Central Bank of India quarterly results

Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income11,77410,284+14.5%
Net interest income4,1673,301+26.3%
Operating profit2,2791,795+27.0%
Net profit1,4751,220+21.0%
EPS₹1.64₹1.36+20.6%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
7,2656,7886,3926,1245,6975,9645,8755,7185,4325,4315,3345,199
2,7192,6462,6012,6832,5892,3412,4932,5912,5482,4642,5472,350
364253269256454275230194244248269250
46.038.44357.536.842.755.438.311.722322143.4
10,3949,7269,6989,0708,7778,6238,6538,5428,2358,3678,3717,842
6,2275,7945,6775,5525,4765,2225,2384,9844,8074,8014,8114,672
4,1673,9324,0213,5183,3013,4023,4153,5583,4293,5663,5603,170
1,3809881,1611,9371,5071,7871,8231,2321,6491,1661,3631,329
11,77410,71410,85911,00710,28410,41010,4769,7749,8849,5339,7349,171
Operating
2,0771,7641,8042,0601,8971,8391,8901,7971,8311,7171,7261,667
1,1919611,2641,0981,1151,0341,3321,0171,0711,0091,125889
3,2682,7243,0683,1583,0122,8733,2212,8142,9022,7262,8512,557
2,2792,1962,1142,2971,7952,3152,0171,9772,1762,0062,0721,943
5644055057053165228465595981,193710821
Profit
1,7151,7911,6091,5921,4791,8781,1711,4181,5788121,3631,122
240462871327260617129450657−74.9551395
1,4751,3297391,2651,2201,2601,042968921887812728
2.51.52.10.52.32.21.92.72.12.31.23.4
1,4861,3237461,2641,2321,2821,105963924942816734
Per share
₹1.64₹1.46₹0.82₹1.40₹1.36₹1.42₹1.27₹1.11₹1.06₹1.09₹0.94₹0.85
₹1.64₹1.46₹0.82₹1.40₹1.36₹1.42₹1.27₹1.11₹1.06₹1.09₹0.94₹0.85
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹1.64₹1.46₹0.82₹1.40₹1.36₹1.42₹1.27₹1.11₹1.06₹1.09₹0.94₹0.85
₹1.64₹1.46₹0.82₹1.40₹1.36₹1.42₹1.27₹1.11₹1.06₹1.09₹0.94₹0.85
Regulatory disclosures — filed alongside, not part of the P&L
0.8%0.8%——————————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

CENTRALBK₹29.22

Central Bank of India

· Banking & Finance
AnnualQuarterly₹ CrorePeersUCOBANKIOBMAHABANKCGCLCREDITACCAPTUSRBLBANKPOONAWALLAMcap ₹26,448 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills5,198.55,334.55,431.35,431.85,718.55,874.75,964.25,697.06,123.86,392.56,788.17,265.0
+ Income on Investments2,350.22,547.42,464.22,547.82,591.02,493.12,341.12,588.72,683.02,601.42,646.32,719.3
+ Interest on RBI / Interbank249.9268.8248.3244.0194.0230.0275.4454.1255.7268.7253.0363.7
+ Other Interest43.4220.5223.111.738.355.442.736.87.5435.338.446.0
Interest Earned7,841.98,371.28,367.08,235.38,541.88,653.38,623.48,776.59,070.09,697.89,725.910,393.9
Interest Expended4,671.94,811.04,801.54,806.54,983.65,238.15,221.85,476.05,551.75,676.55,794.06,226.7
Net Interest Income3,170.13,560.23,565.63,428.83,558.33,415.23,401.63,300.53,518.24,021.33,932.04,167.3
Other Income1,329.31,363.11,166.41,648.91,232.41,822.81,786.71,507.21,937.01,161.3988.51,380.5
Total Income9,171.29,734.39,533.49,884.39,774.310,476.110,410.110,283.711,006.910,859.110,714.411,774.4
Operating
+ Employee Cost1,667.31,725.71,717.41,831.21,796.81,889.61,838.81,897.22,060.01,804.41,763.62,077.1
+ Other Operating Expenses889.41,125.21,009.11,070.61,017.21,331.51,034.21,115.11,098.31,263.8960.61,191.3
Operating Expenses2,556.72,850.92,726.42,901.82,814.03,221.12,873.03,012.33,158.33,068.22,724.23,268.4
Operating Profit (PPOP)1,942.72,072.42,005.52,176.01,976.72,016.92,315.41,795.42,296.92,114.42,196.32,279.3
Provisions & Contingencies820.6709.91,193.4598.3559.0846.3522.5316.2704.6505.0405.0564.3
Profit
Pretax Income1,122.11,362.5812.11,577.71,417.71,170.61,877.81,479.21,592.31,609.41,791.21,715.0
Tax Expense394.5550.7-74.9657.1449.5128.6617.3259.6327.3870.9462.3239.8
Net Income727.5811.8887.0920.6968.21,042.01,260.51,219.61,264.9738.51,329.01,475.2
- Minority Interest3.41.22.32.12.71.92.22.30.52.11.52.5
Net Income to Common734.5816.3942.4923.8963.41,104.61,282.01,231.81,264.3745.71,323.11,486.0
Per Share
Basic EPS0.850.941.091.061.111.271.421.361.400.821.461.64
Diluted EPS0.850.941.091.061.111.271.421.361.400.821.461.64
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items0.850.941.091.061.111.271.421.361.400.821.461.64
Diluted EPS before Extraordinary Items0.850.941.091.061.111.271.421.361.400.821.461.64
Regulatory Disclosures — filed alongside, not part of the P&L
Government of India Shareholding %——————————0.810.81
Other Filed Concepts — mapped but not yet placed in the schedule
Cet1 Ratio———————0.15———0.16
Exceptional Items0.00.00.00.00.00.084.90.00.00.00.00.0
Expenditure Ex Provisions7,228.57,661.97,527.97,708.37,797.58,459.28,094.78,488.38,710.08,744.78,518.19,495.1
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.010.010.010.010.010.010.010.010.010.010.010.01
Gnpa Pct0.050.050.050.050.040.030.030.030.030.030.030.02
Gross Npa10,847.211,398.411,453.111,676.010,539.69,289.38,706.28,901.18,801.19,258.59,312.19,192.2
Net Npa2,996.93,038.41,813.11,719.61,606.31,581.81,349.11,408.11,458.71,708.31,766.71,193.1
Nnpa Pct0.010.010.010.010.010.010.010.000.000.010.010.00
Paid Up Equity Capital8,680.98,680.98,680.98,680.98,680.99,051.49,051.49,051.49,051.49,051.49,051.49,051.4
Pat Ordinary727.5811.8887.0920.6968.21,042.01,260.51,219.61,264.9738.51,329.01,475.2
Share Of Associates10.45.657.75.3-2.164.523.714.5-0.29.3-4.313.3
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Central Bank of India Q2 FY27 results (July–September 2026)

Filed with NSE on Saturday, 17 October 2026 at 1:19 pm IST

Central Bank of India (NSE: CENTRALBK) reported its Q2 FY27 results (July–September 2026) on Saturday, 17 October 2026 at 1:19 pm IST. Standalone net profit was ₹1,469 crore, up 21.1% from ₹1,213 crore in Q2 FY26 and up 11.0% from ₹1,324 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹4,145 crore, up 26.3% on the year.

Q2 FY26 results (a year earlier)
17 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹1,469 Cr+21.1% vs Q2 FY26+11.0% vs Q1 FY27
Net interest income
₹4,145 Cr+26.3% vs Q2 FY26+5.9% vs Q1 FY27
Operating profit (before provisions)
₹2,268 Cr+27.0% vs Q2 FY26+3.8% vs Q1 FY27
Gross NPA
2.39%3.01% in Q2 FY262.60% in Q1 FY27₹9,109 Cr · net NPA 0.31%
Deposits
₹5,08,509 Cr+14.4% vs Q2 FY26
Advances (loans)
₹3,73,070 Cr+30.4% vs Q2 FY26

Questions

What was Central Bank of India's net profit in Q2 FY27?

Standalone net profit was ₹1,469 crore, up 21.1% from ₹1,213 crore in Q2 FY26 and up 11.0% from ₹1,324 crore in Q1 FY27.

What was Central Bank of India's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹4,145 crore, up 26.3% on the year. Operating profit before provisions was ₹2,268 crore, and provisions were ₹563 crore.

What were Central Bank of India's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹9,109 crore, 2.39% of gross advances, against 3.01% a year earlier and 2.60% in Q1 FY27. Net NPAs were 0.31% of net advances (0.48% a year earlier).

How were Central Bank of India's Q2 FY27 results?

Both grew from a year earlier: net profit was up 21.1% at ₹1,469 crore and net interest income was up 26.3% at ₹4,145 crore. Gross NPAs were 2.39% of advances, against 3.01% a year earlier. Against Q1 FY27, net profit was up 11.0% and net interest income up 5.9%.

How much did Central Bank of India's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹5,08,509 crore, up 14.4% from ₹4,44,450 crore a year earlier, and advances (loans) were ₹3,73,070 crore, up 30.4% from ₹2,86,024 crore a year earlier.

What was Central Bank of India's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹2,793 crore, up 17.3% from ₹2,382 crore in the same months a year earlier. Net interest income was ₹8,060 crore, up 20.9%.

What was Central Bank of India's EPS in Q2 FY27?

Basic earnings per share were ₹1.62, against ₹1.34 in Q2 FY26.

What was Central Bank of India's net profit in FY26?

Standalone net profit was ₹4,369 crore in FY26 (April 2025–March 2026), up 15.4% from ₹3,785 crore in FY25. It was ₹2,549 crore in FY24 and ₹1,582 crore in FY23: up 176.1% over three years, 40.3% a year on average.

When did Central Bank of India announce its Q2 FY27 results?

On Saturday, 17 October 2026 at 1:19 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 17 October 2025.

How has Central Bank of India's profit changed over the last four quarters?

Net profit by quarter: ₹1,263 crore in Q3 FY26, ₹724 crore in Q4 FY26, ₹1,324 crore in Q1 FY27 and ₹1,469 crore in Q2 FY27. That is ₹4,780 crore over the four quarters, up 9.3% from ₹4,374 crore in the four quarters before. Net interest income: ₹3,502 crore, ₹4,002 crore, ₹3,914 crore and ₹4,145 crore.

What was Central Bank of India's net interest income in FY26?

Net interest income was ₹14,170 crore in FY26 (April 2025–March 2026), up 2.0% from ₹13,897 crore in FY25. It was ₹12,896 crore in FY24 and ₹11,687 crore in FY23: up 21.3% over three years, 6.6% a year on average.

When will Central Bank of India announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Central Bank of India figures come from?

From Central Bank of India's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 17 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.