UCO Bank financials

Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹8,174cr+10.1% on Q2 FY26
Net interest income
₹2,886cr+14.0% on Q2 FY26
Net profit
₹786cr+26.8% on Q2 FY26
EPS
₹0.63+28.6% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income8,1747,421+10.1%
Net interest income2,8862,533+14.0%
Operating profit1,8721,613+16.1%
Net profit786620+26.8%
EPS₹0.63₹0.49+28.6%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹8,174 crNet profit₹786 crNet interest margin2.8%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
27,712————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
27,59026,28125,06721,85417,651
—+4.8%+14.7%+23.8%—
10,95510,1969,6308,101—
—+5.9%+18.9%——
2.7%2.7%2.8%2.5%—
7,9356,4296,0374,5764,341
2,9832,7682,4451,6541,862
—+13.2%+47.8%−11.2%—
₹2.38₹2.21₹1.95₹1.32₹1.49
—+13.2%+47.8%−11.2%—
8.6%8.6%8.4%6.1%—
Balance sheet & asset quality
3,49,5903,27,5632,93,5422,63,130—
2,82,5712,57,7632,15,1351,82,022—
—2.2%2.7%3.5%—
—0.3%0.5%0.9%—
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

UCOBANK₹22.10

UCO Bank

· Banking & Finance
₹ CrorePeersCENTRALBKIOBBANKINDIAAADHARHFCSTARHEALTHAAVASABSLAMCPINELABSMcap ₹27,712 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————27,712.4
Interest Earned17,650.521,854.325,066.926,281.427,590.5
Growth %, YoY—+23.8+14.7+4.8—
Net Interest Income—8,100.89,630.110,196.410,955.2
Growth %, YoY——+18.9+5.9—
NIM %, on assets—2.502.812.692.69
Operating Profit (PPOP)4,340.74,576.26,037.36,428.97,935.4
Net Income1,862.31,653.72,445.02,767.92,982.6
Growth %, YoY—-11.2+47.8+13.2—
EPS, Adj (current shares)1.491.321.952.212.38
Growth %, YoY—-11.2+47.8+13.2—
ROE %—6.058.388.628.62
Balance Sheet & Asset Quality
Deposits—2,63,129.82,93,542.23,27,562.53,49,590.5
Advances—1,82,021.92,15,134.62,57,762.92,82,571.0
Gross NPA %—3.462.692.17—
Net NPA %—0.890.500.27—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

UCO Bank financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

UCO Bank (NSE: UCOBANK) had a market capitalisation of ₹27,800 crore at the 29 October 2026 close (₹22.17 a share), a PE ratio of 9.3 on the last four quarters' profit and a price-to-book ratio of 0.80. In FY26 its standalone net profit was ₹2,768 crore on net interest income of ₹10,196 crore; in Q2 FY27 (July–September 2026) it was ₹786 crore, up 26.8% year on year. Gross NPAs were 1.96% of advances on 30 September 2026. Promoters held 90.95% of the shares on 30 September 2026.

UCO Bank Q2 FY27 results
filed 15 October 2026
Share price used
₹22.17 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026
Share price and live chart
₹22.17 · 29 Oct close

UCO Bank at a glance · consolidated

Market cap
₹27,800 Crat ₹22.17 · 29 Oct close
PE ratio (last 4 quarters)
9.310.0 on FY26 profit
Price to book (PB)
0.80book value ₹27.58 a share
ROE (FY26)
8.6%+0.2 pts vs FY25
Gross NPA
1.96%2.56% in Q2 FY26net NPA 0.18% · Q2 FY27
Promoter holding
90.95%unchanged vs 30 Jun 202630 September 2026
Dividend yield
1.98%₹0.44 a share in 12 months
Net worth
₹34,578 Cr+6.5% vs 30 Sep 202530 September 2026
CET1 ratio
17.06%30 September 2026

Questions

What is the UCO Bank PE ratio today?

UCO Bank's PE ratio is 9.3 at the 29 October 2026 close (₹22.17 a share): a market capitalisation of ₹27,800 crore divided by consolidated net profit of ₹2,983 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹2,768 crore) it is 10.0.

What is the UCO Bank net worth?

UCO Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹34,578 crore on 30 September 2026, up 6.5% from ₹32,465 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹27,800 crore at the 29 October 2026 close.

What is the UCO Bank book value per share?

UCO Bank's book value per share was ₹27.58 on 30 September 2026: shareholders' equity of ₹34,578 crore divided by the 1,253.96 crore shares in issue, up 6.5% from ₹25.89 a year earlier. The share price at the 29 October 2026 close was ₹22.17.

What is the UCO Bank PB ratio (price to book value)?

UCO Bank's price-to-book (PB) ratio is 0.80 at the 29 October 2026 close: a market capitalisation of ₹27,800 crore divided by shareholders' equity (book value) of ₹34,578 crore on 30 September 2026. That is a book value of ₹27.58 per share against a share price of ₹22.17.

What is the UCO Bank ROE?

In FY26, UCO Bank's return on equity (ROE) was 8.6%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 8.4%.

What is the UCO Bank NPA?

UCO Bank's gross non-performing assets (NPAs) were ₹5,632 crore, 1.96% of gross advances, on 30 September 2026 (2.56% a year earlier). Net NPAs were 0.18% of net advances (0.43% a year earlier).

What is the UCO Bank market cap?

UCO Bank's market capitalisation was ₹27,800 crore at the 29 October 2026 close: 1,253.96 crore shares at ₹22.17 each.

What is the UCO Bank EPS?

UCO Bank's basic earnings per share (EPS) were ₹2.21 in FY26, against ₹2.04 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹2.38.

What is the UCO Bank dividend in 2026 and its record date?

In 2026, UCO Bank has declared one dividend: ₹0.44 with record date 4 May 2026.

What is the UCO Bank CD ratio (credit-deposit ratio)?

UCO Bank's credit-deposit ratio was 80.8% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What are the UCO Bank deposits and advances?

On 30 September 2026, UCO Bank's deposits were ₹3,49,590 crore, up 14.4% from a year earlier, and its advances (loans) were ₹2,82,571 crore, up 25.2% from a year earlier.

What is the UCO Bank dividend yield?

UCO Bank's dividend yield is 1.98% at the 29 October 2026 close: dividends of ₹0.44 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹22.17. They were ₹0.44 on 4 May 2026.

What is the UCO Bank capital adequacy ratio?

UCO Bank's common equity tier 1 (CET1) ratio was 17.06% on 30 September 2026.

What is the UCO Bank promoter holding?

Promoters held 90.95% of UCO Bank on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

When are the UCO Bank next results?

UCO Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the UCO Bank shareholding pattern?

On 30 September 2026, UCO Bank's shares were held by promoters 90.95%, foreign portfolio investors (FII/FPI) 0.06%, domestic institutions (DII) 4.14% (including mutual funds at 0.30%) and retail and other non-institutional investors 4.85%. Over the year, FII holding was down 0.07 percentage points from 0.13% and DII holding was down 0.39 percentage points from 4.53%.

What is the UCO Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), UCO Bank's standalone net profit was ₹2,768 crore, up 13.2% from ₹2,445 crore in FY25, on net interest income of ₹10,196 crore (up 5.9%). Over three years, from FY23, net profit was up 48.6%.

How does the UCO Bank PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, UCO Bank's PE ratio is 10.0, the second highest of the four: Central Bank of India 5.8, Indian Overseas Bank (IOB) 10.4 and Bank of India 6.0, a peer average of 7.4. Each is the company's market capitalisation at that price divided by its FY26 net profit.

What are the UCO Bank latest quarterly results?

UCO Bank's latest results are for Q2 FY27 (July–September 2026), filed on 15 October 2026: standalone net profit ₹786 crore, up 26.8% from ₹620 crore in Q2 FY26; net interest income ₹2,886 crore, up 14.0% year on year.

How does UCO Bank compare with its peers?

On FY26 consolidated figures, against Central Bank of India, Indian Overseas Bank (IOB) and Bank of India: UCO Bank's return on equity of 8.6% is the lowest of the four (Central Bank of India 11.9%, Indian Overseas Bank (IOB) 15.7%, Bank of India 12.1%; peer average 13.2%); its return on assets of 0.73% is the lowest of the four (Central Bank of India 0.87%, Indian Overseas Bank (IOB) 1.20%, Bank of India 0.90%; peer average 0.99%); its gross NPA ratio of 2.17% is the highest of the four (Central Bank of India 0.03%, Indian Overseas Bank (IOB) 1.42%, Bank of India 1.98%; peer average 1.14%).

UCO Bank vs Central Bank of India: how do they compare?

In FY26, UCO Bank earned net profit of ₹2,768 crore, against ₹4,524 crore for Central Bank of India. UCO Bank's return on equity was 8.6% (Central Bank of India 11.9%) and its gross NPA ratio 2.17% (Central Bank of India 0.03%). At the 29 October 2026 close, UCO Bank's market capitalisation was ₹27,800 crore against ₹26,448 crore for Central Bank of India, and its PE ratio on FY26 profit 10.0 against 5.8.

Where do these UCO Bank figures come from?

From UCO Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.