UCO Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY22 and earlierAlpha Plus

Margins & efficiency
Returns					FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	8.6%	8.6%	8.4%	6.1%
	0.7%	0.7%	0.7%	0.5%
	2.7%	2.7%	2.8%	2.5%
	52.9%	52.9%	57.0%	59.7%
	0.9%	0.9%	1.1%	1.1%
	1.9%	1.9%	2.3%	2.1%
	11.6%	11.6%	15.0%	13.0%
	78.7%	78.7%	73.3%	69.2%
Additional
	50.6%	36.7%	36.2%	35.6%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

UCOBANK₹22.17

UCO Bank

· Banking & Finance

₹ CrorePeersCENTRALBK IOB BANKINDIA AADHARHFC STARHEALTH AAVAS ABSLAMC PINELABSMcap ₹27,800 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	6.05	8.38	8.62	8.62
Return on Assets	—	0.51	0.71	0.73	0.73
Margins & Efficiency
Net Interest Margin (on assets)	—	2.50	2.81	2.69	2.69
Cost to Income	—	59.74	56.99	52.92	52.92
Credit Cost (provisions / avg advances)	—	1.10	1.11	0.87	0.87
Operating Expenses / Avg Assets	—	2.10	2.33	1.91	1.91
Other Income Share of Total Income	—	13.00	14.95	11.63	11.63
Credit-Deposit Ratio	—	69.18	73.29	78.69	78.69
Additional
Effective Tax Rate	—	35.62	36.22	36.71	50.63

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.