SBFC Finance quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
Total income	547	411	+33.0%
Net interest income	317	251	+26.5%
Net profit	139	109	+27.2%
EPS	₹1.25	₹1.00	+25.0%

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025	Q3 FY25Dec 2024	Q2 FY25Sep 2024	Q1 FY25Jun 2024	Q4 FY24Mar 2024	Q3 FY24Dec 2023

Revenue from operations
	513	460	423	397	380	355	329	307	—	—	258	237
	29.1	27.3	27.4	28.1	25.5	24.8	22.8	9.8	—	—	10.9	15.6
	2.2	2.4	2.3	−1.2	4.6	7.4	7.1	3.3	—	—	3.6	3.7
	2.1	2.1	—	—	—	—	—	—	—	—	—	—
	546	491	454	426	411	388	361	333	314	297	279	264
	0.3	0.1	0.1	0.2	0.2	0.1	0.6	0.1	0.3	0.0	0.6	0.1
	547	492	454	426	411	389	361	333	314	298	279	264
Expenses
	196	152	147	136	129	125	118	106	100	94.8	88.3	84.6
	41.4	41.7	37.0	32.7	31.0	24.8	20.9	19.1	—	—	13.6	12.3
	86.8	88.9	76.2	67.8	71.8	70.3	68.3	64.3	59.9	60.8	60.0	57.0
	5.1	4.8	5.0	5.0	5.1	5.0	4.6	4.7	3.8	3.8	3.6	3.4
	31.6	29.5	24.3	26.5	28.4	27.6	23.7	21.6	21.0	18.3	17.0	20.9
	361	317	290	268	265	253	235	216	204	192	183	178
	317	307	275	261	251	230	211	201	—	—	169	152
	227	216	201	191	177	161	147	137	—	—	111	98.0
Profit
	186	174	164	158	146	136	126	117	110	105	96.9	85.7
	186	174	164	158	146	136	126	117	110	105	96.9	85.7
	55.6	52.1	48.0	43.5	40.1	38.0	27.3	33.7	28.2	32.2	12.5	24.8
	−8.7	−8.1	−6.6	−3.6	−3.4	−3.1	4.1	−4.3	−2.0	−5.8	11.0	−3.1
	46.9	44.0	41.4	39.8	36.7	34.8	31.4	29.4	26.1	26.4	23.5	21.7
	139	130	123	118	109	101	94.4	88.1	84.0	78.7	73.4	64.0
	139	130	123	118	109	101	94.4	88.1	84.0	78.7	73.4	64.0
	11.4	8.0	−3.8	−4.4	5.1	−3.1	−1.4	−4.7	2.9	−2.1	2.6	−2.4
	150	138	119	114	114	97.8	93.0	83.4	86.9	76.6	76.0	61.6
Per share
	₹1.25	₹1.18	₹1.12	₹1.08	₹1.00	₹0.93	₹0.87	₹0.82	₹0.78	₹0.73	₹0.69	₹0.60
	₹1.25	₹1.17	₹1.11	₹1.06	₹0.99	₹0.91	₹0.86	₹0.80	₹0.76	₹0.72	₹0.67	₹0.58
Other comprehensive income — detail
	11.4	8.0	−3.8	−4.4	5.1	−3.1	−1.4	−4.7	—	—	2.6	−2.4
	0.5	−0.2	0.2	−0.8	−0.1	−0.4	0.0	0.1	0.8	−0.2	0.1	−0.0
	0.1	−0.1	0.0	−0.2	−0.0	−0.1	0.0	—	—	—	—	—
	—	—	—	—	—	—	—	0.0	0.2	−0.1	0.0	−0.0
	14.8	10.9	−5.2	−5.1	6.9	−3.8	−2.0	−6.4	3.0	−2.6	3.4	−3.3
	3.7	2.7	−1.3	−1.3	1.7	−1.0	−0.5	—	—	—	—	—
	—	—	—	—	—	—	—	−1.6	0.8	−0.7	0.9	−0.8
Per share — as-filed variants
	₹1.25	₹1.18	₹1.12	₹1.08	₹1.00	₹0.93	₹0.87	₹0.82	₹0.78	₹0.73	₹0.69	₹0.60
	₹1.25	₹1.17	₹1.11	₹1.06	₹0.99	₹0.91	₹0.86	₹0.80	₹0.76	₹0.72	₹0.67	₹0.58
Regulatory disclosures — filed alongside, not part of the P&L
	34.2	—	56.6	—	21.5	—	26.7	—	—	—	—	—
Adjusted (ex-exceptional items) — derived
	186	174	164	158	146	136	126	117	110	105	96.9	85.7
	139	130	123	118	109	101	94.4	88.1	84.0	78.7	73.4	64.0
	₹1.25	₹1.18	₹1.12	₹1.08	₹1.00	₹0.93	₹0.87	₹0.82	₹0.78	₹0.73	₹0.69	₹0.60

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

SBFC₹87.05

SBFC Finance Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersFIVESTAR APTUS SAMMAANCAP NIVABUPA UTIAMC J&KBANK IEX HOMEFIRSTMcap ₹9,625 Cr

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In ₹ Crore except Per Share 3 Months Ending	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Revenue from Operations
+ Interest Income	236.8	257.5	—	—	307.3	329.4	354.9	379.5	397.3	422.5	459.6	513.0
+ Fees & Commission Income	15.6	10.9	—	—	9.8	22.8	24.8	25.5	28.1	27.4	27.3	29.1
+ Net Gain on Fair Value Changes	3.7	3.6	—	—	3.3	7.1	7.4	4.6	-1.2	2.3	2.4	2.2
+ Other Operating Revenue	—	—	—	—	—	—	—	—	—	—	2.1	2.1
Revenue from Operations	263.8	278.8	297.5	313.9	333.2	360.6	388.4	410.8	425.6	454.0	491.5	546.4
Other Income	0.1	0.6	0.0	0.3	0.1	0.6	0.1	0.2	0.2	0.1	0.1	0.3
Total Income	263.9	279.4	297.5	314.2	333.3	361.2	388.5	411.0	425.8	454.1	491.6	546.7
Expenses
+ Finance Costs	84.6	88.3	94.8	100.4	106.1	118.0	125.1	129.0	135.9	147.4	152.5	196.0
+ Impairment on Financial Instruments	12.3	13.6	—	—	19.1	20.9	24.8	31.0	32.7	37.0	41.7	41.4
+ Employee Benefit Expense	57.0	60.0	60.8	59.9	64.3	68.3	70.3	71.8	67.8	76.2	88.9	86.8
+ Depreciation & Amortisation	3.4	3.6	3.8	3.8	4.7	4.6	5.0	5.1	5.0	5.0	4.8	5.1
+ Other Expenses	20.9	17.0	18.3	21.0	21.6	23.7	27.6	28.4	26.5	24.3	29.5	31.6
Total Expenses	178.2	182.5	192.4	204.1	215.8	235.4	252.8	265.1	267.9	290.0	317.4	360.9
Net Interest Income	152.2	169.2	—	—	201.2	211.4	229.8	250.6	261.4	275.1	307.1	317.0
Pre-provision Operating Profit (derived)	98.0	110.5	—	—	136.6	146.7	160.5	176.8	190.5	201.2	215.8	227.2
Profit
PBT before Exceptional Items	85.7	96.9	105.1	110.1	117.5	125.8	135.7	145.9	157.9	164.1	174.1	185.8
Pretax Income	85.7	96.9	105.1	110.1	117.5	125.8	135.7	145.9	157.9	164.1	174.1	185.8
+ Current Tax	24.8	12.5	32.2	28.2	33.7	27.3	38.0	40.1	43.5	48.0	52.1	55.6
+ Deferred Tax	-3.1	11.0	-5.8	-2.0	-4.3	4.1	-3.1	-3.4	-3.6	-6.6	-8.1	-8.7
Tax Expense	21.7	23.5	26.4	26.1	29.4	31.4	34.8	36.7	39.8	41.4	44.0	46.9
Net Income	64.0	73.4	78.7	84.0	88.1	94.4	100.9	109.1	118.0	122.8	130.1	138.9
+ Net Income — Continuing Ops	64.0	73.4	78.7	84.0	88.1	94.4	100.9	109.1	118.0	122.8	130.1	138.9
+ Other Comprehensive Income	-2.4	2.6	-2.1	2.9	-4.7	-1.4	-3.1	5.1	-4.4	-3.8	8.0	11.4
Total Comprehensive Income	61.6	76.0	76.6	86.9	83.4	93.0	97.8	114.2	113.6	119.0	138.1	150.3
Per Share
Basic EPS	0.60	0.69	0.73	0.78	0.82	0.87	0.93	1.00	1.08	1.12	1.18	1.25
Diluted EPS	0.58	0.67	0.72	0.76	0.80	0.86	0.91	0.99	1.06	1.11	1.17	1.25
Other Comprehensive Income — detail
+ Other Comprehensive Income	-2.4	2.6	—	—	-4.7	-1.4	-3.1	5.1	-4.4	-3.8	8.0	11.4
+ Items NOT to be Reclassified to P&L	-0.0	0.1	-0.2	0.8	0.1	0.0	-0.4	-0.1	-0.8	0.2	-0.2	0.5
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	0.0	-0.1	-0.0	-0.2	0.0	-0.1	0.1
+ Tax on Items NOT to be Reclassified — alt tag	-0.0	0.0	-0.1	0.2	0.0	—	—	—	—	—	—	—
+ Items to be Reclassified to P&L	-3.3	3.4	-2.6	3.0	-6.4	-2.0	-3.8	6.9	-5.1	-5.2	10.9	14.8
+ Tax on Items to be Reclassified	—	—	—	—	—	-0.5	-1.0	1.7	-1.3	-1.3	2.7	3.7
+ Tax on Items to be Reclassified — alt tag	-0.8	0.9	-0.7	0.8	-1.6	—	—	—	—	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	0.60	0.69	0.73	0.78	0.82	0.87	0.93	1.00	1.08	1.12	1.18	1.25
Diluted EPS — Continuing Operations	0.58	0.67	0.72	0.76	0.80	0.86	0.91	0.99	1.06	1.11	1.17	1.25
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period	—	—	—	—	—	26.7	—	21.5	—	56.6	—	34.2
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	85.7	96.9	105.1	110.1	117.5	125.8	135.7	145.9	157.9	164.1	174.1	185.8
Net Income Adj (tax-effected)	64.0	73.4	78.7	84.0	88.1	94.4	100.9	109.1	118.0	122.8	130.1	138.9
EPS Adj	0.60	0.69	0.73	0.78	0.82	0.87	0.93	1.00	1.08	1.12	1.18	1.25
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	1.00	1.00	1.00	1.00	2.00	1.65	1.73	1.80	1.97	1.92	2.29	2.31
Paid Up Equity Capital	1,066.7	1,071.9	1,072.5	1,075.5	1,081.7	1,085.2	1,088.1	1,092.5	1,095.8	1,105.7	1,106.6	1,108.3

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

SBFC Finance Q2 FY27 results (July–September 2026)

Filed with NSE on Saturday, 24 October 2026 at 1:25 pm IST

SBFC Finance (NSE: SBFC) reported its Q2 FY27 results (July–September 2026) on Saturday, 24 October 2026 at 1:25 pm IST. Standalone net profit was ₹139 crore, up 27.2% from ₹109 crore in Q2 FY26 and up 6.7% from ₹130 crore in Q1 FY27. Revenue from operations was ₹546 crore, up 33.0% year on year and up 11.2% from the previous quarter.

Q2 FY26 results (a year earlier): 1 November 2025
Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · standalone

Net profit: ₹139 Cr+27.2% vs Q2 FY26+6.7% vs Q1 FY27
Revenue from operations: ₹546 Cr+33.0% vs Q2 FY26+11.2% vs Q1 FY27
Earnings per share (basic): ₹1.25+25.0% vs Q2 FY26+5.9% vs Q1 FY27
Net profit margin: 25.4%−1.2 pts vs Q2 FY26−1.1 pts vs Q1 FY27

Questions

What was SBFC Finance's net profit in Q2 FY27?

Standalone net profit was ₹139 crore, up 27.2% from ₹109 crore in Q2 FY26 and up 6.7% from ₹130 crore in Q1 FY27.

What was SBFC Finance's net profit in FY26?

Standalone net profit was ₹451 crore in FY26 (April 2025–March 2026), up 30.6% from ₹345 crore in FY25. It was ₹237 crore in FY24.

What was SBFC Finance's revenue in FY26?

Revenue from operations was ₹1,679 crore in FY26 (April 2025–March 2026), up 28.6% from ₹1,305 crore in FY25. It was ₹1,019 crore in FY24.

What was SBFC Finance's revenue in Q2 FY27?

Revenue from operations was ₹546 crore, up 33.0% year on year and up 11.2% from the previous quarter.

How were SBFC Finance's Q2 FY27 results?

Both grew from a year earlier: net profit was up 27.2% at ₹139 crore and revenue was up 33.0% at ₹546 crore. Against Q1 FY27, net profit was up 6.7% and revenue up 11.2%.

What was SBFC Finance's EPS in Q2 FY27?

Basic earnings per share were ₹1.25, against ₹1.00 in Q2 FY26.

What was SBFC Finance's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹269 crore, up 28.1% from ₹210 crore in the same months a year earlier. Revenue from operations was ₹1,038 crore, up 29.9%.

What is SBFC Finance's net profit margin?

SBFC Finance's net profit margin was 25.4% in Q2 FY27 (net profit as a share of revenue from operations), against 26.6% in Q2 FY26 (down 1.2 percentage points). For FY26 as a whole it was 26.9%.

When did SBFC Finance announce its Q2 FY27 results?

On Saturday, 24 October 2026 at 1:25 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 1 November 2025.

How has SBFC Finance's profit changed over the last four quarters?

Net profit by quarter: ₹118 crore in Q3 FY26, ₹123 crore in Q4 FY26, ₹130 crore in Q1 FY27 and ₹139 crore in Q2 FY27. That is ₹510 crore over the four quarters, up 29.9% from ₹393 crore in the four quarters before. Revenue from operations: ₹426 crore, ₹454 crore, ₹491 crore and ₹546 crore.

When will SBFC Finance announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these SBFC Finance figures come from?

From SBFC Finance's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 24 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.