Muthoot Finance profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	30.9%	30.9%	19.4%	18.1%	17.7%
	6.5%	6.5%	4.7%	5.1%	4.6%
	11.8%	11.8%	10.7%	10.3%	9.2%
	24.3%	24.3%	31.1%	32.7%	33.5%
	0.7%	0.7%	1.6%	0.7%	0.3%
	34.3%	34.0%	26.5%	29.7%	30.8%
Leverage
	4.92×	4.92×	4.43×	3.75×	3.62×
	3.82×	3.82×	3.31×	2.65×	2.52×
Additional
	25.8%	25.9%	26.3%	25.5%	25.5%
	—	9.8%	18.0%	19.8%	21.9%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

MUTHOOTFIN₹2,497.10

Muthoot Finance Ltd.

· Banking & Finance

₹ CrorePeersMANAPPURAM IIFL BAJFINANCE PFC RECLTD BAJAJHLDNG CHOLAFIN HDFCAMCMcap ₹1.00L Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Returns
Return on Common Equity	17.65	18.05	19.35	30.92	30.92
Return on Assets	4.58	5.06	4.67	6.46	6.46
Margins & Efficiency
Net Interest Margin (on avg assets)	9.17	10.32	10.68	11.79	11.79
Cost to Income	33.49	32.70	31.07	24.34	24.34
Credit Cost (impairment / avg loans)	0.34	0.70	1.57	0.69	0.69
Net Income Margin	30.84	29.66	26.48	33.99	34.27
Leverage
Leverage (Assets/Equity)	3.62	3.75	4.43	4.92	4.92
Total Debt/Equity	2.52	2.65	3.31	3.82	3.82
Additional
Effective Tax Rate	25.45	25.50	26.34	25.85	25.83
Dvd Payout Ratio	21.89	19.80	18.03	9.84	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.