| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Interest income | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 26,569 | 24,177 | 22,456 | 19,822 | 15,025 | ||
| 10,650 | 10,214 | 10,096 | 9,514 | 8,718 | ||
| 1,141 | 1,254 | 916 | 1,120 | 1,444 | ||
| 527 | 522 | 329 | 393 | 469 | ||
| 38,888 | 36,168 | 33,797 | 30,849 | 25,657 | ||
| 23,249 | 21,926 | 19,830 | 17,882 | 13,905 | ||
| 15,639 | 14,242 | 13,968 | 12,967 | — | ||
| 5,467 | 6,331 | 5,871 | 4,713 | 4,084 | ||
| 44,355 | 42,498 | 39,668 | 35,562 | 29,742 | ||
Operating | ||||||
| 7,705 | 7,600 | 7,235 | 6,326 | 5,616 | ||
| 4,514 | 4,450 | 4,428 | 3,949 | 3,294 | ||
| 12,219 | 12,050 | 11,663 | 10,275 | 8,910 | ||
| 8,887 | 8,522 | 8,175 | 7,405 | 6,926 | ||
| 2,179 | 2,048 | 3,197 | 3,315 | 4,244 | ||
Profit | ||||||
| 6,708 | 6,559 | 4,978 | 4,090 | 2,682 | ||
| 1,900 | 2,075 | 1,160 | 1,514 | 1,073 | ||
| 4,808 | 4,484 | 3,818 | 2,576 | 1,609 | ||
| 6.5 | 7.0 | 9.0 | 8.9 | 9.6 | ||
| 4,819 | 4,524 | 3,934 | 2,668 | 1,679 | ||
Per share | ||||||
| ₹5.32 | ₹5.00 | ₹4.53 | ₹3.07 | — | ||
| ₹5.32 | ₹5.00 | ₹4.53 | ₹3.07 | — | ||
| 0.0 | 0.0 | 0.0 | 0.0 | — | ||
Profit build-up — alternate / pre-Ind-AS tags | ||||||
| — | −228 | 336 | 533 | 1,170 | ||
Per share — as-filed variants | ||||||
| ₹5.32 | ₹5.00 | ₹4.53 | ₹3.07 | ₹1.93 | ||
| ₹5.32 | ₹5.00 | ₹4.53 | ₹3.07 | ₹1.93 | ||
Regulatory disclosures — filed alongside, not part of the P&L | ||||||
| 0.8% | — | — | — | — | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Interest Income | ||||||
| + Interest on Advances / Bills | 15,025.4 | 19,822.1 | 22,456.3 | 24,177.4 | 26,569.3 | |
| + Income on Investments | 8,718.4 | 9,513.9 | 10,096.2 | 10,214.2 | 10,650.0 | |
| + Interest on RBI / Interbank | 1,443.8 | 1,120.3 | 916.4 | 1,253.8 | 1,141.1 | |
| + Other Interest | 469.5 | 392.7 | 328.5 | 522.3 | 527.2 | |
| Interest Earned | 25,657.1 | 30,848.9 | 33,797.4 | 36,167.7 | 38,887.6 | |
| Interest Expended | 13,905.1 | 17,882.4 | 19,829.7 | 21,926.1 | 23,248.9 | |
| Net Interest Income | — | 12,966.6 | 13,967.8 | 14,241.7 | 15,638.7 | |
| Other Income | 4,084.5 | 4,713.1 | 5,870.5 | 6,330.6 | 5,467.2 | |
| Total Income | 29,741.6 | 35,562.0 | 39,668.0 | 42,498.3 | 44,354.8 | |
| Operating | ||||||
| + Employee Cost | 5,615.7 | 6,325.8 | 7,234.9 | 7,600.4 | 7,705.2 | |
| + Other Operating Expenses | 3,294.3 | 3,949.1 | 4,428.3 | 4,449.7 | 4,513.9 | |
| Operating Expenses | 8,910.0 | 10,274.9 | 11,663.2 | 12,050.1 | 12,219.1 | |
| Operating Profit (PPOP) | 6,926.5 | 7,404.7 | 8,175.1 | 8,522.2 | 8,886.9 | |
| Provisions & Contingencies | 4,244.5 | 3,314.9 | 3,197.0 | 2,048.3 | 2,179.0 | |
| Profit | ||||||
| Pretax Income | 2,682.0 | 4,089.8 | 4,978.1 | 6,558.7 | 6,707.9 | |
| Tax Expense | 1,072.7 | 1,513.8 | 1,160.3 | 2,075.2 | 1,900.3 | |
| Net Income | 1,609.3 | 2,576.0 | 3,817.8 | 4,483.5 | 4,807.6 | |
| - Minority Interest | 9.6 | 8.9 | 9.0 | 7.0 | 6.5 | |
| Net Income to Common | 1,678.8 | 2,667.7 | 3,934.2 | 4,523.8 | 4,819.1 | |
| Per Share | ||||||
| Basic EPS | — | 3.07 | 4.53 | 5.00 | 5.32 | |
| Diluted EPS | — | 3.07 | 4.53 | 5.00 | 5.32 | |
| Book Value per Share | — | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | ||||||
| + Adjustments to Profit / (Loss) | 1,170.5 | 533.4 | 336.4 | -228.1 | — | |
| Per Share — as-filed variants | ||||||
| Basic EPS before Extraordinary Items | 1.93 | 3.07 | 4.53 | 5.00 | 5.32 | |
| Diluted EPS before Extraordinary Items | 1.93 | 3.07 | 4.53 | 5.00 | 5.32 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | ||||||
| Government of India Shareholding % | — | — | — | — | 0.81 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||||
| Cet1 Ratio | — | — | — | — | 0.16 | |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 84.9 | 0.0 | |
| Expenditure Ex Provisions | 22,815.1 | 28,157.3 | 31,492.9 | 33,976.1 | 35,467.9 | |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Roa | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Gnpa Pct | 0.08 | 0.05 | 0.03 | 0.03 | 0.02 | |
| Gross Npa | 18,436.5 | 11,398.4 | 9,289.3 | 9,258.5 | 9,192.2 | |
| Net Npa | 3,627.2 | 3,038.4 | 1,581.8 | 1,708.3 | 1,193.1 | |
| Nnpa Pct | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | |
| Paid Up Equity Capital | 8,680.9 | 8,680.9 | 9,051.4 | 9,051.4 | 9,051.4 | |
| Pat Ordinary | 1,609.3 | 2,576.0 | 3,817.8 | 4,483.5 | 4,807.6 | |
| Pbt Before Exceptional | — | — | 4,978.1 | 6,558.7 | — | |
| Share Of Associates | 79.1 | 100.6 | 125.4 | 47.3 | 18.1 | |