Muthoot Finance cash flow

Latest FY26

Cash from operations: −₹47,393cr−₹26,376 cr in FY25
Cash from investing: ₹2,458cr+37.3% on FY25
Cash from financing: ₹49,320cr+65.0% on FY25
Capital spending: ₹153cr−29.6% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	137	116	92.1	78.2
	—	1,026	1,635	554	242
	—	11,000	7,412	5,430	4,209
	—	−517	−414	0.0	0.0
	—	−4.1	−2.0	−4.8	−0.9
	—	−12.1	−51.6	38.9	19.2
	—	121	60.4	14.7	17.7
	—	−266	−76.6	−440	−338
	—	0.3	6.0	−7.9	−2.9
	—	−58,702	−33,389	−17,994	−6,059
	—	−155	−49.0	0.0	0.0
	—	0.0	0.0	−13.6	2.9
	—	−74.7	55.6	30.8	13.6
	—	49.4	32.7	67.2	58.6
	—	−206	66.6	37.9	154
	—	0.0	0.0	35.6	−45.7
	—	−597	−614	−200	−301
Cash from operating activities
	15,448	14,305	7,266	5,997	4,923
	—	−48,200	−25,212	−12,358	−1,953
	—	−33,896	−17,946	−6,362	2,970
	—	9,849	6,705	5,759	4,452
	—	3,648	1,725	1,633	1,322
	—	−47,393	−26,376	−13,754	−2,804
Cash from investing activities
	—	153	217	222	141
	—	2.0	1.4	1.9	1.4
	—	0.0	3.0	0.0	0.0
	—	0.5	0.0	−0.0	0.9
	—	0.0	3.5	0.0	0.0
	—	2,076	1,583	−27.9	46.4
	—	0.0	0.0	33.8	0.0
	—	4.1	2.0	4.8	0.9
	—	528	427	345	272
	—	0.0	0.0	−114	0.0
	—	2,458	1,791	−47.4	181
Cash from financing activities
	—	0.0	0.0	0.0	0.0
	—	0.0	0.0	0.1	0.5
	—	0.0	0.0	0.0	105
	—	0.0	62.1	53.0	0.0
	—	12,843	6,498	2,953	1,423
	—	37,315	24,460	9,917	0.0
	—	−212	31.8	0.0	436
	—	0.0	0.0	8.9	8.7
	—	1,044	965	884	803
	—	−6.2	−6.8	33.6	114
	—	49,320	29,893	11,958	395
	—	4,385	5,307	−1,844	−2,228
	—	3.7	1.6	2.3	−1.0
	—	4,388	5,309	−1,841	−2,229
	—	—	—	5,990	7,831
Reference items
	—	−47,545	−26,593	−13,976	−2,945
	—	4,872	4,514	−1,504	—
	—	−₹1,184.29	−₹662.40	−₹348.13	−₹73.36
	—	−4.47×	−4.93×	−3.08×	−0.76×
	—	3,648	1,725	1,633	1,322
	—	9,849	6,705	5,759	4,452

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

MUTHOOTFIN₹2,497.10

Muthoot Finance Ltd.

· Banking & Finance

₹ CrorePeersMANAPPURAM IIFL BAJFINANCE PFC RECLTD BAJAJHLDNG CHOLAFIN HDFCAMCMcap ₹1.00L Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	78.2	92.1	116.0	137.3	—
+ Impairment Loss / (Reversal)	242.0	553.8	1,635.0	1,026.1	—
+ Finance Costs	4,209.2	5,430.1	7,412.3	10,999.6	—
+ Interest Income	0.0	0.0	-414.4	-517.1	—
+ Dividend Income	-0.9	-4.8	-2.0	-4.1	—
+ Fair Value (Gains) / Losses	19.2	38.9	-51.6	-12.1	—
+ Other Non-cash Items	17.7	14.7	60.4	120.6	—
+ Other — Cash Effects are Investing / Financing	-338.5	-439.8	-76.6	-265.8	—
Changes in Working Capital
+ Trade Receivables — Current	-2.9	-7.9	6.0	0.3	—
+ Other Financial Assets — Current	-6,059.3	-17,993.8	-33,389.3	-58,701.7	—
+ Other Financial Assets — Non-current	0.0	0.0	-49.0	-154.5	—
+ Other Current Assets	2.9	-13.6	0.0	0.0	—
+ Other Bank Balances	13.6	30.8	55.6	-74.7	—
+ Trade Payables — Current	58.6	67.2	32.7	49.4	—
+ Other Financial Liabilities — Current	154.2	37.9	66.6	-206.1	—
+ Other Current Liabilities	-45.7	35.6	0.0	0.0	—
+ Provisions — Current	-301.1	-199.6	-613.8	-597.5	—
Cash from Operating Activities
Profit Before Tax (per I/S)	4,922.8	5,996.5	7,266.0	14,304.8	15,447.9
+ Total Adjustments (incl. Working Capital)	-1,952.9	-12,358.4	-25,212.2	-48,200.4	—
Cash from Operations (pre-tax)	2,969.9	-6,361.9	-17,946.2	-33,895.5	—
+ Interest Paid — Operating	4,452.2	5,759.3	6,705.0	9,849.2	—
+ Income Taxes Paid	1,321.8	1,632.8	1,725.1	3,647.9	—
Cash from Operating Activities	-2,804.1	-13,754.0	-26,376.4	-47,392.7	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	141.1	222.4	217.0	152.7	—
+ Disp of Fixed Assets	1.4	1.9	1.4	2.0	—
+ Acq of Investment Property	0.0	0.0	3.0	0.0	—
+ Disp of Investment Property	0.9	-0.0	0.0	0.5	—
+ Acq of Other Long-term Assets	0.0	0.0	3.5	0.0	—
+ Disp of Other Long-term Assets	46.4	-27.9	1,583.5	2,076.4	—
+ Purchase of Investments (Equity / Debt)	0.0	33.8	0.0	0.0	—
+ Dividends Received — Investing	0.9	4.8	2.0	4.1	—
+ Interest Received — Investing	272.5	344.6	427.2	527.5	—
+ Other Inflows / (Outflows) — Investing	0.0	-114.5	0.0	0.0	—
Cash from Investing Activities	181.0	-47.4	1,790.7	2,457.8	—
Cash from Financing Activities
+ Proceeds from Issue of Shares	0.0	0.0	0.0	0.0	—
+ Proceeds from Exercise of Stock Options	0.5	0.1	0.0	0.0	—
+ Proceeds — Change in Ownership of Subsidiaries	105.0	0.0	0.0	0.0	—
+ Payments — Change in Ownership of Subsidiaries	0.0	53.0	62.1	0.0	—
+ Proceeds from Debentures / Notes / Bonds	1,422.6	2,953.0	6,498.5	12,842.7	—
+ Proceeds from Borrowings	0.0	9,917.4	24,459.9	37,314.9	—
+ Repayment of Borrowings	435.6	0.0	31.8	-212.3	—
+ Payment of Lease Liabilities	8.7	8.9	0.0	0.0	—
+ Dividends Paid	803.2	884.4	964.8	1,044.1	—
+ Other Inflows / (Outflows) — Financing	114.4	33.6	-6.8	-6.2	—
Cash from Financing Activities	395.0	11,957.6	29,892.9	49,319.6	—
Net Changes in Cash (pre-FX)	-2,228.1	-1,843.8	5,307.3	4,384.7	—
+ Effect of FX Rate Changes on Cash	-1.0	2.3	1.6	3.7	—
Net Changes in Cash	-2,229.1	-1,841.5	5,308.9	4,388.4	—
Closing Cash	7,831.1	5,989.7	—	—	—
Reference Items
Free Cash Flow (CFO − Capex)	-2,945.2	-13,976.4	-26,593.4	-47,545.4	—
Free Cash Flow to Equity	—	-1,503.6	4,514.4	4,872.4	—
Free Cash Flow per Basic Share	-73.36	-348.13	-662.40	-1,184.29	—
Cash Flow to Net Income	-0.76	-3.08	-4.93	-4.47	—
Cash Paid for Taxes	1,321.8	1,632.8	1,725.1	3,647.9	—
Cash Paid for Interest	4,452.2	5,759.3	6,705.0	9,849.2	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.