APTUS252.60

Aptus Value Housing Finance India Ltd.

· Banking & Finance
₹ CrorePeersAAVASHOMEFIRSTAADHARHFCCENTRALBKCGCLCREDITACCRBLBANKPOONAWALLAMcap ₹12,649 Cr
Comp Set
In ₹ Crore except Per Share
Latest Annual
APTUS
FY26
AAVAS
FY25
HOMEFIRST
FY26
AADHARHFC
FY26
Peer
Median
Valuation — at last close
P/E13.41×18.25×18.25× -27%
P/B2.50×2.67×2.67× -6%
Market Cap₹12,649 Cr₹20,129 Cr₹20,129 Cr -37%
Growth
Revenue CAGR 3Y27.11%21.58%21.58% +26%
Net Income CAGR 3Y23.30%
Revenue YoY (latest Q)15.38%21.42%17.06%19.24% -20%
Net Income YoY (latest Q)19.01%12.34%19.00%15.67% +21%
Profitability
EBITDA Margin83.41%76.35%76.35% +9%
Net Income Margin41.99%29.84%29.84% +41%
Return on Common Equity18.64%14.53%14.53% +28%
Return on Assets7.23%4.00%4.00% +81%
Credit & Quality
Interest Coverage2.87×2.03×2.03× +41%
Scale — latest FY
Revenue / Total Income₹2,245 Cr₹3,673 Cr₹3,673 Cr -39%
Net Income₹943 Cr₹1,096 Cr₹1,096 Cr -14%
Total Assets₹13,048 Cr₹18,618 Cr₹15,167 Cr₹27,399 Cr₹18,618 Cr -30%
EPS₹18.84₹25.31₹25.31 -26%
Book Value per Share₹101.05₹173.08₹173.08 -42%
◆ best value in the comp set per metric · Δ = subject vs median of the other companies.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.