Karnataka Bank financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹2,794cr+10.8% on Q2 FY26
Net interest income
₹982cr+34.9% on Q2 FY26
Net profit
₹436cr+36.5% on Q2 FY26
EPS
₹11.52+36.5% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income2,7942,523+10.8%
Net interest income982728+34.9%
Operating profit602440+36.8%
Net profit436319+36.5%
EPS₹11.52₹8.44+36.5%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹2,794 crNet profit₹436 crNet interest margin2.9%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
11,565————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
9,3648,9189,0148,2997,220
—−1.1%+8.6%+14.9%—
3,5563,1193,3103,2993,185
—−5.8%+0.4%+3.6%—
2.5%2.5%2.8%3.1%3.2%
2,2501,9741,8282,1642,208
1,5541,3111,2731,3071,180
—+3.0%−2.6%+10.8%—
₹41.09₹34.66₹33.66₹34.55₹31.19
—+3.0%−2.6%+10.8%—
10.4%10.4%11.1%13.7%14.4%
Balance sheet & asset quality
1,15,1161,08,7771,04,80698,05787,368
90,58181,81076,54171,50959,952
—2.8%3.1%3.5%—
—1.0%1.3%1.6%1.7%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

KTKBANK₹305.80

Karnataka Bank Ltd.

· Banking & Finance
₹ CrorePeersKARURVYSYASOUTHBANKCUBMAHSCOOTERJSFBINDIASHLTRIIFLCAPSPRUDENTMcap ₹11,565 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————11,565.1
Interest Earned7,220.28,298.59,013.68,917.89,363.9
Growth %, YoY—+14.9+8.6-1.1—
Net Interest Income3,185.13,298.73,310.43,118.83,555.8
Growth %, YoY—+3.6+0.4-5.8—
NIM %, on assets3.223.072.792.492.49
Operating Profit (PPOP)2,207.72,163.61,827.61,974.42,249.6
Net Income1,179.71,306.61,272.81,310.81,554.0
Growth %, YoY—+10.8-2.6+3.0—
EPS, Adj (current shares)31.1934.5533.6634.6641.09
Growth %, YoY—+10.8-2.6+3.0—
ROE %14.3713.7111.1010.3610.36
Balance Sheet & Asset Quality
Deposits87,367.998,057.21,04,806.21,08,777.11,15,115.5
Advances59,951.671,508.676,541.581,809.690,581.3
Gross NPA %—3.533.082.78—
Net NPA %1.701.581.310.98—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Karnataka Bank financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

Karnataka Bank (NSE: KTKBANK) had a market capitalisation of ₹11,571 crore at the previous close (₹305.80 a share), a PE ratio of 7.4 on the last four quarters' profit and a price-to-book ratio of 0.83. In FY26 its standalone net profit was ₹1,311 crore on net interest income of ₹3,119 crore; in Q2 FY27 (July–September 2026) it was ₹436 crore, up 36.6% year on year. Gross NPAs were 2.27% of advances on 30 September 2026.

Karnataka Bank Q2 FY27 results
filed 28 October 2026
Share price used
₹305.80 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Karnataka Bank at a glance · consolidated

Market cap
₹11,571 Crat ₹305.80 · previous close
PE ratio (last 4 quarters)
7.48.8 on FY26 profit
Price to book (PB)
0.83book value ₹368.24 a share
ROE (FY26)
10.4%−0.7 pts vs FY25
Gross NPA
2.27%3.33% in Q2 FY26net NPA 0.74% · Q2 FY27
FII holding
16.29%+3.2 pts vs 30 Jun 2026no promoter group
Dividend yield
1.64%₹5 a share in 12 months
Net worth
₹13,934 Cr+10.7% vs 30 Sep 202530 September 2026
CET1 ratio
19.20%30 September 2026

Questions

What is the Karnataka Bank PE ratio today?

Karnataka Bank's PE ratio is 7.4 at the previous close (₹305.80 a share): a market capitalisation of ₹11,571 crore divided by consolidated net profit of ₹1,554 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹1,311 crore) it is 8.8.

What is the Karnataka Bank PB ratio (price to book value)?

Karnataka Bank's price-to-book (PB) ratio is 0.83 at the previous close: a market capitalisation of ₹11,571 crore divided by shareholders' equity (book value) of ₹13,934 crore on 30 September 2026. That is a book value of ₹368.24 per share against a share price of ₹305.80.

What is the Karnataka Bank net worth?

Karnataka Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹13,934 crore on 30 September 2026, up 10.7% from ₹12,589 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹11,571 crore at the previous close.

What is the Karnataka Bank market cap?

Karnataka Bank's market capitalisation was ₹11,571 crore at the previous close: 37.84 crore shares at ₹305.80 each.

What is the Karnataka Bank EPS?

Karnataka Bank's basic earnings per share (EPS) were ₹34.67 in FY26, against ₹33.70 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹41.09.

What is the Karnataka Bank capital adequacy ratio?

Karnataka Bank's common equity tier 1 (CET1) ratio was 19.20% on 30 September 2026.

What is the Karnataka Bank ROE?

In FY26, Karnataka Bank's return on equity (ROE) was 10.4%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 11.1%.

What is the Karnataka Bank NPA?

Karnataka Bank's gross non-performing assets (NPAs) were ₹2,091 crore, 2.27% of gross advances, on 30 September 2026 (3.33% a year earlier). Net NPAs were 0.74% of net advances (1.35% a year earlier).

What is the Karnataka Bank CD ratio (credit-deposit ratio)?

Karnataka Bank's credit-deposit ratio was 78.7% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the Karnataka Bank book value per share?

Karnataka Bank's book value per share was ₹368.24 on 30 September 2026: shareholders' equity of ₹13,934 crore divided by the 37.84 crore shares in issue, up 10.6% from ₹332.97 a year earlier. The share price at the previous close was ₹305.80.

What are the Karnataka Bank latest quarterly results?

Karnataka Bank's latest results are for Q2 FY27 (July–September 2026), filed on 28 October 2026: standalone net profit ₹436 crore, up 36.6% from ₹319 crore in Q2 FY26; net interest income ₹982 crore, up 34.9% year on year.

What is the Karnataka Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), Karnataka Bank's standalone net profit was ₹1,311 crore, up 3.0% from ₹1,272 crore in FY25, on net interest income of ₹3,119 crore (down 5.8%). Over three years, from FY23, net profit was up 11.0%.

What are the Karnataka Bank deposits and advances?

On 30 September 2026, Karnataka Bank's deposits were ₹1,15,117 crore, up 12.0% from a year earlier, and its advances (loans) were ₹90,581 crore, up 25.5% from a year earlier.

What is the Karnataka Bank dividend yield?

Karnataka Bank's dividend yield is 1.64% at the previous close: dividends of ₹5 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹305.80. They were ₹5 on 15 September 2026.

When are the Karnataka Bank next results?

Karnataka Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the Karnataka Bank dividend in 2026 and its record date?

In 2026, Karnataka Bank has declared one dividend: ₹5 with record date 15 September 2026.

What is the Karnataka Bank promoter holding?

Karnataka Bank has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 16.29% and domestic institutions 18.64%.

Karnataka Bank vs Karur Vysya Bank: how do they compare?

In FY26, Karnataka Bank earned net profit of ₹1,311 crore, against ₹2,510 crore for Karur Vysya Bank. Karnataka Bank's return on equity was 10.4% (Karur Vysya Bank 19.3%) and its gross NPA ratio 2.78% (Karur Vysya Bank 0.75%).

What is the Karnataka Bank shareholding pattern?

On 30 September 2026, Karnataka Bank's shares were held by foreign portfolio investors (FII/FPI) 16.29%, domestic institutions (DII) 18.64% (including mutual funds at 11.89%) and retail and other non-institutional investors 65.07%. Over the year, FII holding was up 1.69 percentage points from 14.60% and DII holding was up 2.53 percentage points from 16.11%.

How does Karnataka Bank compare with its peers?

On FY26 consolidated figures, against Karur Vysya Bank, South Indian Bank and City Union Bank: Karnataka Bank's return on equity of 10.4% is the lowest of the four (Karur Vysya Bank 19.3%, South Indian Bank 13.5%, City Union Bank 13.2%; peer average 15.4%); its return on assets of 1.05% is the lowest of the four (Karur Vysya Bank 1.96%, South Indian Bank 1.09%, City Union Bank 1.52%; peer average 1.52%); its gross NPA ratio of 2.78% is the highest of the four (Karur Vysya Bank 0.75%, South Indian Bank 1.43%, City Union Bank 1.91%; peer average 1.36%).

Where do these Karnataka Bank figures come from?

From Karnataka Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.