In ₹ Crore except Per Share Latest Annual	CENTRALBK FY26	UCOBANK FY26	IOB FY26	MAHABANK FY26	Peer Average
Valuation — at last close
P/E	◆ 5.84×	10.03×	10.41×	8.88×	9.77× -40%
P/B	◆ 0.68×	0.84×	1.52×	1.87×	1.41× -52%
Market Cap	₹26,448 Cr	₹27,800 Cr	₹56,326 Cr	₹62,302 Cr	₹48,809 Cr -46%
Growth
Revenue CAGR 3Y	12.63%	13.84%	16.85%	◆ 21.77%	17.49% -28%
Revenue CAGR 5Y	10.33%	15.54%	—	◆ 22.56%	19.05% -46%
Net Income CAGR 3Y	◆ 40.71%	14.12%	35.27%	39.20%	29.53% +38%
Revenue YoY (latest Q)	14.50%	10.14%	13.15%	◆ 22.09%	15.13% -4%
Net Income YoY (latest Q)	20.96%	26.77%	◆ 55.75%	41.41%	41.31% -49%
Profitability
NIM (banks)	2.76%	2.69%	2.90%	◆ 3.43%	3.01% -8%
Net Income Margin	10.55%	9.31%	13.88%	◆ 21.39%	14.86% -29%
Return on Common Equity	11.92%	8.62%	15.65%	◆ 22.66%	15.64% -24%
Return on Assets	0.87%	0.73%	1.20%	◆ 1.76%	1.23% -29%
Credit & Quality
Gross NPA (banks)	◆ 0.03%	2.17%	1.42%	1.45%	1.68% -98%
Cost/Income (banks)	58.57%	52.92%	44.94%	◆ 37.08%	44.98% +30%
Scale — latest FY
Revenue / Total Income	₹42,498 Cr	₹29,741 Cr	₹37,532 Cr	₹32,824 Cr	₹33,366 Cr +27%
Net Income	₹4,484 Cr	₹2,768 Cr	₹5,208 Cr	₹7,021 Cr	₹4,999 Cr -10%
Total Assets	₹5.51L Cr	₹3.96L Cr	₹4.73L Cr	₹4.27L Cr	₹4.32L Cr +28%
EPS	₹5	₹2.21	₹2.81	₹9.12	₹4.71 +6%
Book Value per Share	₹43.09	₹26.52	₹19.21	₹43.2	₹29.64 +45%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.