India Shelter Finance Corporation profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023

Returns
	17.1%	17.1%	15.1%	14.0%	12.5%
	5.8%	5.8%	5.6%	4.3%	—
Margins & efficiency
	9.1%	9.1%	8.7%	—	—
	35.9%	35.9%	37.3%	—	—
	0.5%	0.5%	0.4%	—	—
	33.0%	33.0%	32.4%	29.8%	—
Leverage
	3.01×	3.01×	2.86×	—	—
	1.95×	1.95×	1.84×	—	—
Additional
	22.8%	22.9%	22.8%	22.4%	23.1%
	—	10.7%	0.0%	0.0%	—

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

INDIASHLTR₹627.70

India Shelter Finance Corporation Ltd.

· Banking & Finance

₹ CrorePeersAAVAS APTUS HOMEFIRST IIFLCAPS JSFB KTKBANK FEDFINA EQUITASBNKMcap ₹6,827 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Returns
Return on Common Equity	12.50	13.96	15.07	17.11	17.11
Return on Assets	—	4.26	5.57	5.82	5.82
Margins & Efficiency
Net Interest Margin (on avg assets)	—	—	8.68	9.05	9.05
Cost to Income	—	—	37.25	35.94	35.94
Credit Cost (impairment / avg loans)	—	—	0.39	0.52	0.52
Net Income Margin	—	29.79	32.38	33.01	33.02
Leverage
Leverage (Assets/Equity)	—	—	2.86	3.01	3.01
Total Debt/Equity	—	—	1.84	1.95	1.95
Additional
Effective Tax Rate	23.07	22.42	22.75	22.89	22.82
Dvd Payout Ratio	—	0.00	0.00	10.69	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.