India Shelter Finance Corporation financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹432cr+19.8% on Q1 FY26
Net interest income
₹235cr+31.1% on Q1 FY26
Net profit
₹143cr+19.9% on Q1 FY26
EPS
₹13.15+19.0% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income432361+19.8%
Net interest income235179+31.1%
Net profit143119+19.9%
EPS₹13.15₹11.05+19.0%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹432 crNet profit₹143 crNet interest margin9.8%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023
6,827————
1,6021,5301,175860606
—+30.3%+36.5%+42.1%—
841786587——
—+33.8%———
9.1%9.1%8.7%——
35.9%35.9%37.3%——
0.5%0.5%0.4%——
529505377247155
—+34.0%+52.7%+59.3%—
₹48.63₹46.44₹34.67₹22.70₹14.25
—+34.0%+52.7%+59.3%—
17.1%17.1%15.1%14.0%12.5%
5.8%5.8%5.6%4.3%—
Balance sheet
8,5698,5696,859——
—+24.9%———
6,2466,2464,969——
1.95×1.95×1.84×——
3.01×3.01×2.86×——
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

INDIASHLTR₹627.70

India Shelter Finance Corporation Ltd.

· Banking & Finance
₹ CrorePeersAAVASAPTUSHOMEFIRSTIIFLCAPSJSFBKTKBANKFEDFINAEQUITASBNKMcap ₹6,827 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————6,826.8
Total Income605.6860.41,174.81,530.21,601.6
Growth %, YoY—+42.1+36.5+30.3—
Net Interest Income——587.4785.8841.5
Growth %, YoY———+33.8—
NIM %, on assets——8.689.059.05
Cost to Income %——37.2535.9435.94
Credit Cost %, on avg loans——0.390.520.52
Net Income155.0246.9377.0505.1528.8
Growth %, YoY—+59.3+52.7+34.0—
EPS, Adj (current shares)14.2522.7034.6746.4448.63
Growth %, YoY—+59.3+52.7+34.0—
ROE %12.5013.9615.0717.1117.11
ROA %—4.265.575.825.82
Balance Sheet
Loans——6,859.58,568.58,568.5
Growth %, YoY———+24.9—
Total Borrowings——4,969.16,246.06,246.0
Debt/Equity ×——1.841.951.95
Leverage (Assets/Equity) ×——2.863.013.01
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

India Shelter Finance Corporation financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

India Shelter Finance Corporation (NSE: INDIASHLTR) had a market capitalisation of ₹6,702 crore at the 30 October 2026 close (₹615.70 a share), a PE ratio of 12.7 on the last four quarters' profit and a price-to-book ratio of 2.10. In FY26 its standalone net profit was ₹505 crore on revenue of ₹1,530 crore; in Q1 FY27 (April–June 2026) it was ₹143 crore, up 19.9% year on year. Promoters held 45.91% of the shares on 30 September 2026.

Share price used
₹615.70 · 30 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

India Shelter Finance Corporation at a glance · standalone

Market cap
₹6,702 Crat ₹615.70 · 30 Oct close
PE ratio (last 4 quarters)
12.713.3 on FY26 profit
Price to book (PB)
2.10book value ₹293.80 a share
ROE (FY26)
17.1%+2.0 pts vs FY25
Debt to equity
1.95net debt ₹5,941 Cr
Promoter holding
45.91%−0.1 pts vs 30 Jun 202630 September 2026
Dividend yield
1.62%₹10 a share in 12 months
Net worth
₹3,198 Cr+18.2% vs 31 Mar 202531 March 2026
EPS (FY26)
₹46.63

Questions

What is the India Shelter Finance Corporation PE ratio today?

India Shelter Finance Corporation's PE ratio is 12.7 at the 30 October 2026 close (₹615.70 a share): a market capitalisation of ₹6,702 crore divided by standalone net profit of ₹529 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹505 crore) it is 13.3.

What is the India Shelter Finance Corporation PB ratio (price to book value)?

India Shelter Finance Corporation's price-to-book (PB) ratio is 2.10 at the 30 October 2026 close: a market capitalisation of ₹6,702 crore divided by shareholders' equity (book value) of ₹3,198 crore on 31 March 2026. That is a book value of ₹293.80 per share against a share price of ₹615.70.

What is the India Shelter Finance Corporation net worth?

India Shelter Finance Corporation's net worth — shareholders' equity in its standalone balance sheet — was ₹3,198 crore on 31 March 2026, up 18.2% from ₹2,707 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹6,702 crore at the 30 October 2026 close.

What is the India Shelter Finance Corporation market cap?

India Shelter Finance Corporation's market capitalisation was ₹6,702 crore at the 30 October 2026 close: 10.89 crore shares at ₹615.70 each.

What is the India Shelter Finance Corporation ROE?

In FY26, India Shelter Finance Corporation's return on equity (ROE) was 17.1%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 15.1%.

What is the India Shelter Finance Corporation EPS?

India Shelter Finance Corporation's basic earnings per share (EPS) were ₹46.63 in FY26, against ₹35.10 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹48.73.

What is the India Shelter Finance Corporation debt to equity ratio?

India Shelter Finance Corporation's debt-to-equity ratio was 1.95 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹6,246 crore against total equity of ₹3,198 crore. A year earlier, on 31 March 2025, it was 1.84.

What is the India Shelter Finance Corporation book value per share?

India Shelter Finance Corporation's book value per share was ₹293.80 on 31 March 2026: shareholders' equity of ₹3,198 crore divided by the 10.89 crore shares in issue, up 17.1% from ₹250.87 a year earlier. The share price at the 30 October 2026 close was ₹615.70.

What is the India Shelter Finance Corporation dividend yield?

India Shelter Finance Corporation's dividend yield is 1.62% at the 30 October 2026 close: dividends of ₹10 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹615.70. They were ₹10 on 19 June 2026.

What is the India Shelter Finance Corporation dividend in 2026 and its record date?

In 2026, India Shelter Finance Corporation has declared one dividend: ₹10 with record date 19 June 2026.

What is the India Shelter Finance Corporation promoter holding?

Promoters held 45.91% of India Shelter Finance Corporation on 30 September 2026, down 0.14 percentage points from 46.05% the previous quarter and down 1.80 percentage points from 47.71% a year earlier, according to the shareholding pattern filed with NSE.

When are the India Shelter Finance Corporation next results?

India Shelter Finance Corporation will announce its Q2 FY27 results (July–September 2026) on Thursday, 5 November 2026, the date of the board meeting it has notified to the exchanges.

What is the India Shelter Finance Corporation shareholding pattern?

On 30 September 2026, India Shelter Finance Corporation's shares were held by promoters 45.91%, foreign portfolio investors (FII/FPI) 7.35%, domestic institutions (DII) 21.42% (including mutual funds at 14.02%) and retail and other non-institutional investors 25.32%. Over the year, FII holding was down 0.66 percentage points from 8.01% and DII holding was up 0.42 percentage points from 21.00%.

How does the India Shelter Finance Corporation PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, India Shelter Finance Corporation's PE ratio is 13.3, the third highest of the four: Aavas Financiers 12.9, Aptus Value Housing Finance India 13.8 and Home First Finance Company India 20.7, a peer average of 15.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.

India Shelter Finance Corporation vs Aavas Financiers: how do they compare?

In FY26, India Shelter Finance Corporation earned net profit of ₹505 crore on revenue of ₹1,530 crore, against ₹655 crore on ₹2,683 crore for Aavas Financiers. At the 30 October 2026 close, India Shelter Finance Corporation's market capitalisation was ₹6,702 crore against ₹8,428 crore for Aavas Financiers, and its PE ratio on FY26 profit 13.3 against 12.9.

What are the India Shelter Finance Corporation latest quarterly results?

India Shelter Finance Corporation's latest results are for Q1 FY27 (April–June 2026), filed on 6 August 2026: standalone net profit ₹143 crore, up 19.9% from ₹119 crore in Q1 FY26; revenue from operations ₹432 crore, up 19.8% year on year.

What is the India Shelter Finance Corporation revenue and profit in FY26?

In FY26 (April 2025–March 2026), India Shelter Finance Corporation's standalone net profit was ₹505 crore, up 34.0% from ₹377 crore in FY25, on revenue from operations of ₹1,530 crore (up 31.4%). Over three years, from FY23, net profit was up 225.9%.

How does India Shelter Finance Corporation compare with its peers?

On FY26 standalone figures, against Aavas Financiers, Aptus Value Housing Finance India and Home First Finance Company India: India Shelter Finance Corporation's return on equity of 17.1% is the second highest of the four (Aavas Financiers 13.9%, Aptus Value Housing Finance India 17.2%, Home First Finance Company India 15.7%; peer average 15.6%); its revenue growth over three years of 36.2% a year is the highest of the four (Aavas Financiers 18.6% a year, Aptus Value Housing Finance India 16.9% a year, Home First Finance Company India 34.3% a year; peer average 23.3% a year).

Where do these India Shelter Finance Corporation figures come from?

From India Shelter Finance Corporation's own standalone results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Standalone figures from the company's filings with NSE; prices are NSE closing prices.