In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | |
|---|---|---|---|---|
| Revenue from Operations | 829.6 | 1,165.6 | 1,528.4 | |
| Other Income | 31.8 | 10.3 | 0.2 | |
| Total Income | 861.4 | 1,175.9 | 1,528.6 | |
| Expenses | ||||
| + Employee Benefit Expense | 179.4 | 229.1 | 297.8 | |
| + Finance Costs | 288.5 | 354.9 | 444.8 | |
| + Depreciation & Amortisation | 9.9 | 11.6 | 12.4 | |
| + Other Expenses | 45.2 | 64.8 | 80.0 | |
| Total Expenses | 542.2 | 686.7 | 875.3 | |
| EBITDA | 585.9 | 845.4 | 1,110.3 | |
| EBIT | 575.9 | 833.8 | 1,097.9 | |
| Profit | ||||
| PBT before Exceptional Items | 319.2 | 489.2 | 653.3 | |
| Pretax Income | 319.2 | 489.2 | 653.3 | |
| + Current Tax | 69.9 | 114.9 | 145.5 | |
| + Deferred Tax | 1.7 | -3.6 | 4.6 | |
| Tax Expense | 71.6 | 111.3 | 150.1 | |
| Net Income | 247.6 | 377.9 | 503.1 | |
| + Net Income — Continuing Ops | 247.6 | 377.9 | 503.1 | |
| + Other Comprehensive Income | -5.0 | 1.2 | 2.7 | |
| Total Comprehensive Income | 242.5 | 379.0 | 505.9 | |
| Per Share | ||||
| Basic EPS | 26.32 | 35.18 | 46.46 | |
| Diluted EPS | 25.18 | 33.93 | 44.96 | |
| Revenue Detail — as filed | ||||
| + Fees & Commission Income | — | 114.5 | 147.3 | |
| + Net Gain on Fair Value Changes | — | 9.6 | 5.7 | |
| + Net Gain on Derecognition — Amortised Cost | — | 98.1 | 146.4 | |
| Expense Detail — as filed | ||||
| + Impairment on Financial Instruments | — | 26.4 | 40.3 | |
| Other Comprehensive Income — detail | ||||
| + Other Comprehensive Income | — | 1.2 | 2.7 | |
| + Items NOT to be Reclassified to P&L | 0.2 | -0.1 | -0.3 | |
| + Tax on Items NOT to be Reclassified | — | -0.0 | -0.1 | |
| + Tax on Items NOT to be Reclassified — alt tag | 0.0 | — | — | |
| + Items to be Reclassified to P&L | -6.9 | 1.6 | 4.0 | |
| + Tax on Items to be Reclassified | — | 0.4 | 1.0 | |
| + Tax on Items to be Reclassified — alt tag | -1.7 | — | — | |
| Per Share — as-filed variants | ||||
| Basic EPS — Continuing Operations | 26.32 | 35.18 | 46.46 | |
| Diluted EPS — Continuing Operations | 25.18 | 33.93 | 44.96 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | ||||
| Gross Profit | 829.6 | 1,165.6 | 1,528.4 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | ||||
| Pretax Income (Adjusted, as filed) | 319.2 | 489.2 | 653.3 | |
| Net Income Adj (tax-effected) | 247.6 | 377.9 | 503.1 | |
| EPS Adj | 26.32 | 35.18 | 46.46 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||
| Face Value | 5.00 | 5.00 | 5.00 | |
| Filed Debt Equity | 0.01 | 0.02 | 0.02 | |
| Interest Earned | — | 943.4 | 1,229.0 | |
| Paid Up Equity Capital | 53.5 | 53.9 | 54.4 | |