SBFC Finance profitability ratios

Per cent unless marked ×
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024
Returns
13.0%13.0%11.6%8.5%
4.6%4.6%4.4%3.4%
Margins & efficiency
10.3%10.3%9.9%8.0%
36.2%36.2%40.0%45.7%
1.5%1.5%1.1%0.8%
26.6%26.9%26.5%23.3%
Leverage
2.98×2.98×2.69×2.54×
1.92×1.92×1.65×1.44×
Additional
25.2%25.3%24.7%25.0%
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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

SBFC₹80.56

SBFC Finance Ltd.

· Banking & Finance
₹ CrorePeersFIVESTARAPTUSSAMMAANCAPNIVABUPAUTIAMCJ&KBANKIEXHOMEFIRSTMcap ₹8,908 Cr
ProfitabilityGrowthCreditLiquidityWorking CapitalYield AnalysisDuPont
Ratios — % unless marked ×
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Returns
Return on Common Equity8.5311.5713.0413.04
Return on Assets3.364.414.584.58
Margins & Efficiency
Net Interest Margin (on avg assets)8.049.9310.3310.33
Cost to Income45.7439.9936.1636.16
Credit Cost (impairment / avg loans)0.811.111.451.45
Net Income Margin23.2726.4526.8526.59
Leverage
Leverage (Assets/Equity)2.542.692.982.98
Total Debt/Equity1.441.651.921.92
Additional
Effective Tax Rate25.0124.7225.3125.24
No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.