Home First Finance Company India profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	15.7%	15.7%	16.5%	15.5%	2.6%
	4.0%	4.0%	3.5%	3.8%	3.9%
	6.4%	6.4%	5.9%	6.5%	7.1%
	32.4%	32.4%	35.6%	35.2%	35.5%
	0.5%	0.5%	0.3%	0.4%	0.4%
	29.7%	28.2%	25.0%	26.9%	28.9%
Leverage
	3.48×	3.48×	4.84×	4.49×	3.71×
	2.43×	2.43×	3.79×	3.44×	2.65×
Additional
	23.3%	23.7%	23.8%	23.6%	22.7%
	—	7.1%	7.9%	7.5%	0.0%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

HOMEFIRST₹1,062.90

Home First Finance Company India Ltd.

· Banking & Finance

₹ CrorePeersAAVAS APTUS INDIASHLTR IEX GODIGIT J&KBANK CHOICEIN NIVABUPAMcap ₹11,089 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	2.60	15.52	16.46	15.71	15.71
Return on Assets	3.85	3.76	3.51	3.95	3.95
Margins & Efficiency
Net Interest Margin (on avg assets)	7.05	6.49	5.87	6.37	6.37
Cost to Income	35.53	35.22	35.63	32.36	32.36
Credit Cost (impairment / avg loans)	0.42	0.36	0.31	0.48	0.48
Net Income Margin	28.86	26.88	24.97	28.22	29.67
Leverage
Leverage (Assets/Equity)	3.71	4.49	4.84	3.48	3.48
Total Debt/Equity	2.65	3.44	3.79	2.43	2.43
Additional
Effective Tax Rate	22.67	23.56	23.83	23.65	23.29
Dvd Payout Ratio	0.00	7.49	7.88	7.06	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.