In ₹ Crore except Per Share Latest Annual	APTUS FY26	AAVAS FY26	HOMEFIRST FY26	AADHARHFC FY26	Peer Average
Valuation — at last close
P/E	◆ 10.63×	13.44×	20.30×	17.38×	17.04× -38%
P/B	1.98×	◆ 1.74×	2.55×	2.54×	2.28× -13%
Market Cap	₹10,031 Cr	₹8,813 Cr	₹11,089 Cr	₹19,171 Cr	₹13,024 Cr -23%
Growth
Revenue CAGR 3Y	27.11%	18.61%	◆ 34.27%	21.58%	24.82% +9%
Revenue CAGR 5Y	—	19.46%	◆ 32.04%	—	25.75%
Net Income CAGR 3Y	23.30%	15.05%	◆ 33.27%	—	24.16% -4%
Revenue YoY (latest Q)	15.38%	10.39%	◆ 18.79%	17.06%	15.41% 0%
Net Income YoY (latest Q)	19.01%	10.73%	◆ 29.08%	19.00%	19.60% -3%
Profitability
NIM (banks)	◆ 10.67%	5.95%	6.37%	7.43%	6.58% +62%
Net Income Margin	◆ 41.99%	24.40%	28.22%	29.84%	27.49% +53%
Return on Common Equity	◆ 20.11%	13.92%	15.71%	15.75%	15.13% +33%
Return on Assets	◆ 7.76%	3.29%	3.95%	4.33%	3.86% +101%
Credit & Quality
Total Debt/Equity	◆ 1.56×	3.09×	2.43×	2.49×	2.67× -42%
Cost/Income (banks)	◆ 20.31%	44.37%	32.36%	35.87%	37.53% -46%
Scale — latest FY
Revenue / Total Income	₹2,245 Cr	₹2,683 Cr	₹1,915 Cr	₹3,673 Cr	₹2,757 Cr -19%
Net Income	₹943 Cr	₹655 Cr	₹540 Cr	₹1,096 Cr	₹764 Cr +23%
Total Assets	₹13,048 Cr	₹21,213 Cr	₹15,167 Cr	₹27,399 Cr	₹21,259 Cr -39%
EPS	₹18.84	₹82.72	₹52.35	₹25.31	₹53.46 -65%
Book Value per Share	₹101.05	₹637.07	₹417.57	₹173.08	₹409.24 -75%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.