SBFC Finance profit and loss

Latest FY26

Total income: ₹1,680cr+28.6% on FY25
Net interest income: ₹1,017cr+30.9% on FY25
Net profit: ₹451cr+30.6% on FY25
EPS: ₹4.13+29.1% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024

Revenue from operations
	1,792	1,554	1,196	918
	112	106	69.9	55.2
	5.7	13.1	17.7	17.3
	0.0	0.0	0.0	0.2
	1,917	1,679	1,305	1,019
	0.7	0.7	1.0	1.3
	1,918	1,680	1,306	1,020
Expenses
	632	537	419	351
	153	125	73.7	47.0
	320	286	253	217
	20.0	20.1	16.8	13.4
	112	107	84.6	75.6
	1,236	1,076	848	704
	1,161	1,017	777	568
	835	729	532	363
Profit
	682	604	459	316
	682	604	459	316
	199	170	121	77.4
	−27.1	−16.8	−8.1	1.6
	172	153	113	79.0
	510	451	345	237
	510	451	345	237
	11.2	−6.3	−5.4	−2.1
	521	445	340	235
Per share
	₹4.63	₹4.13	₹3.20	₹2.35
	₹4.59	₹4.10	₹3.15	₹2.29
Other comprehensive income — detail
	11.2	−6.3	−5.4	−2.1
	−0.4	−1.2	0.7	0.0
	−0.1	−0.3	0.2	—
	—	—	—	0.0
	15.4	−7.2	−7.9	−2.8
	3.9	−1.8	−2.0	—
	—	—	—	−0.7
Per share — as-filed variants
	₹4.63	₹4.13	₹3.20	₹2.35
	₹4.59	₹4.10	₹3.15	₹2.29
Adjusted (ex-exceptional items) — derived
	682	604	459	316
	510	451	345	237
	₹4.63	₹4.13	₹3.20	₹2.35

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

SBFC₹80.56

SBFC Finance Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersFIVESTAR APTUS SAMMAANCAP NIVABUPA UTIAMC J&KBANK IEX HOMEFIRSTMcap ₹8,908 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Revenue from Operations
+ Interest Income	918.3	1,196.3	1,554.3	1,792.4
+ Fees & Commission Income	55.2	69.9	105.9	112.0
+ Net Gain on Fair Value Changes	17.3	17.7	13.1	5.7
+ Net Gain on Derecognition — Amortised Cost	0.2	0.0	0.0	0.0
Revenue from Operations	1,018.5	1,305.1	1,678.8	1,917.5
Other Income	1.3	1.0	0.7	0.7
Total Income	1,019.8	1,306.1	1,679.5	1,918.2
Expenses
+ Finance Costs	350.6	419.2	537.4	631.8
+ Impairment on Financial Instruments	47.0	73.7	125.5	152.8
+ Employee Benefit Expense	217.1	253.2	286.1	319.6
+ Depreciation & Amortisation	13.4	16.8	20.1	20.0
+ Other Expenses	75.6	84.6	106.8	112.0
Total Expenses	703.8	847.6	1,075.9	1,236.3
Net Interest Income	567.6	777.1	1,016.9	1,160.6
Pre-provision Operating Profit (derived)	363.1	532.2	729.1	834.7
Profit
PBT before Exceptional Items	316.1	458.5	603.6	681.9
Pretax Income	316.1	458.5	603.6	681.9
+ Current Tax	77.4	121.4	169.5	199.2
+ Deferred Tax	1.6	-8.1	-16.8	-27.1
Tax Expense	79.0	113.3	152.8	172.1
Net Income	237.0	345.2	450.8	509.8
+ Net Income — Continuing Ops	237.0	345.2	450.8	509.8
+ Other Comprehensive Income	-2.1	-5.4	-6.3	11.2
Total Comprehensive Income	234.9	339.8	444.6	521.0
Per Share
Basic EPS	2.35	3.20	4.13	4.63
Diluted EPS	2.29	3.15	4.10	4.59
Other Comprehensive Income — detail
+ Other Comprehensive Income	-2.1	-5.4	-6.3	11.2
+ Items NOT to be Reclassified to P&L	0.0	0.7	-1.2	-0.4
+ Tax on Items NOT to be Reclassified	—	0.2	-0.3	-0.1
+ Tax on Items NOT to be Reclassified — alt tag	0.0	—	—	—
+ Items to be Reclassified to P&L	-2.8	-7.9	-7.2	15.4
+ Tax on Items to be Reclassified	—	-2.0	-1.8	3.9
+ Tax on Items to be Reclassified — alt tag	-0.7	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	2.35	3.20	4.13	4.63
Diluted EPS — Continuing Operations	2.29	3.15	4.10	4.59
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	316.1	458.5	603.6	681.9
Net Income Adj (tax-effected)	237.0	345.2	450.8	509.8
EPS Adj	2.35	3.20	4.13	4.63
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00
Filed Debt Equity	1.00	1.65	1.92	2.31
Paid Up Equity Capital	1,071.9	1,085.2	1,105.7	1,108.3

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.