In ₹ Crore except Per Share Latest Annual	HOMEFIRST FY26	AAVAS FY26	APTUS FY26	INDIASHLTR FY26	Peer Average
Valuation — at last close
P/E	20.30×	13.44×	◆ 10.63×	13.51×	12.53× +62%
P/B	2.55×	◆ 1.74×	1.98×	2.13×	1.95× +30%
Market Cap	₹11,089 Cr	₹8,813 Cr	₹10,031 Cr	₹6,827 Cr	₹8,557 Cr +30%
Growth
Revenue CAGR 3Y	34.27%	18.61%	27.11%	◆ 36.10%	27.27% +26%
Revenue CAGR 5Y	◆ 32.04%	19.46%	—	—	19.46% +65%
Net Income CAGR 3Y	33.27%	15.05%	23.30%	◆ 47.96%	28.77% +16%
Revenue YoY (latest Q)	18.79%	10.39%	15.38%	◆ 24.73%	16.83% +12%
Net Income YoY (latest Q)	◆ 29.08%	10.73%	19.01%	27.24%	18.99% +53%
Profitability
NIM (banks)	6.37%	5.95%	◆ 10.67%	9.03%	8.55% -25%
Net Income Margin	28.22%	24.40%	◆ 41.99%	32.92%	33.10% -15%
Return on Common Equity	15.71%	13.92%	◆ 20.11%	17.04%	17.02% -8%
Return on Assets	3.95%	3.29%	◆ 7.76%	5.80%	5.62% -30%
Credit & Quality
Total Debt/Equity	2.43×	3.09×	◆ 1.56×	1.95×	2.20× +10%
Cost/Income (banks)	32.36%	44.37%	◆ 20.31%	36.00%	33.56% -4%
Scale — latest FY
Revenue / Total Income	₹1,915 Cr	₹2,683 Cr	₹2,245 Cr	₹1,528 Cr	₹2,152 Cr -11%
Net Income	₹540 Cr	₹655 Cr	₹943 Cr	₹503 Cr	₹700 Cr -23%
Total Assets	₹15,167 Cr	₹21,213 Cr	₹13,048 Cr	₹9,615 Cr	₹14,625 Cr +4%
EPS	₹52.35	₹82.72	₹18.84	₹46.46	₹49.34 +6%
Book Value per Share	₹417.57	₹637.07	₹101.05	₹294.06	₹344.06 +21%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.