In ₹ Crore except Per Share Latest Annual	INDIASHLTR FY26	AAVAS FY26	APTUS FY26	HOMEFIRST FY26	Peer Average
Valuation — at last close
P/E	13.46×	◆ 13.44×	14.45×	20.30×	16.06× -16%
P/B	2.13×	◆ 1.74×	2.35×	2.55×	2.21× -4%
Market Cap	₹6,827 Cr	₹8,813 Cr	₹10,031 Cr	₹11,089 Cr	₹9,978 Cr -32%
Growth
Revenue CAGR 3Y	◆ 36.20%	18.61%	16.93%	34.27%	23.27% +56%
Revenue CAGR 5Y	—	19.46%	—	◆ 32.04%	25.75%
Net Income CAGR 3Y	◆ 48.26%	15.05%	17.73%	33.27%	22.02% +119%
Revenue YoY (latest Q)	◆ 19.80%	10.39%	17.48%	18.79%	15.55% +27%
Net Income YoY (latest Q)	19.95%	10.73%	24.56%	◆ 29.08%	21.46% -7%
Profitability
NIM (banks)	9.05%	5.95%	◆ 9.67%	6.37%	7.33% +23%
Net Income Margin	33.01%	24.40%	◆ 46.67%	28.22%	33.10% 0%
Return on Common Equity	17.11%	13.92%	◆ 17.20%	15.71%	15.61% +10%
Return on Assets	5.82%	3.29%	◆ 7.60%	3.95%	4.95% +18%
Credit & Quality
Total Debt/Equity	1.95×	3.09×	◆ 1.21×	2.43×	2.24× -13%
Cost/Income (banks)	35.94%	44.37%	◆ 18.58%	32.36%	31.77% +13%
Scale — latest FY
Revenue / Total Income	₹1,530 Cr	₹2,683 Cr	₹1,485 Cr	₹1,915 Cr	₹2,028 Cr -25%
Net Income	₹505 Cr	₹655 Cr	₹693 Cr	₹540 Cr	₹629 Cr -20%
Total Assets	₹9,615 Cr	₹21,213 Cr	₹9,553 Cr	₹15,167 Cr	₹15,311 Cr -37%
EPS	₹46.63	₹82.72	₹13.86	₹52.35	₹49.64 -6%
Book Value per Share	₹294.06	₹637.07	₹85.36	₹417.57	₹380 -23%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.