In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 8,848.0 | 10,040.8 | 9,509.4 | 10,284.6 | |
| Other Income | 72.1 | 34.2 | 15.3 | 25.6 | |
| Total Income | 8,920.1 | 10,074.9 | 9,524.7 | 10,310.2 | |
| Expenses | |||||
| + Employee Benefit Expense | 1,597.3 | 1,841.8 | 1,851.4 | 1,931.7 | |
| + Finance Costs | 2,865.7 | 3,574.7 | 3,785.6 | 4,204.3 | |
| + Depreciation & Amortisation | 246.5 | 267.4 | 306.6 | 310.2 | |
| + Other Expenses | 622.2 | 681.5 | 676.1 | 675.8 | |
| Total Expenses | 5,960.6 | 8,409.3 | 8,254.5 | 8,359.7 | |
| EBITDA | 5,999.6 | 5,473.6 | 5,347.1 | 6,439.4 | |
| EBIT | 5,753.1 | 5,206.2 | 5,040.5 | 6,129.2 | |
| Profit | |||||
| PBT before Exceptional Items | 2,959.5 | 1,665.6 | 1,270.2 | 1,950.5 | |
| Pretax Income | 2,959.5 | 1,665.6 | 1,270.2 | 1,950.5 | |
| + Current Tax | 801.3 | 636.9 | 554.9 | 599.5 | |
| + Deferred Tax | -39.2 | -175.2 | -277.9 | -94.4 | |
| Tax Expense | 762.0 | 461.8 | 277.1 | 505.1 | |
| Net Income | 2,197.5 | 1,203.9 | 993.1 | 1,445.4 | |
| + Net Income — Continuing Ops | 2,197.5 | 1,203.9 | 993.1 | 1,445.4 | |
| + Other Comprehensive Income | -12.7 | 3.7 | 115.9 | 105.0 | |
| Total Comprehensive Income | 2,184.7 | 1,207.6 | 1,109.0 | 1,550.4 | |
| Net Income to Common | 2,188.7 | 1,216.2 | 1,003.3 | 1,449.5 | |
| Minority Interest | 8.8 | -12.3 | -10.2 | -4.0 | |
| Per Share | |||||
| Basic EPS | 25.96 | 14.22 | 23.44 | 21.16 | |
| Diluted EPS | 25.96 | 14.22 | 23.42 | 21.01 | |
| Revenue Detail — as filed | |||||
| + Dividend Income | 0.0 | 0.1 | 0.0 | 0.1 | |
| + Fees & Commission Income | 127.3 | 71.9 | 43.1 | 49.6 | |
| + Net Gain on Fair Value Changes | 142.5 | -0.7 | -0.0 | 3.3 | |
| + Net Gain on Derecognition — Amortised Cost | 0.0 | 123.4 | 38.8 | 21.7 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 50.6 | 81.1 | 78.9 | 73.3 | |
| + Impairment on Financial Instruments | 578.3 | 1,962.8 | 1,556.0 | 1,164.3 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | -12.7 | 3.7 | 115.9 | 105.0 | |
| + Items NOT to be Reclassified to P&L | -8.0 | -5.0 | 8.4 | 0.6 | |
| + Tax on Items NOT to be Reclassified | — | -1.3 | 0.0 | 0.6 | |
| + Tax on Items NOT to be Reclassified — alt tag | -1.0 | — | — | — | |
| + Items to be Reclassified to P&L | -9.1 | 10.0 | 107.5 | 107.9 | |
| + Tax on Items to be Reclassified | — | 2.5 | 0.0 | 2.9 | |
| + Tax on Items to be Reclassified — alt tag | -3.3 | — | — | — | |
| Comprehensive Income — Owners of Parent | -12.7 | 1,219.8 | 1,235.3 | 1,661.8 | |
| Comprehensive Income — Non-controlling Interests | -0.1 | -12.2 | -10.3 | -4.2 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 25.96 | 14.22 | 11.72 | 16.39 | |
| Diluted EPS — Continuing Operations | 25.96 | 14.22 | 11.71 | 16.25 | |
| Basic EPS — Discontinued Operations | 0.00 | 0.00 | 11.72 | 4.77 | |
| Diluted EPS — Discontinued Operations | 0.00 | 0.00 | 11.71 | 4.76 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 8,848.0 | 10,040.8 | 9,509.4 | 10,284.6 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 2,959.5 | 1,665.6 | 1,270.2 | 1,950.5 | |
| Net Income Adj (tax-effected) | 2,197.5 | 1,203.9 | 993.1 | 1,445.4 | |
| EPS Adj | 25.96 | 14.22 | 23.44 | 21.16 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Interest Earned | 8,454.6 | 9,799.7 | 9,250.6 | 10,006.0 | |
| Paid Up Equity Capital | 169.3 | 169.3 | 187.9 | 187.9 | |