In ₹ Crore except Per Share 12 Months Ending | Q4 FY22 31/03/2022 | Q2 FY23 30/09/2022 | Q3 FY23 31/12/2022 | Q4 FY23 31/03/2023 | Q1 FY24 30/06/2023 | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | |||||||||||||
| + Interest on Advances / Bills | 2,050.4 | 2,389.6 | 2,773.3 | 3,039.3 | 3,314.0 | 3,377.4 | 3,570.0 | 3,900.8 | 3,958.6 | 4,138.0 | 4,272.2 | 4,748.4 | |
| + Income on Investments | 1,526.5 | 1,547.6 | 1,577.4 | 1,563.5 | 1,509.9 | 1,527.5 | 1,549.7 | 1,536.7 | 1,585.3 | 1,592.4 | 1,566.9 | 1,602.1 | |
| + Interest on RBI / Interbank | 149.8 | 212.9 | 232.8 | 339.5 | 355.6 | 272.2 | 394.2 | 389.0 | 422.8 | 348.0 | 359.7 | 369.4 | |
| + Other Interest | 46.0 | 34.9 | 43.7 | 45.1 | 44.4 | 41.7 | 38.0 | 33.3 | 57.3 | 0.0 | 21.2 | 24.8 | |
| Interest Earned | 3,772.7 | 4,184.9 | 4,627.2 | 4,987.4 | 5,223.9 | 5,218.8 | 5,551.9 | 5,859.7 | 6,024.0 | 6,078.4 | 6,220.0 | 6,744.6 | |
| Interest Expended | 2,120.3 | 2,415.3 | 2,675.3 | 3,015.3 | 3,215.1 | 3,302.3 | 3,563.8 | 3,672.3 | 3,770.4 | 3,778.0 | 3,842.3 | 4,046.1 | |
| Net Interest Income | 1,652.4 | 1,769.6 | 1,951.9 | 1,972.1 | 2,008.8 | 1,916.6 | 1,988.1 | 2,187.4 | 2,253.6 | 2,300.3 | 2,377.7 | 2,698.5 | |
| Other Income | 589.0 | 779.9 | 823.5 | 959.5 | 633.0 | 646.8 | 860.8 | 1,124.9 | 835.4 | 993.1 | 1,185.9 | 1,392.2 | |
| Total Income | 4,361.6 | 4,964.8 | 5,450.6 | 5,946.9 | 5,856.9 | 5,865.6 | 6,412.7 | 6,984.6 | 6,859.4 | 7,071.4 | 7,405.9 | 8,136.8 | |
| Operating | |||||||||||||
| + Employee Cost | 830.4 | 945.8 | 1,047.0 | 1,057.6 | 1,028.2 | 1,062.4 | 1,253.4 | 1,542.7 | 1,208.1 | 1,304.5 | 1,322.7 | 1,617.9 | |
| + Other Operating Expenses | 461.4 | 414.0 | 374.4 | 517.0 | 411.3 | 519.0 | 476.4 | 496.7 | 559.6 | 557.4 | 655.2 | 774.1 | |
| Operating Expenses | 1,291.8 | 1,359.8 | 1,421.4 | 1,574.6 | 1,439.5 | 1,581.5 | 1,729.8 | 2,039.4 | 1,767.8 | 1,861.8 | 1,977.9 | 2,391.9 | |
| Operating Profit (PPOP) | 949.6 | 1,189.8 | 1,353.9 | 1,357.1 | 1,202.3 | 981.9 | 1,119.1 | 1,272.9 | 1,321.2 | 1,431.6 | 1,585.7 | 1,698.8 | |
| Provisions & Contingencies | 465.6 | 405.8 | 332.4 | 450.5 | 855.7 | 342.1 | 342.3 | 467.4 | 458.8 | 492.8 | 589.5 | 662.6 | |
| Profit | |||||||||||||
| Pretax Income | 484.0 | 784.0 | 1,021.5 | 906.5 | 346.7 | 639.8 | 776.9 | 805.5 | 862.5 | 938.8 | 996.2 | 1,036.1 | |
| Tax Expense | 171.8 | 279.5 | 368.5 | 325.3 | 123.2 | 238.1 | 274.1 | 279.7 | 311.5 | 336.0 | 357.4 | 383.7 | |
| Net Income | 312.2 | 504.5 | 653.0 | 581.2 | 223.5 | 401.7 | 502.8 | 525.8 | 551.0 | 602.7 | 638.8 | 652.4 | |
| Net Income to Common | 314.6 | 497.3 | 654.1 | 557.5 | 224.9 | 403.5 | 505.2 | 537.9 | 555.3 | 606.8 | 640.2 | 665.7 | |
| Per Share | |||||||||||||
| Basic EPS | 0.26 | 0.42 | 0.55 | 0.47 | 0.19 | 0.34 | 0.42 | 0.45 | 0.45 | 0.50 | 0.54 | 0.56 | |
| Diluted EPS | 0.26 | 0.42 | 0.55 | 0.47 | 0.19 | 0.34 | 0.42 | 0.45 | 0.45 | 0.50 | 0.54 | 0.56 | |
| Book Value per Share | — | 0.0 | 0.0 | 0.0 | 0.0 | 2.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS before Extraordinary Items | 0.26 | 0.42 | 0.55 | 0.47 | 0.19 | 0.34 | 0.42 | 0.45 | 0.45 | 0.51 | 0.54 | 0.56 | |
| Diluted EPS before Extraordinary Items | 0.26 | 0.42 | 0.55 | 0.47 | 0.19 | 0.34 | 0.42 | 0.45 | 0.45 | 0.51 | 0.54 | 0.56 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| At1 Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Cet1 Ratio | 0.11 | 0.11 | 0.12 | 0.13 | 0.14 | 0.14 | 0.13 | 0.14 | 0.14 | 0.14 | 0.14 | 0.16 | |
| Expenditure Ex Provisions | 3,412.1 | 3,775.1 | 4,096.7 | 4,589.9 | 4,654.6 | 4,883.7 | 5,293.6 | 5,711.7 | 5,538.2 | 5,639.8 | 5,820.2 | 6,438.0 | |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 1,19,55,960.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Roa | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Gnpa Pct | 0.08 | 0.07 | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | |
| Gross Npa | 10,237.4 | 9,358.9 | 8,506.1 | 7,726.5 | 7,354.8 | 6,939.4 | 6,904.8 | 6,463.3 | 6,420.1 | 6,293.9 | 6,081.6 | 5,918.5 | |
| Net Npa | 3,315.8 | 2,700.3 | 2,406.9 | 2,018.0 | 1,877.1 | 1,801.7 | 1,699.9 | 1,621.6 | 1,473.4 | 1,406.4 | 1,283.1 | 1,068.3 | |
| Nnpa Pct | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Paid Up Equity Capital | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 11,956.0 | 12,539.6 | |
| Pat Ordinary | 312.2 | 504.5 | 653.0 | 581.2 | 223.5 | 401.7 | 502.8 | 525.8 | 551.0 | 602.7 | 638.8 | 652.4 | |
| Share Of Associates | 2.4 | -7.2 | 1.1 | -23.8 | 1.5 | 1.9 | 2.4 | 12.1 | 4.3 | 4.1 | 1.3 | 13.3 | |