SBFC Finance profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024

Returns
	13.0%	13.0%	11.6%	8.5%
	4.6%	4.6%	4.4%	3.4%
Margins & efficiency
	10.3%	10.3%	9.9%	8.0%
	36.2%	36.2%	40.0%	45.7%
	1.5%	1.5%	1.1%	0.8%
	26.6%	26.9%	26.5%	23.3%
Leverage
	2.98×	2.98×	2.69×	2.54×
	1.92×	1.92×	1.65×	1.44×
Additional
	25.2%	25.3%	24.7%	25.0%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

SBFC₹80.56

SBFC Finance Ltd.

· Banking & Finance

₹ CrorePeersFIVESTAR APTUS SAMMAANCAP NIVABUPA UTIAMC J&KBANK IEX HOMEFIRSTMcap ₹8,908 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	8.53	11.57	13.04	13.04
Return on Assets	3.36	4.41	4.58	4.58
Margins & Efficiency
Net Interest Margin (on avg assets)	8.04	9.93	10.33	10.33
Cost to Income	45.74	39.99	36.16	36.16
Credit Cost (impairment / avg loans)	0.81	1.11	1.45	1.45
Net Income Margin	23.27	26.45	26.85	26.59
Leverage
Leverage (Assets/Equity)	2.54	2.69	2.98	2.98
Total Debt/Equity	1.44	1.65	1.92	1.92
Additional
Effective Tax Rate	25.01	24.72	25.31	25.24

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.