Karnataka Bank quarterly results

·Banking & FinanceChart ›
Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income2,7942,523+10.8%
Net interest income982728+34.9%
Operating profit602440+36.8%
Net profit436319+36.5%
EPS₹11.52₹8.44+36.5%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
1,9571,8141,6891,6211,6411,7301,7651,7591,7701,7151,7331,657
442433424423406389380347356383383383
7.46.75.210.522.08.84.618.613.44.80.74.4
97.012913816611013310911894.617583.767.8
2,5042,3832,2572,2202,1792,2612,2582,2432,2342,2782,2012,113
1,5211,4441,4141,4281,4511,5061,4781,4501,4011,3751,3671,285
982938843792728756781793834903834828
290355399302343358422299270279419326
2,7942,7382,6562,5222,5232,6202,6802,5422,5042,5572,6202,439
Operating
364411282363319344528346353323440339
307302344279312303299313290301314274
670713627643631647827659643624754613
602581615452440467375433461559500540
14.728.790.494.920.111131.183.831.340.3185144
Profit
587552525357420357344349429518315396
15213311766.210164.191.665.793.011840.764.7
436419408291319293253284336400274331
436419408291319293253284336400274331
Per share
₹11.52₹11.08₹10.80₹7.69₹8.44₹7.74₹6.68₹7.51₹8.90₹10.61₹7.88₹9.79
₹11.50₹11.06₹10.78₹7.68₹8.43₹7.72₹6.67₹7.49₹8.88₹10.57₹7.84₹9.75
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹11.52₹11.08₹10.80₹7.69₹8.44₹7.74₹6.68₹7.51₹8.90₹10.61₹7.88₹9.79
₹11.50₹11.06₹10.78₹7.68₹8.43₹7.72₹6.67₹7.49₹8.88₹10.57₹7.84₹9.75
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

KTKBANK₹305.80

Karnataka Bank Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersKARURVYSYASOUTHBANKCUBMAHSCOOTERJSFBINDIASHLTRIIFLCAPSPRUDENTMcap ₹11,565 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills1,656.91,732.71,715.31,769.81,759.31,765.01,730.21,640.81,620.71,689.31,814.21,957.5
+ Income on Investments383.5383.5382.6356.4347.0380.2389.4406.5422.5424.4432.8442.1
+ Interest on RBI / Interbank4.40.74.813.418.64.68.822.010.55.26.77.4
+ Other Interest67.883.7175.394.6118.1108.7132.8109.9166.4138.4129.197.0
Interest Earned2,112.62,200.62,278.02,234.12,243.02,258.52,261.32,179.22,220.12,257.32,382.72,503.9
Interest Expended1,285.01,366.51,374.61,400.61,450.21,477.81,505.71,451.11,428.01,414.41,444.31,521.4
Net Interest Income827.6834.0903.4833.6792.8780.7755.6728.1792.1843.0938.3982.5
Other Income326.1419.4279.0269.9299.0421.6358.4343.4302.3398.9355.5290.1
Total Income2,438.72,620.02,557.02,504.12,542.02,680.12,619.72,522.62,522.32,656.22,738.12,794.0
Operating
+ Employee Cost339.2439.7322.9353.0346.0528.4343.6319.2363.5282.2411.4363.9
+ Other Operating Expenses274.1313.8300.9290.0312.7298.7303.0312.3279.1344.5301.9306.5
Operating Expenses613.3753.6623.7642.9658.8827.0646.6631.4642.6626.7713.3670.4
Operating Profit (PPOP)540.3499.9558.7460.6433.0375.3467.4440.1451.8615.1580.5602.2
Provisions & Contingencies144.4184.740.331.383.831.1110.820.194.990.428.714.7
Profit
Pretax Income395.9315.2518.4429.2349.3344.3356.6420.1356.9524.8551.8587.5
Tax Expense64.740.7118.093.065.791.664.1100.966.2116.5132.7151.6
Net Income331.2274.4400.4336.2283.6252.6292.5319.2290.8408.3419.1435.9
Net Income to Common331.2274.4400.4336.2283.6252.6292.5319.2290.8408.3419.1435.9
Per Share
Basic EPS9.797.8810.618.907.516.687.748.447.6910.8011.0811.52
Diluted EPS9.757.8410.578.887.496.677.728.437.6810.7811.0611.50
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items9.797.8810.618.907.516.687.748.447.6910.8011.0811.52
Diluted EPS before Extraordinary Items9.757.8410.578.887.496.677.728.437.6810.7811.0611.50
Other Filed Concepts — mapped but not yet placed in the schedule
Cet1 Ratio0.160.160.180.180.180.200.190.190.180.190.200.19
Expenditure Ex Provisions1,898.32,120.11,998.32,043.52,109.02,304.82,152.32,082.52,070.62,041.12,157.62,191.8
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.010.010.010.010.010.010.010.010.010.010.010.01
Gnpa Pct0.040.040.040.030.030.030.030.030.030.030.030.02
Gross Npa2,536.72,578.42,668.52,414.92,419.12,402.12,571.12,453.12,565.32,320.92,233.32,091.3
Net Npa1,060.11,129.21,228.31,083.11,063.61,004.61,049.5976.0994.7803.2736.4668.1
Nnpa Pct0.020.020.020.010.010.010.010.010.010.010.010.01
Paid Up Equity Capital346.8377.3377.5377.7377.9378.0378.0378.1378.2378.2378.2378.4
Pat Ordinary331.2274.4400.4336.2283.6252.6292.5319.2290.8408.3419.1435.9
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Karnataka Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Wednesday, 28 October 2026 at 2:36 pm IST

Karnataka Bank (NSE: KTKBANK) reported its Q2 FY27 results (July–September 2026) on Wednesday, 28 October 2026 at 2:36 pm IST. Standalone net profit was ₹436 crore, up 36.6% from ₹319 crore in Q2 FY26 and up 4.0% from ₹419 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹982 crore, up 34.9% on the year.

Q2 FY26 results (a year earlier)
8 November 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹436 Cr+36.6% vs Q2 FY26+4.0% vs Q1 FY27
Net interest income
₹982 Cr+34.9% vs Q2 FY26+4.7% vs Q1 FY27
Operating profit (before provisions)
₹602 Cr+36.9% vs Q2 FY26+3.8% vs Q1 FY27
Gross NPA
2.27%3.33% in Q2 FY262.58% in Q1 FY27₹2,091 Cr · net NPA 0.74%
Deposits
₹1,15,117 Cr+12.0% vs Q2 FY26
Advances (loans)
₹90,581 Cr+25.5% vs Q2 FY26

Questions

What was Karnataka Bank's net profit in Q2 FY27?

Standalone net profit was ₹436 crore, up 36.6% from ₹319 crore in Q2 FY26 and up 4.0% from ₹419 crore in Q1 FY27.

What were Karnataka Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹2,091 crore, 2.27% of gross advances, against 3.33% a year earlier and 2.58% in Q1 FY27. Net NPAs were 0.74% of net advances (1.35% a year earlier).

What was Karnataka Bank's net profit in FY26?

Standalone net profit was ₹1,311 crore in FY26 (April 2025–March 2026), up 3.0% from ₹1,272 crore in FY25. It was ₹1,306 crore in FY24 and ₹1,180 crore in FY23: up 11.0% over three years, 3.6% a year on average.

What was Karnataka Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹982 crore, up 34.9% on the year. Operating profit before provisions was ₹602 crore, and provisions were ₹14.7 crore.

How were Karnataka Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 36.6% at ₹436 crore and net interest income was up 34.9% at ₹982 crore. Gross NPAs were 2.27% of advances, against 3.33% a year earlier. Against Q1 FY27, net profit was up 4.0% and net interest income up 4.7%.

How much did Karnataka Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹1,15,117 crore, up 12.0% from ₹1,02,817 crore a year earlier, and advances (loans) were ₹90,581 crore, up 25.5% from ₹72,153 crore a year earlier.

What was Karnataka Bank's EPS in Q2 FY27?

Basic earnings per share were ₹11.52, against ₹8.44 in Q2 FY26.

What was Karnataka Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹855 crore, up 39.8% from ₹612 crore in the same months a year earlier. Net interest income was ₹1,921 crore, up 29.5%.

When did Karnataka Bank announce its Q2 FY27 results?

On Wednesday, 28 October 2026 at 2:36 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 8 November 2025.

How has Karnataka Bank's profit changed over the last four quarters?

Net profit by quarter: ₹291 crore in Q3 FY26, ₹408 crore in Q4 FY26, ₹419 crore in Q1 FY27 and ₹436 crore in Q2 FY27. That is ₹1,554 crore over the four quarters, up 35.4% from ₹1,147 crore in the four quarters before. Net interest income: ₹792 crore, ₹843 crore, ₹938 crore and ₹982 crore.

What was Karnataka Bank's net interest income in FY26?

Net interest income was ₹3,119 crore in FY26 (April 2025–March 2026), down 5.8% from ₹3,310 crore in FY25. It was ₹3,299 crore in FY24 and ₹3,185 crore in FY23: down 2.1% over three years, an average fall of 0.7% a year.

When will Karnataka Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Karnataka Bank figures come from?

From Karnataka Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 28 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.