Karnataka Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	10.4%	10.4%	11.1%	13.7%	14.4%
	1.1%	1.1%	1.1%	1.2%	1.2%
	2.5%	2.5%	2.8%	3.1%	3.2%
	56.3%	56.3%	60.1%	53.2%	47.2%
	0.4%	0.4%	0.3%	0.9%	—
	2.0%	2.0%	2.3%	2.3%	2.0%
	13.6%	13.6%	12.4%	13.7%	12.1%
	75.2%	75.2%	73.0%	72.9%	68.6%
Additional
	23.1%	21.0%	22.4%	16.4%	—
	—	14.4%	16.3%	12.0%	10.6%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

KTKBANK₹305.80

Karnataka Bank Ltd.

· Banking & Finance

₹ CrorePeersKARURVYSYA SOUTHBANK CUB MAHSCOOTER JSFB INDIASHLTR IIFLCAPS PRUDENTMcap ₹11,565 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	14.37	13.71	11.10	10.36	10.36
Return on Assets	1.19	1.21	1.07	1.05	1.05
Margins & Efficiency
Net Interest Margin (on assets)	3.22	3.07	2.79	2.49	2.49
Cost to Income	47.16	53.15	60.10	56.33	56.33
Credit Cost (provisions / avg advances)	—	0.91	0.25	0.40	0.40
Operating Expenses / Avg Assets	1.99	2.28	2.32	2.04	2.04
Other Income Share of Total Income	12.09	13.71	12.35	13.59	13.59
Credit-Deposit Ratio	68.62	72.93	73.03	75.21	75.21
Additional
Effective Tax Rate	—	16.40	22.44	20.96	23.11
Dvd Payout Ratio	10.56	11.97	16.32	14.42	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.