| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 7.1% | 7.1% | 10.1% | 20.7% | 16.6% | ||
| 1.6% | 1.6% | 2.5% | 5.1% | 4.1% | ||
Margins & efficiency | ||||||
| 8.8% | 8.8% | 13.0% | 13.0% | 11.6% | ||
| 49.4% | 49.4% | 42.9% | 40.7% | 48.0% | ||
| 3.0% | 3.0% | 4.7% | 1.5% | 1.0% | ||
| 14.1% | 10.4% | 12.0% | 24.8% | 22.4% | ||
Leverage | ||||||
| 4.64× | 4.64× | 3.95× | 4.04× | 4.09× | ||
| 3.57× | 3.57× | 2.84× | 2.91× | 2.95× | ||
Additional | ||||||
| 25.9% | 21.8% | 27.7% | 25.8% | 26.5% | ||
| — | 17.0% | 28.1% | 13.4% | 17.5% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 16.61 | 20.65 | 10.14 | 7.05 | 7.05 | |
| Return on Assets | 4.09 | 5.10 | 2.51 | 1.60 | 1.60 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | 11.60 | 12.96 | 12.98 | 8.83 | 8.83 | |
| Cost to Income | 47.97 | 40.73 | 42.93 | 49.38 | 49.38 | |
| Credit Cost (impairment / avg loans) | 0.97 | 1.54 | 4.72 | 2.96 | 2.96 | |
| Net Income Margin | 22.44 | 24.84 | 11.99 | 10.44 | 14.05 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | 4.09 | 4.04 | 3.95 | 4.64 | 4.64 | |
| Total Debt/Equity | 2.95 | 2.91 | 2.84 | 3.57 | 3.57 | |
| Additional | ||||||
| Effective Tax Rate | 26.50 | 25.75 | 27.72 | 21.81 | 25.89 | |
| Dvd Payout Ratio | 17.46 | 13.39 | 28.12 | 17.05 | — | |