | |
| Diluted EPS before Extraordinary Items | 0.85 | 0.94 | 1.09 | 1.06 | 1.11 | 1.27 | 1.42 | 1.36 | 1.40 | 0.82 | 1.46 | 1.64 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | |||||||||||||
| Government of India Shareholding % | — | — | — | — | — | — | — | — | — | — | 0.81 | 0.81 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Cet1 Ratio | — | — | — | — | — | — | — | 0.15 | — | — | — | 0.16 | |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 84.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Expenditure Ex Provisions | 7,228.5 | 7,661.9 | 7,527.9 | 7,708.3 | 7,797.5 | 8,459.2 | 8,094.7 | 8,488.3 | 8,710.0 | 8,744.7 | 8,518.1 | 9,495.1 | |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Roa | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Gnpa Pct | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | |
| Gross Npa | 10,847.2 | 11,398.4 | 11,453.1 | 11,676.0 | 10,539.6 | 9,289.3 | 8,706.2 | 8,901.1 | 8,801.1 | 9,258.5 | 9,312.1 | 9,192.2 | |
| Net Npa | 2,996.9 | 3,038.4 | 1,813.1 | 1,719.6 | 1,606.3 | 1,581.8 | 1,349.1 | 1,408.1 | 1,458.7 | 1,708.3 | 1,766.7 | 1,193.1 | |
| Nnpa Pct | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | |
| Paid Up Equity Capital | 8,680.9 | 8,680.9 | 8,680.9 | 8,680.9 | 8,680.9 | 9,051.4 | 9,051.4 | 9,051.4 | 9,051.4 | 9,051.4 | 9,051.4 | 9,051.4 | |
| Pat Ordinary | 727.5 | 811.8 | 887.0 | 920.6 | 968.2 | 1,042.0 | 1,260.5 | 1,219.6 | 1,264.9 | 738.5 | 1,329.0 | 1,475.2 | |
| Share Of Associates | 10.4 | 5.6 | 57.7 | 5.3 | -2.1 | 64.5 | 23.7 | 14.5 | -0.2 | 9.3 | -4.3 | 13.3 | |
Filed with NSE on Saturday, 17 October 2026 at 1:19 pm IST
Central Bank of India (NSE: CENTRALBK) reported its Q2 FY27 results (July–September 2026) on Saturday, 17 October 2026 at 1:19 pm IST. Standalone net profit was ₹1,469 crore, up 21.1% from ₹1,213 crore in Q2 FY26 and up 11.0% from ₹1,324 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹4,145 crore, up 26.3% on the year.
Standalone net profit was ₹1,469 crore, up 21.1% from ₹1,213 crore in Q2 FY26 and up 11.0% from ₹1,324 crore in Q1 FY27.
Net interest income (interest earned less interest paid) was ₹4,145 crore, up 26.3% on the year. Operating profit before provisions was ₹2,268 crore, and provisions were ₹563 crore.
Gross non-performing assets (NPAs) were ₹9,109 crore, 2.39% of gross advances, against 3.01% a year earlier and 2.60% in Q1 FY27. Net NPAs were 0.31% of net advances (0.48% a year earlier).
Both grew from a year earlier: net profit was up 21.1% at ₹1,469 crore and net interest income was up 26.3% at ₹4,145 crore. Gross NPAs were 2.39% of advances, against 3.01% a year earlier. Against Q1 FY27, net profit was up 11.0% and net interest income up 5.9%.
On 30 September 2026, deposits were ₹5,08,509 crore, up 14.4% from ₹4,44,450 crore a year earlier, and advances (loans) were ₹3,73,070 crore, up 30.4% from ₹2,86,024 crore a year earlier.
Standalone net profit for the first half of FY27 (April–September 2026) was ₹2,793 crore, up 17.3% from ₹2,382 crore in the same months a year earlier. Net interest income was ₹8,060 crore, up 20.9%.
Basic earnings per share were ₹1.62, against ₹1.34 in Q2 FY26.
Standalone net profit was ₹4,369 crore in FY26 (April 2025–March 2026), up 15.4% from ₹3,785 crore in FY25. It was ₹2,549 crore in FY24 and ₹1,582 crore in FY23: up 176.1% over three years, 40.3% a year on average.
On Saturday, 17 October 2026 at 1:19 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 17 October 2025.
Net profit by quarter: ₹1,263 crore in Q3 FY26, ₹724 crore in Q4 FY26, ₹1,324 crore in Q1 FY27 and ₹1,469 crore in Q2 FY27. That is ₹4,780 crore over the four quarters, up 9.3% from ₹4,374 crore in the four quarters before. Net interest income: ₹3,502 crore, ₹4,002 crore, ₹3,914 crore and ₹4,145 crore.
Net interest income was ₹14,170 crore in FY26 (April 2025–March 2026), up 2.0% from ₹13,897 crore in FY25. It was ₹12,896 crore in FY24 and ₹11,687 crore in FY23: up 21.3% over three years, 6.6% a year on average.
Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.
From Central Bank of India's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 17 October 2026). Growth compares the same standalone figures a year and a quarter earlier.
Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.