SBFC Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹547cr+33.0% on Q2 FY26
Net interest income
₹317cr+26.5% on Q2 FY26
Net profit
₹139cr+27.2% on Q2 FY26
EPS
₹1.25+25.0% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income547411+33.0%
Net interest income317251+26.5%
Net profit139109+27.2%
EPS₹1.25₹1.00+25.0%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹547 crNet profit₹139 crNet interest margin9.3%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024
9,625———
1,9181,6801,3061,020
—+28.6%+28.1%—
1,1611,017777568
—+30.9%+36.9%—
10.3%10.3%9.9%8.0%
36.2%36.2%40.0%45.7%
1.5%1.5%1.1%0.8%
510451345237
—+30.6%+45.6%—
₹4.61₹4.08₹3.12₹2.14
—+30.6%+45.6%—
13.0%13.0%11.6%8.5%
4.6%4.6%4.4%3.4%
Balance sheet
11,1619,8057,5045,836
—+30.7%+28.6%—
7,1627,1625,2643,996
1.92×1.92×1.65×1.44×
2.98×2.98×2.69×2.54×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

SBFC₹87.05

SBFC Finance Ltd.

· Banking & Finance
₹ CrorePeersFIVESTARAPTUSSAMMAANCAPNIVABUPAUTIAMCJ&KBANKIEXHOMEFIRSTMcap ₹9,625 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization———9,625.2
Total Income1,019.81,306.11,679.51,918.2
Growth %, YoY—+28.1+28.6—
Net Interest Income567.6777.11,016.91,160.6
Growth %, YoY—+36.9+30.9—
NIM %, on assets8.049.9310.3310.33
Cost to Income %45.7439.9936.1636.16
Credit Cost %, on avg loans0.811.111.451.45
Net Income237.0345.2450.8509.8
Growth %, YoY—+45.6+30.6—
EPS, Adj (current shares)2.143.124.084.61
Growth %, YoY—+45.6+30.6—
ROE %8.5311.5713.0413.04
ROA %3.364.414.584.58
Balance Sheet
Loans5,836.57,504.19,805.211,161.0
Growth %, YoY—+28.6+30.7—
Total Borrowings3,996.05,264.37,161.77,161.7
Debt/Equity ×1.441.651.921.92
Leverage (Assets/Equity) ×2.542.692.982.98
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

SBFC Finance financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

SBFC Finance (NSE: SBFC) had a market capitalisation of ₹9,351 crore at the 30 October 2026 close (₹84.37 a share), a PE ratio of 18.3 on the last four quarters' profit and a price-to-book ratio of 2.31. In FY26 its standalone net profit was ₹451 crore on revenue of ₹1,679 crore; in Q2 FY27 (July–September 2026) it was ₹139 crore, up 27.2% year on year. Promoters held 52.23% of the shares on 30 September 2026.

SBFC Finance Q2 FY27 results
filed 24 October 2026
Share price used
₹84.37 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

SBFC Finance at a glance · standalone

Market cap
₹9,351 Crat ₹84.37 · 30 Oct close
PE ratio (last 4 quarters)
18.320.7 on FY26 profit
Price to book (PB)
2.31book value ₹36.53 a share
ROE (FY26)
13.0%
Debt to equity
2.31net debt ₹7,884 Cr
Promoter holding
52.23%−0.1 pts vs 30 Jun 202630 September 2026

Questions

What is the SBFC Finance PE ratio today?

SBFC Finance's PE ratio is 18.3 at the 30 October 2026 close (₹84.37 a share): a market capitalisation of ₹9,351 crore divided by standalone net profit of ₹510 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹451 crore) it is 20.7.

What is the SBFC Finance debt to equity ratio?

SBFC Finance's debt-to-equity ratio was 2.31 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹9,338 crore against total equity of ₹4,049 crore. A year earlier, on 30 September 2025, it was 1.80.

What is the SBFC Finance net worth?

SBFC Finance's net worth — shareholders' equity in its standalone balance sheet — was ₹4,049 crore on 30 September 2026, up 17.9% from ₹3,434 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹9,351 crore at the 30 October 2026 close.

What is the SBFC Finance PB ratio (price to book value)?

SBFC Finance's price-to-book (PB) ratio is 2.31 at the 30 October 2026 close: a market capitalisation of ₹9,351 crore divided by shareholders' equity (book value) of ₹4,049 crore on 30 September 2026. That is a book value of ₹36.53 per share against a share price of ₹84.37.

What is the SBFC Finance book value per share?

SBFC Finance's book value per share was ₹36.53 on 30 September 2026: shareholders' equity of ₹4,049 crore divided by the 110.83 crore shares in issue, up 16.2% from ₹31.44 a year earlier. The share price at the 30 October 2026 close was ₹84.37.

What are the SBFC Finance latest quarterly results?

SBFC Finance's latest results are for Q2 FY27 (July–September 2026), filed on 24 October 2026: standalone net profit ₹139 crore, up 27.2% from ₹109 crore in Q2 FY26; revenue from operations ₹546 crore, up 33.0% year on year.

What is the SBFC Finance market cap?

SBFC Finance's market capitalisation was ₹9,351 crore at the 30 October 2026 close: 110.83 crore shares at ₹84.37 each.

What is the SBFC Finance ROE?

In FY26, SBFC Finance's return on equity (ROE) was 13.0%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the SBFC Finance EPS?

SBFC Finance's basic earnings per share (EPS) were ₹4.13 in FY26, against ₹3.20 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹4.63.

What is the SBFC Finance promoter holding?

Promoters held 52.23% of SBFC Finance on 30 September 2026, down 0.08 percentage points from 52.31% the previous quarter and down 0.75 percentage points from 52.98% a year earlier, according to the shareholding pattern filed with NSE.

What is the SBFC Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), SBFC Finance's standalone net profit was ₹451 crore, up 30.6% from ₹345 crore in FY25, on revenue from operations of ₹1,679 crore (up 28.6%).

When are the SBFC Finance next results?

SBFC Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the SBFC Finance shareholding pattern?

On 30 September 2026, SBFC Finance's shares were held by promoters 52.23%, foreign portfolio investors (FII/FPI) 7.66%, domestic institutions (DII) 22.24% (including mutual funds at 16.78%) and retail and other non-institutional investors 17.81%. Over the year, FII holding was up 0.65 percentage points from 7.01% and DII holding was up 4.04 percentage points from 18.20%.

How does SBFC Finance compare with its peers?

On FY26 standalone figures, against Five-Star Business Finance, Aptus Value Housing Finance India and Sammaan Capital: SBFC Finance's return on equity of 13.0% is the third highest of the four (Five-Star Business Finance 16.1%, Aptus Value Housing Finance India 17.2%, Sammaan Capital −35.6%; peer average −0.8%).

SBFC Finance vs Five-Star Business Finance: how do they compare?

In FY26, SBFC Finance earned net profit of ₹451 crore on revenue of ₹1,679 crore, against ₹1,099 crore on ₹3,218 crore for Five-Star Business Finance. At the 30 October 2026 close, SBFC Finance's market capitalisation was ₹9,351 crore against ₹11,715 crore for Five-Star Business Finance, and its PE ratio on FY26 profit 20.7 against 10.7.

Where do these SBFC Finance figures come from?

From SBFC Finance's own standalone results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Standalone figures from the company's filings with NSE; prices are NSE closing prices.