UCO Bank quarterly results

Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income8,1747,421+10.1%
Net interest income2,8862,533+14.0%
Operating profit1,8721,613+16.1%
Net profit786620+26.8%
EPS₹0.63₹0.49+28.6%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
5,3925,1184,7614,7184,6264,4914,7484,2724,1383,9593,9013,570
1,6431,6541,6391,6531,6151,5651,6021,5671,5921,5851,5371,550
241213239253273357369360348423389394
10.410.917.927.922.823.724.821.20.057.333.338.0
7,2866,9966,6566,6526,5376,4366,7456,2206,0786,0245,8605,552
4,4004,1884,0424,0064,0044,0334,0463,8423,7783,7703,6723,564
2,8862,8082,6142,6462,5332,4032,6982,3782,3002,2542,1871,988
8881,6867098698849971,3921,1869938351,125861
8,1748,6827,3657,5217,4217,4338,1377,4067,0716,8596,9856,413
Operating
1,2081,1621,0681,1831,2141,2761,6181,3231,3041,2081,5431,253
694523682652590562774655557560497476
1,9021,6851,7501,8351,8041,8382,3921,9781,8621,7682,0391,730
1,8722,8101,5731,6801,6131,5621,6991,5861,4321,3211,2731,119
808235326525588616663590493459467342
Profit
1,0652,5751,2471,1551,0259461,036996939862806777
2791,919446416405339384357336312280274
786656801740620607652639603551526503
786656801740620607652639603551526503
Per share
₹0.63₹0.52₹0.64₹0.59₹0.49₹0.48₹0.54₹0.53₹0.50₹0.46₹0.44₹0.42
₹0.63₹0.52₹0.64₹0.59₹0.49₹0.48₹0.54₹0.53₹0.50₹0.46₹0.44₹0.42
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹0.63₹0.52₹0.64₹0.59₹0.49₹0.48₹0.54₹0.53₹0.50₹0.46₹0.44₹0.42
₹0.63₹0.52₹0.64₹0.59₹0.49₹0.48₹0.54₹0.53₹0.50₹0.46₹0.44₹0.42
Regulatory disclosures — filed alongside, not part of the P&L
0.5—1.3—0.7—55,516—————
0.9%0.9%——————————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

UCOBANK₹22.17

UCO Bank

· Banking & Finance
AnnualQuarterly₹ CrorePeersCENTRALBKIOBBANKINDIAAADHARHFCSTARHEALTHAAVASABSLAMCPINELABSMcap ₹27,800 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills3,570.03,900.83,958.64,138.04,272.24,748.44,490.94,626.14,717.84,760.75,118.25,391.9
+ Income on Investments1,549.71,536.71,585.31,592.41,566.91,602.11,564.61,615.21,652.91,639.11,653.61,643.2
+ Interest on RBI / Interbank394.2389.0422.8348.0359.7369.4356.8273.1253.3238.6213.3240.9
+ Other Interest38.033.357.30.021.224.823.722.827.917.910.910.4
Interest Earned5,551.95,859.76,024.06,078.46,220.06,744.66,436.06,537.26,651.86,656.36,996.07,286.3
Interest Expended3,563.83,672.33,770.43,778.03,842.34,046.14,032.84,004.54,005.74,042.04,187.64,399.9
Net Interest Income1,988.12,187.42,253.62,300.32,377.72,698.52,403.22,532.72,646.12,614.32,808.42,886.4
Other Income860.81,124.9835.4993.11,185.91,392.2997.2884.2869.3708.91,686.2887.8
Total Income6,412.76,984.66,859.47,071.47,405.98,136.87,433.27,421.47,521.27,365.28,682.28,174.1
Operating
+ Employee Cost1,253.41,542.71,208.11,304.51,322.71,617.91,276.41,214.01,183.01,068.11,162.01,207.5
+ Other Operating Expenses476.4496.7559.6557.4655.2774.1561.8589.7652.2681.9523.1694.3
Operating Expenses1,729.82,039.41,767.81,861.81,977.92,391.91,838.21,803.71,835.21,750.01,685.11,901.8
Operating Profit (PPOP)1,119.11,272.91,321.21,431.61,585.71,698.81,562.31,613.21,680.21,573.22,809.51,872.4
Provisions & Contingencies342.3467.4458.8492.8589.5662.6616.1588.1525.1326.1234.6807.7
Profit
Pretax Income776.9805.5862.5938.8996.21,036.1946.21,025.11,155.11,247.12,574.91,064.7
Tax Expense274.1279.7311.5336.0357.4383.7338.8405.3415.6446.01,918.6279.1
Net Income502.8525.8551.0602.7638.8652.4607.4619.8739.5801.2656.3785.6
Net Income to Common502.8525.8551.0602.7638.8652.4607.4619.8739.5801.2656.3785.6
Per Share
Basic EPS0.420.440.460.500.530.540.480.490.590.640.520.63
Diluted EPS0.420.440.460.500.530.540.480.490.590.640.520.63
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items0.420.440.460.500.530.540.480.490.590.640.520.63
Diluted EPS before Extraordinary Items0.420.440.460.500.530.540.480.490.590.640.520.63
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period—————55,515.5—0.7—1.3—0.5
Government of India Shareholding %——————————0.910.91
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.000.000.000.000.000.000.000.000.000.000.000.00
Cet1 Ratio0.130.140.140.140.140.160.160.160.150.160.170.17
Expenditure Ex Provisions5,293.65,711.75,538.25,639.85,820.26,438.05,871.05,808.25,840.95,792.05,872.76,301.7
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.010.010.010.010.010.010.010.010.010.010.010.01
Gnpa Pct0.040.030.030.030.030.030.030.030.020.020.020.02
Gross Npa6,904.86,463.36,420.16,293.96,081.65,918.55,911.55,894.75,867.35,690.25,667.25,632.2
Net Npa1,699.91,621.61,473.41,406.41,283.11,068.3997.6961.9852.6701.9675.7513.5
Nnpa Pct0.010.010.010.010.010.010.000.000.000.000.000.00
Paid Up Equity Capital11,956.011,956.011,956.011,956.011,956.012,539.612,539.612,539.612,539.612,539.612,539.612,539.6
Pat Ordinary502.8525.8551.0602.7638.8652.4607.4619.8739.5801.2656.3785.6
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

UCO Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Thursday, 15 October 2026 at 1:16 pm IST

UCO Bank (NSE: UCOBANK) reported its Q2 FY27 results (July–September 2026) on Thursday, 15 October 2026 at 1:16 pm IST. Standalone net profit was ₹786 crore, up 26.8% from ₹620 crore in Q2 FY26 and up 19.7% from ₹656 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹2,886 crore, up 14.0% on the year.

Q2 FY26 results (a year earlier)
17 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹786 Cr+26.8% vs Q2 FY26+19.7% vs Q1 FY27
Net interest income
₹2,886 Cr+14.0% vs Q2 FY26+2.8% vs Q1 FY27
Operating profit (before provisions)
₹1,872 Cr+16.1% vs Q2 FY26−33.4% vs Q1 FY27
Gross NPA
1.96%2.56% in Q2 FY262.08% in Q1 FY27₹5,632 Cr · net NPA 0.18%
Deposits
₹3,49,590 Cr+14.4% vs Q2 FY26
Advances (loans)
₹2,82,571 Cr+25.2% vs Q2 FY26

Questions

What was UCO Bank's net profit in Q2 FY27?

Standalone net profit was ₹786 crore, up 26.8% from ₹620 crore in Q2 FY26 and up 19.7% from ₹656 crore in Q1 FY27.

What were UCO Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹5,632 crore, 1.96% of gross advances, against 2.56% a year earlier and 2.08% in Q1 FY27. Net NPAs were 0.18% of net advances (0.43% a year earlier).

What was UCO Bank's EPS in Q2 FY27?

Basic earnings per share were ₹0.63, against ₹0.49 in Q2 FY26.

What was UCO Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹2,886 crore, up 14.0% on the year. Operating profit before provisions was ₹1,872 crore, and provisions were ₹808 crore.

How were UCO Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 26.8% at ₹786 crore and net interest income was up 14.0% at ₹2,886 crore. Gross NPAs were 1.96% of advances, against 2.56% a year earlier. Against Q1 FY27, net profit was up 19.7% and net interest income up 2.8%.

How much did UCO Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹3,49,590 crore, up 14.4% from ₹3,05,697 crore a year earlier, and advances (loans) were ₹2,82,571 crore, up 25.2% from ₹2,25,769 crore a year earlier.

What was UCO Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹1,442 crore, up 17.5% from ₹1,227 crore in the same months a year earlier. Net interest income was ₹5,695 crore, up 15.4%.

What was UCO Bank's net profit in FY26?

Standalone net profit was ₹2,768 crore in FY26 (April 2025–March 2026), up 13.2% from ₹2,445 crore in FY25. It was ₹1,654 crore in FY24 and ₹1,862 crore in FY23: up 48.6% over three years, 14.1% a year on average.

What was UCO Bank's net interest income in FY26?

Net interest income was ₹10,196 crore in FY26 (April 2025–March 2026), up 5.9% from ₹9,630 crore in FY25. It was ₹8,101 crore in FY24 and ₹7,343 crore in FY23: up 38.9% over three years, 11.6% a year on average.

How has UCO Bank's profit changed over the last four quarters?

Net profit by quarter: ₹740 crore in Q3 FY26, ₹801 crore in Q4 FY26, ₹656 crore in Q1 FY27 and ₹786 crore in Q2 FY27. That is ₹2,983 crore over the four quarters, up 18.4% from ₹2,518 crore in the four quarters before. Net interest income: ₹2,646 crore, ₹2,614 crore, ₹2,808 crore and ₹2,886 crore.

When did UCO Bank announce its Q2 FY27 results?

On Thursday, 15 October 2026 at 1:16 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 17 October 2025.

When will UCO Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these UCO Bank figures come from?

From UCO Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 15 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.