In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | |
|---|---|---|---|
| Revenue from Operations | 1,018.6 | 1,306.2 | |
| Other Income | 1.3 | 0.6 | |
| Total Income | 1,019.9 | 1,306.7 | |
| Expenses | |||
| + Employee Benefit Expense | 217.1 | 253.2 | |
| + Finance Costs | 350.6 | 419.2 | |
| + Depreciation & Amortisation | 13.4 | 16.8 | |
| + Other Expenses | 75.6 | 85.0 | |
| Total Expenses | 703.8 | 848.0 | |
| EBITDA | 678.9 | 894.2 | |
| EBIT | 665.5 | 877.4 | |
| Profit | |||
| PBT before Exceptional Items | 316.1 | 458.7 | |
| Pretax Income | 316.1 | 458.7 | |
| + Current Tax | 77.4 | 121.5 | |
| + Deferred Tax | 1.6 | -8.1 | |
| Tax Expense | 79.0 | 113.4 | |
| Net Income | 237.1 | 345.3 | |
| + Net Income — Continuing Ops | 237.1 | 345.3 | |
| + Other Comprehensive Income | -2.1 | -5.4 | |
| Total Comprehensive Income | 235.0 | 339.9 | |
| Net Income to Common | 237.1 | 345.3 | |
| Per Share | |||
| Basic EPS | 2.35 | 3.21 | |
| Diluted EPS | 2.30 | 3.15 | |
| Revenue Detail — as filed | |||
| + Fees & Commission Income | 55.2 | 69.9 | |
| + Net Gain on Fair Value Changes | 17.3 | 17.7 | |
| + Net Gain on Derecognition — Amortised Cost | 0.2 | 0.0 | |
| Expense Detail — as filed | |||
| + Impairment on Financial Instruments | 47.0 | 73.7 | |
| Other Comprehensive Income — detail | |||
| + Other Comprehensive Income | -2.1 | -5.4 | |
| + Items NOT to be Reclassified to P&L | 0.0 | 0.7 | |
| + Tax on Items NOT to be Reclassified | — | 0.2 | |
| + Tax on Items NOT to be Reclassified — alt tag | 0.0 | — | |
| + Items to be Reclassified to P&L | -2.8 | -7.9 | |
| + Tax on Items to be Reclassified | — | -2.0 | |
| + Tax on Items to be Reclassified — alt tag | -0.7 | — | |
| Comprehensive Income — Owners of Parent | 0.0 | -5.4 | |
| Comprehensive Income — Non-controlling Interests | 0.0 | 339.9 | |
| Per Share — as-filed variants | |||
| Basic EPS — Continuing Operations | 2.35 | 3.21 | |
| Diluted EPS — Continuing Operations | 2.30 | 3.15 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||
| Gross Profit | 1,018.6 | 1,306.2 | |
| Gross Margin % | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||
| Pretax Income (Adjusted, as filed) | 316.1 | 458.7 | |
| Net Income Adj (tax-effected) | 237.1 | 345.3 | |
| EPS Adj | 2.35 | 3.21 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||
| Face Value | 10.00 | 10.00 | |
| Filed Debt Equity | 0.01 | 0.02 | |
| Interest Earned | 918.4 | 1,197.4 | |
| Paid Up Equity Capital | 1,071.9 | 1,085.2 | |