In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | |
|---|---|---|---|
| Adjustments to Reconcile Profit — Non-cash Items | |||
| + Depreciation & Amortisation | 13.4 | 16.8 | |
| + Impairment Loss / (Reversal) | 47.0 | 73.7 | |
| + Finance Costs | 350.5 | 419.2 | |
| + Interest Income | -918.4 | -1,197.4 | |
| + Fair Value (Gains) / Losses | -17.5 | -17.7 | |
| + Share-based Payments | 22.2 | 23.9 | |
| + Other Reconciling Items | 3.3 | 9.1 | |
| Changes in Working Capital | |||
| + Trade Receivables — Current | -7.7 | -16.1 | |
| + Other Financial Assets — Current | -2.9 | 3.0 | |
| + Trade Payables — Current | 10.9 | -13.9 | |
| + Other Financial Liabilities — Current | -5.5 | 0.0 | |
| + Other Financial Liabilities — Non-current | 0.0 | -133.2 | |
| + Provisions — Current | 0.1 | 0.1 | |
| Cash from Operating Activities | |||
| Profit Before Tax (per I/S) | 316.1 | 458.7 | |
| + Total Adjustments (incl. Working Capital) | -504.5 | -832.5 | |
| Cash from Operations (pre-tax) | -188.3 | -373.8 | |
| + Interest Received — Operating | 933.2 | 1,160.3 | |
| + Interest Paid — Operating | 342.4 | 389.1 | |
| + Other Inflows / (Outflows) — Operating | -1,467.7 | -1,688.6 | |
| + Income Taxes Paid | 90.0 | 123.8 | |
| Cash from Operating Activities | -1,155.2 | -1,415.0 | |
| Cash from Investing Activities | |||
| + Acq of Fixed Assets (Capex) | 11.1 | 9.0 | |
| + Acq of Intangible Assets | 0.8 | 2.7 | |
| + Disp of Fixed Assets | 0.0 | 0.0 | |
| + Other Inflows / (Outflows) — Investing | 171.2 | 185.9 | |
| Cash from Investing Activities | 159.4 | 174.2 | |
| Cash from Financing Activities | |||
| + Proceeds from Issue of Shares | 793.6 | 48.2 | |
| + Proceeds from Debentures / Notes / Bonds | 350.0 | 800.0 | |
| + Proceeds from Borrowings | 1,370.0 | 2,036.3 | |
| + Repayment of Borrowings | 1,470.3 | 1,596.7 | |
| + Payment of Lease Liabilities | 5.2 | 5.5 | |
| + Interest Paid | 0.9 | 1.3 | |
| Cash from Financing Activities | 1,037.2 | 1,281.0 | |
| Net Changes in Cash (pre-FX) | 41.4 | 40.2 | |
| Net Changes in Cash | 41.4 | 40.2 | |
| Closing Cash | 225.2 | — | |
| Reference Items | |||
| EBITDA | 678.9 | 894.2 | |
| EBITDA Margin % | 66.65 | 68.46 | |
| Free Cash Flow (CFO − Capex) | -1,167.1 | -1,426.7 | |
| Free Cash Flow per Basic Share | -10.75 | -13.15 | |
| Cash Flow to Net Income | -4.87 | -4.10 | |
| Cash Paid for Taxes | 90.0 | 123.8 | |
| Cash Paid for Interest | 0.9 | 1.3 | |