Niva Bupa Health Insurance Company financials

·Banking & FinanceChart ›
Latest results Q4 FY26 · Jan–Mar 2026
Net profit
₹345cr+67.5% on Q4 FY25
EPS
₹1.87+65.5% on Q4 FY25

Quarterly results

Every quarter ›
₹ croreQ4 FY26Q4 FY25Change
EBITDA366263+39.4%
Profit before tax341206+65.5%
Net profit345206+67.5%
EPS₹1.87₹1.13+65.5%

Over time

Q4 FY26 · Jan–Mar 2026latest
Net profit₹345 cr

L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025
13,413——
250250250
13,663——
12512571.1
12512571.1
131131214
₹0.71₹0.71₹1.16
—−38.8%—
—9051,654
—−48.6−41.4
8568561,613
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

NIVABUPA₹72.82

Niva Bupa Health Insurance Company Ltd.

· Banking & Finance
₹ CrorePeersSTARHEALTHICICIGINIACLSAMMAANCAPSBFCJ&KBANKIEXHOMEFIRSTMcap ₹13,413 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization——13,413.2
+ Total Debt250.0250.0250.0
Enterprise Value——13,663.2
EBITDA71.1125.5125.5
EBIT71.1125.5125.5
Net Income213.5130.8130.8
EPS, Adj (current shares)1.160.710.71
Growth %, YoY—-38.8—
Cash from Operations1,654.2904.9—
Capital Expenditures-41.4-48.6—
Free Cash Flow1,612.7856.2856.2
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Niva Bupa Health Insurance financials and key ratios

Figures from the company's filings with NSE

In FY26 its consolidated net profit was ₹131 crore. Promoters held 55.29% of the shares on 30 September 2026.

Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Niva Bupa Health Insurance at a glance · consolidated

ROE (FY26)
3.5%
Debt to equity
0.07net debt ₹250 Cr
Promoter holding
55.29%unchanged vs 30 Jun 202630 September 2026
Net worth
₹3,807 Cr+0.8% vs 31 Mar 202531 March 2026
EPS (FY26)
₹0.71

Questions

What is the Niva Bupa Health Insurance debt to equity ratio?

Niva Bupa Health Insurance's debt-to-equity ratio was 0.07 on 31 March 2026: borrowings of ₹250 crore against total equity of ₹3,807 crore. A year earlier, on 31 March 2025, it was 0.07.

What is the Niva Bupa Health Insurance net worth?

Niva Bupa Health Insurance's net worth — shareholders' equity in its consolidated balance sheet — was ₹3,807 crore on 31 March 2026, up 0.8% from ₹3,777 crore a year earlier.

What is the Niva Bupa Health Insurance book value per share?

Niva Bupa Health Insurance's book value per share was ₹20.63 on 31 March 2026: shareholders' equity of ₹3,807 crore divided by the 184.56 crore shares in issue, down 0.4% from ₹20.71 a year earlier.

What is the Niva Bupa Health Insurance ROE?

In FY26, Niva Bupa Health Insurance's return on equity (ROE) was 3.5%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Niva Bupa Health Insurance EPS?

Niva Bupa Health Insurance's basic earnings per share (EPS) were ₹0.71 in FY26, against ₹1.22 in FY25. Over the last four quarters (Q1 FY26 to Q4 FY26) they add up to ₹0.71.

What is the Niva Bupa Health Insurance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Niva Bupa Health Insurance's consolidated net profit was ₹131 crore, down 38.8% from ₹214 crore in FY25.

What is the Niva Bupa Health Insurance promoter holding?

Promoters held 55.29% of Niva Bupa Health Insurance on 30 September 2026, down 0.01 percentage points from 55.30% the previous quarter and down 0.12 percentage points from 55.41% a year earlier, according to the shareholding pattern filed with NSE.

What are the Niva Bupa Health Insurance latest quarterly results?

Niva Bupa Health Insurance's latest results are for Q4 FY26 (January–March 2026), filed on 8 May 2026: consolidated net profit ₹345 crore, up 67.5% from ₹206 crore in Q4 FY25.

How does Niva Bupa Health Insurance compare with its peers?

On FY26 consolidated figures, against Star Health and Allied Insurance, ICICI Lombard and The New India Assurance: Niva Bupa Health Insurance's return on equity of 3.5% is the lowest of the four (Star Health and Allied Insurance 7.6%, ICICI Lombard 17.8%, The New India Assurance 5.7%; peer average 10.4%).

What is the Niva Bupa Health Insurance shareholding pattern?

On 30 September 2026, Niva Bupa Health Insurance's shares were held by promoters 55.29%, foreign portfolio investors (FII/FPI) 12.95%, domestic institutions (DII) 15.89% (including mutual funds at 9.19%) and retail and other non-institutional investors 15.87%. Over the year, FII holding was up 2.23 percentage points from 10.72% and DII holding was up 0.58 percentage points from 15.31%.

Niva Bupa Health Insurance vs Star Health and Allied Insurance: how do they compare?

In FY26, Niva Bupa Health Insurance earned net profit of ₹131 crore, against ₹557 crore for Star Health and Allied Insurance.

Where do these Niva Bupa Health Insurance figures come from?

From Niva Bupa Health Insurance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.