In ₹ Crore except Per Share Latest Annual	KTKBANK FY26	KARURVYSYA FY26	SOUTHBANK FY26	CUB FY26	Peer Average
Valuation — at last close
P/E	◆ 8.82×	13.65×	10.17×	12.69×	12.17× -28%
P/B	◆ 0.87×	2.43×	1.30×	1.60×	1.77× -51%
Market Cap	₹11,565 Cr	₹34,268 Cr	₹14,808 Cr	₹16,860 Cr	₹21,978 Cr -47%
Growth
Revenue CAGR 3Y	7.91%	—	◆ 13.80%	—	13.80% -43%
Revenue CAGR 5Y	5.96%	—	—	◆ 10.32%	10.32% -42%
Net Income CAGR 3Y	3.57%	—	◆ 23.37%	—	23.37% -85%
Revenue YoY (latest Q)	10.76%	10.54%	11.68%	◆ 27.73%	16.65% -35%
Net Income YoY (latest Q)	36.54%	◆ 37.24%	21.26%	26.58%	28.36% +29%
Profitability
NIM (banks)	2.49%	◆ 3.86%	2.58%	3.24%	3.23% -23%
Net Income Margin	12.70%	◆ 19.08%	12.28%	16.77%	16.04% -21%
Return on Common Equity	10.36%	◆ 19.28%	13.54%	13.24%	15.35% -33%
Return on Assets	1.05%	◆ 1.96%	1.09%	1.52%	1.52% -31%
Credit & Quality
Gross NPA (banks)	2.78%	◆ 0.75%	1.43%	1.91%	1.36% +104%
Cost/Income (banks)	56.33%	◆ 41.98%	56.41%	47.93%	48.77% +15%
Scale — latest FY
Revenue / Total Income	₹10,321 Cr	₹13,159 Cr	₹11,855 Cr	₹7,909 Cr	₹10,974 Cr -6%
Net Income	₹1,311 Cr	₹2,510 Cr	₹1,456 Cr	₹1,326 Cr	₹1,764 Cr -26%
Total Assets	₹1.29L Cr	₹1.37L Cr	₹1.42L Cr	₹97,024 Cr	₹1.25L Cr +3%
EPS	₹34.67	₹25.98	₹5.56	₹17.88	₹16.47 +110%
Book Value per Share	₹349.67	₹145.95	₹43.57	₹142.18	₹110.57 +216%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.