| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 8,174 | 7,421 | +10.1% |
| Net interest income | 2,886 | 2,533 | +14.0% |
| Operating profit | 1,872 | 1,613 | +16.1% |
| Net profit | 786 | 620 | +26.8% |
| EPS | ₹0.63 | ₹0.49 | +28.6% |
| Tap a line for its trend | Q2 FY27Sep 2026 | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 | Q1 FY25Jun 2024 | Q4 FY24Mar 2024 | Q3 FY24Dec 2023 | Earlier quartersAlpha Plus |
|---|
Interest income | Earlier quartersEvery year the company has filed comes with Alpha Plus. | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5,392 | 5,118 | 4,761 | 4,718 | 4,626 | 4,491 | 4,748 | 4,272 | 4,138 | 3,959 | 3,901 | 3,570 | ||
| 1,643 | 1,654 | 1,639 | 1,653 | 1,615 | 1,565 | 1,602 | 1,567 | 1,592 | 1,585 | 1,537 | 1,550 | ||
| 241 | 213 | 239 | 253 | 273 | 357 | 369 | 360 | 348 | 423 | 389 | 394 | ||
| 10.4 | 10.9 | 17.9 | 27.9 | 22.8 | 23.7 | 24.8 | 21.2 | 0.0 | 57.3 | 33.3 | 38.0 | ||
| 7,286 | 6,996 | 6,656 | 6,652 | 6,537 | 6,436 | 6,745 | 6,220 | 6,078 | 6,024 | 5,860 | 5,552 | ||
| 4,400 | 4,188 | 4,042 | 4,006 | 4,004 | 4,033 | 4,046 | 3,842 | 3,778 | 3,770 | 3,672 | 3,564 | ||
| 2,886 | 2,808 | 2,614 | 2,646 | 2,533 | 2,403 | 2,698 | 2,378 | 2,300 | 2,254 | 2,187 | 1,988 | ||
| 888 | 1,686 | 709 | 869 | 884 | 997 | 1,392 | 1,186 | 993 | 835 | 1,125 | 861 | ||
| 8,174 | 8,682 | 7,365 | 7,521 | 7,421 | 7,433 | 8,137 | 7,406 | 7,071 | 6,859 | 6,985 | 6,413 | ||
Operating | |||||||||||||
| 1,208 | 1,162 | 1,068 | 1,183 | 1,214 | 1,276 | 1,618 | 1,323 | 1,304 | 1,208 | 1,543 | 1,253 | ||
| 694 | 523 | 682 | 652 | 590 | 562 | 774 | 655 | 557 | 560 | 497 | 476 | ||
| 1,902 | 1,685 | 1,750 | 1,835 | 1,804 | 1,838 | 2,392 | 1,978 | 1,862 | 1,768 | 2,039 | 1,730 | ||
| 1,872 | 2,810 | 1,573 | 1,680 | 1,613 | 1,562 | 1,699 | 1,586 | 1,432 | 1,321 | 1,273 | 1,119 | ||
| 808 | 235 | 326 | 525 | 588 | 616 | 663 | 590 | 493 | 459 | 467 | 342 | ||
Profit | |||||||||||||
| 1,065 | 2,575 | 1,247 | 1,155 | 1,025 | 946 | 1,036 | 996 | 939 | 862 | 806 | 777 | ||
| 279 | 1,919 | 446 | 416 | 405 | 339 | 384 | 357 | 336 | 312 | 280 | 274 | ||
| 786 | 656 | 801 | 740 | 620 | 607 | 652 | 639 | 603 | 551 | 526 | 503 | ||
| 786 | 656 | 801 | 740 | 620 | 607 | 652 | 639 | 603 | 551 | 526 | 503 | ||
Per share | |||||||||||||
| ₹0.63 | ₹0.52 | ₹0.64 | ₹0.59 | ₹0.49 | ₹0.48 | ₹0.54 | ₹0.53 | ₹0.50 | ₹0.46 | ₹0.44 | ₹0.42 | ||
| ₹0.63 | ₹0.52 | ₹0.64 | ₹0.59 | ₹0.49 | ₹0.48 | ₹0.54 | ₹0.53 | ₹0.50 | ₹0.46 | ₹0.44 | ₹0.42 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Per share — as-filed variants | |||||||||||||
| ₹0.63 | ₹0.52 | ₹0.64 | ₹0.59 | ₹0.49 | ₹0.48 | ₹0.54 | ₹0.53 | ₹0.50 | ₹0.46 | ₹0.44 | ₹0.42 | ||
| ₹0.63 | ₹0.52 | ₹0.64 | ₹0.59 | ₹0.49 | ₹0.48 | ₹0.54 | ₹0.53 | ₹0.50 | ₹0.46 | ₹0.44 | ₹0.42 | ||
Regulatory disclosures — filed alongside, not part of the P&L | |||||||||||||
| 0.5 | — | 1.3 | — | 0.7 | — | 55,516 | — | — | — | — | — | ||
| 0.9% | 0.9% | — | — | — | — | — | — | — | — | — | — | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | Q2 FY27 30/09/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | |||||||||||||
| + Interest on Advances / Bills | 3,570.0 | 3,900.8 | 3,958.6 | 4,138.0 | 4,272.2 | 4,748.4 | 4,490.9 | 4,626.1 | 4,717.8 | 4,760.7 | 5,118.2 | 5,391.9 | |
| + Income on Investments | 1,549.7 | 1,536.7 | 1,585.3 | 1,592.4 | 1,566.9 | 1,602.1 | 1,564.6 | 1,615.2 | 1,652.9 | 1,639.1 | 1,653.6 | 1,643.2 | |
| + Interest on RBI / Interbank | 394.2 | 389.0 | 422.8 | 348.0 | 359.7 | 369.4 | 356.8 | 273.1 | 253.3 | 238.6 | 213.3 | 240.9 | |
| + Other Interest | 38.0 | 33.3 | 57.3 | 0.0 | 21.2 | 24.8 | 23.7 | 22.8 | 27.9 | 17.9 | 10.9 | 10.4 | |
| Interest Earned | 5,551.9 | 5,859.7 | 6,024.0 | 6,078.4 | 6,220.0 | 6,744.6 | 6,436.0 | 6,537.2 | 6,651.8 | 6,656.3 | 6,996.0 | 7,286.3 | |
| Interest Expended | 3,563.8 | 3,672.3 | 3,770.4 | 3,778.0 | 3,842.3 | 4,046.1 | 4,032.8 | 4,004.5 | 4,005.7 | 4,042.0 | 4,187.6 | 4,399.9 | |
| Net Interest Income | 1,988.1 | 2,187.4 | 2,253.6 | 2,300.3 | 2,377.7 | 2,698.5 | 2,403.2 | 2,532.7 | 2,646.1 | 2,614.3 | 2,808.4 | 2,886.4 | |
| Other Income | 860.8 | 1,124.9 | 835.4 | 993.1 | 1,185.9 | 1,392.2 | 997.2 | 884.2 | 869.3 | 708.9 | 1,686.2 | 887.8 | |
| Total Income | 6,412.7 | 6,984.6 | 6,859.4 | 7,071.4 | 7,405.9 | 8,136.8 | 7,433.2 | 7,421.4 | 7,521.2 | 7,365.2 | 8,682.2 | 8,174.1 | |
| Operating | |||||||||||||
| + Employee Cost | 1,253.4 | 1,542.7 | 1,208.1 | 1,304.5 | 1,322.7 | 1,617.9 | 1,276.4 | 1,214.0 | 1,183.0 | 1,068.1 | 1,162.0 | 1,207.5 | |
| + Other Operating Expenses | 476.4 | 496.7 | 559.6 | 557.4 | 655.2 | 774.1 | 561.8 | 589.7 | 652.2 | 681.9 | 523.1 | 694.3 | |
| Operating Expenses | 1,729.8 | 2,039.4 | 1,767.8 | 1,861.8 | 1,977.9 | 2,391.9 | 1,838.2 | 1,803.7 | 1,835.2 | 1,750.0 | 1,685.1 | 1,901.8 | |
| Operating Profit (PPOP) | 1,119.1 | 1,272.9 | 1,321.2 | 1,431.6 | 1,585.7 | 1,698.8 | 1,562.3 | 1,613.2 | 1,680.2 | 1,573.2 | 2,809.5 | 1,872.4 | |
| Provisions & Contingencies | 342.3 | 467.4 | 458.8 | 492.8 | 589.5 | 662.6 | 616.1 | 588.1 | 525.1 | 326.1 | 234.6 | 807.7 | |
| Profit | |||||||||||||
| Pretax Income | 776.9 | 805.5 | 862.5 | 938.8 | 996.2 | 1,036.1 | 946.2 | 1,025.1 | 1,155.1 | 1,247.1 | 2,574.9 | 1,064.7 | |
| Tax Expense | 274.1 | 279.7 | 311.5 | 336.0 | 357.4 | 383.7 | 338.8 | 405.3 | 415.6 | 446.0 | 1,918.6 | 279.1 | |
| Net Income | 502.8 | 525.8 | 551.0 | 602.7 | 638.8 | 652.4 | 607.4 | 619.8 | 739.5 | 801.2 | 656.3 | 785.6 | |
| Net Income to Common | 502.8 | 525.8 | 551.0 | 602.7 | 638.8 | 652.4 | 607.4 | 619.8 | 739.5 | 801.2 | 656.3 | 785.6 | |
| Per Share | |||||||||||||
| Basic EPS | 0.42 | 0.44 | 0.46 | 0.50 | 0.53 | 0.54 | 0.48 | 0.49 | 0.59 | 0.64 | 0.52 | 0.63 | |
| Diluted EPS | 0.42 | 0.44 | 0.46 | 0.50 | 0.53 | 0.54 | 0.48 | 0.49 | 0.59 | 0.64 | 0.52 | 0.63 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS before Extraordinary Items | 0.42 | 0.44 | 0.46 | 0.50 | 0.53 | 0.54 | 0.48 | 0.49 | 0.59 | 0.64 | 0.52 | 0.63 | |
| Diluted EPS before Extraordinary Items | 0.42 | 0.44 | 0.46 | 0.50 | 0.53 | 0.54 | 0.48 | 0.49 | 0.59 | 0.64 | 0.52 | 0.63 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | |||||||||||||
| Related-party Transactions — During the Period | — | — | — | — | — | 55,515.5 | — | 0.7 | — | 1.3 | — | 0.5 | |
| Government of India Shareholding % | — | — | — | — | — | — | — | — | — | — | 0.91 | 0.91 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| At1 Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Cet1 Ratio | 0.13 | 0.14 | 0.14 | 0.14 | 0.14 | 0.16 | 0.16 | 0.16 | 0.15 | 0.16 | 0.17 | 0.17 | |
| Expenditure Ex Provisions | 5,293.6 | 5,711.7 | 5,538.2 | 5,639.8 | 5,820.2 | 6,438.0 | 5,871.0 | 5,808.2 | 5,840.9 | 5,792.0 | 5,872.7 | 6,301.7 | |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Roa | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Gnpa Pct | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | |
| Gross Npa | 6,904.8 | 6,463.3 | 6,420.1 | 6,293.9 | 6,081.6 | 5,918.5 | 5,911.5 | 5,894.7 | 5,867.3 | 5,690.2 | 5,667.2 | 5,632.2 | |
| Net Npa | 1,699.9 | 1,621.6 | 1,473.4 | 1,406.4 | 1,283.1 | 1,068.3 | 997.6 | 961.9 | 852.6 | 701.9 | 675.7 | 513.5 | |
| Nnpa Pct | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Paid Up Equity Capital | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 12,539.6 | 12,539.6 | 12,539.6 | 12,539.6 | 12,539.6 | 12,539.6 | 12,539.6 | |
| Pat Ordinary | 502.8 | 525.8 | 551.0 | 602.7 | 638.8 | 652.4 | 607.4 | 619.8 | 739.5 | 801.2 | 656.3 | 785.6 | |
Filed with NSE on Thursday, 15 October 2026 at 1:16 pm IST
UCO Bank (NSE: UCOBANK) reported its Q2 FY27 results (July–September 2026) on Thursday, 15 October 2026 at 1:16 pm IST. Standalone net profit was ₹786 crore, up 26.8% from ₹620 crore in Q2 FY26 and up 19.7% from ₹656 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹2,886 crore, up 14.0% on the year.
Standalone net profit was ₹786 crore, up 26.8% from ₹620 crore in Q2 FY26 and up 19.7% from ₹656 crore in Q1 FY27.
Gross non-performing assets (NPAs) were ₹5,632 crore, 1.96% of gross advances, against 2.56% a year earlier and 2.08% in Q1 FY27. Net NPAs were 0.18% of net advances (0.43% a year earlier).
Basic earnings per share were ₹0.63, against ₹0.49 in Q2 FY26.
Net interest income (interest earned less interest paid) was ₹2,886 crore, up 14.0% on the year. Operating profit before provisions was ₹1,872 crore, and provisions were ₹808 crore.
Both grew from a year earlier: net profit was up 26.8% at ₹786 crore and net interest income was up 14.0% at ₹2,886 crore. Gross NPAs were 1.96% of advances, against 2.56% a year earlier. Against Q1 FY27, net profit was up 19.7% and net interest income up 2.8%.
On 30 September 2026, deposits were ₹3,49,590 crore, up 14.4% from ₹3,05,697 crore a year earlier, and advances (loans) were ₹2,82,571 crore, up 25.2% from ₹2,25,769 crore a year earlier.
Standalone net profit for the first half of FY27 (April–September 2026) was ₹1,442 crore, up 17.5% from ₹1,227 crore in the same months a year earlier. Net interest income was ₹5,695 crore, up 15.4%.
Standalone net profit was ₹2,768 crore in FY26 (April 2025–March 2026), up 13.2% from ₹2,445 crore in FY25. It was ₹1,654 crore in FY24 and ₹1,862 crore in FY23: up 48.6% over three years, 14.1% a year on average.
Net interest income was ₹10,196 crore in FY26 (April 2025–March 2026), up 5.9% from ₹9,630 crore in FY25. It was ₹8,101 crore in FY24 and ₹7,343 crore in FY23: up 38.9% over three years, 11.6% a year on average.
Net profit by quarter: ₹740 crore in Q3 FY26, ₹801 crore in Q4 FY26, ₹656 crore in Q1 FY27 and ₹786 crore in Q2 FY27. That is ₹2,983 crore over the four quarters, up 18.4% from ₹2,518 crore in the four quarters before. Net interest income: ₹2,646 crore, ₹2,614 crore, ₹2,808 crore and ₹2,886 crore.
On Thursday, 15 October 2026 at 1:16 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 17 October 2025.
Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.
From UCO Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 15 October 2026). Growth compares the same standalone figures a year and a quarter earlier.
Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.