In ₹ Crore except Per Share Latest Annual | CENTRALBK FY26 | UCOBANK FY26 | IOB FY26 | MAHABANK FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | ◆ 6.17× | — | 11.72× | 9.24× | 10.48× -41% | |
| P/B | 0.72× | — | ◆ 0.00× | 1.95× | 0.98× -27% | |
| Market Cap | ₹27,924 Cr | — | ₹0.4 Cr | ₹64,794 Cr | ₹32,397 Cr -14% | |
| Growth | ||||||
| Revenue CAGR 3Y | 12.63% | — | 16.85% | ◆ 21.77% | 19.31% -35% | |
| Revenue CAGR 5Y | 10.33% | — | — | ◆ 22.56% | 22.56% -54% | |
| Net Income CAGR 3Y | ◆ 40.71% | — | 35.27% | 39.20% | 37.23% +9% | |
| Revenue YoY (latest Q) | 2.92% | 16.50% | ◆ 23.34% | 15.03% | 16.50% -82% | |
| Net Income YoY (latest Q) | 5.43% | 24.09% | ◆ 49.25% | 26.83% | 26.83% -80% | |
| Profitability | ||||||
| NIM (banks) | 2.58% | — | 2.66% | ◆ 3.20% | 2.93% -12% | |
| Net Income Margin | 10.55% | — | 13.88% | ◆ 21.39% | 17.64% -40% | |
| Return on Common Equity | 11.60% | — | 14.65% | ◆ 21.12% | 17.89% -35% | |
| Return on Assets | 0.81% | — | 1.10% | ◆ 1.64% | 1.37% -41% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | 2.67% | — | ◆ 1.42% | 1.45% | 1.44% +86% | |
| Cost/Income (banks) | 58.57% | — | 44.94% | ◆ 37.08% | 41.01% +43% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹42,498 Cr | — | ₹37,532 Cr | ₹32,824 Cr | ₹35,178 Cr +21% | |
| Net Income | ₹4,484 Cr | — | ₹5,208 Cr | ₹7,021 Cr | ₹6,114 Cr -27% | |
| Total Assets | ₹5.51L Cr | — | ₹4.73L Cr | ₹4.27L Cr | ₹4.50L Cr +22% | |
| EPS | ₹5 | — | ₹2.81 | ₹9.12 | ₹5.97 -16% | |
| Book Value per Share | ₹43.09 | — | ₹27,46,974.46 | ₹43.2 | ₹13,73,508.83 -100% | |