In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Interest Income | |||||
| + Interest on Advances / Bills | 87,647.7 | 96,106.5 | 99,396.3 | 1,01,326.4 | |
| + Income on Investments | 27,842.1 | 29,284.2 | 28,773.3 | 29,103.0 | |
| + Interest on RBI / Interbank | 1,934.2 | 1,981.9 | 2,751.8 | 2,799.1 | |
| + Other Interest | 955.2 | 572.2 | 3,376.7 | 3,317.8 | |
| Interest Earned | 1,18,379.2 | 1,27,944.8 | 1,34,298.1 | 1,36,546.3 | |
| Interest Expended | 69,899.1 | 78,264.9 | 81,859.9 | 82,854.5 | |
| Net Interest Income | 48,480.1 | 49,679.9 | 52,438.2 | 53,691.8 | |
| Other Income | 23,399.5 | 24,939.4 | 22,527.3 | 23,191.7 | |
| Total Income | 1,41,778.7 | 1,52,884.1 | 1,56,825.4 | 1,59,738.0 | |
| Operating | |||||
| + Employee Cost | 16,966.7 | 17,910.5 | 17,208.5 | 17,148.0 | |
| + Other Operating Expenses | 17,370.1 | 18,810.3 | 21,508.9 | 21,489.1 | |
| Operating Expenses | 34,336.8 | 36,720.8 | 38,717.4 | 38,637.1 | |
| Operating Profit (PPOP) | 37,542.8 | 37,898.5 | 36,248.1 | 38,246.4 | |
| Provisions & Contingencies | 11,743.5 | 10,279.5 | 11,303.4 | 10,585.6 | |
| Profit | |||||
| Pretax Income | 25,799.4 | 27,619.0 | 24,944.7 | 21,980.6 | |
| Tax Expense | 7,389.7 | 7,159.6 | 5,467.5 | 4,282.7 | |
| Net Income | 18,409.6 | 20,459.4 | 19,477.2 | 17,697.9 | |
| - Minority Interest | 101.5 | 148.9 | 0.0 | 160.8 | |
| Net Income to Common | 18,767.4 | 20,716.3 | 19,477.2 | 18,007.7 | |
| Per Share | |||||
| Basic EPS | 36.29 | 40.06 | 38.38 | 35.13 | |
| Diluted EPS | 36.29 | 40.06 | 38.38 | 35.13 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||
| + Adjustments to Profit / (Loss) | 15,698.6 | 15,089.6 | 17,086.7 | — | |
| + Minority Interest | 101.5 | 148.9 | 0.0 | 160.8 | |
| Per Share — as-filed variants | |||||
| Basic EPS before Extraordinary Items | 36.29 | 40.06 | 38.38 | 35.13 | |
| Diluted EPS before Extraordinary Items | 36.29 | 40.06 | 38.38 | 35.13 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| At1 Ratio | 0.01 | 0.01 | 0.00 | 0.02 | |
| Cet1 Ratio | 0.13 | 0.14 | 0.14 | 0.55 | |
| Exceptional Items | 0.0 | 0.0 | 0.0 | -5,680.2 | |
| Expenditure Ex Provisions | 1,04,235.9 | 1,14,985.7 | 1,20,577.4 | 1,21,491.6 | |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Roa | 0.01 | 0.00 | 0.00 | 0.03 | |
| Gnpa Pct | 0.00 | 0.00 | 0.00 | 0.02 | |
| Gross Npa | 0.0 | 0.0 | 0.0 | 27,599.8 | |
| Net Npa | 0.0 | 0.0 | 0.0 | 7,140.9 | |
| Nnpa Pct | 0.00 | 0.00 | 0.00 | 0.01 | |
| Paid Up Equity Capital | 1,035.5 | 1,035.5 | 1,035.5 | 1,035.5 | |
| Pat Ordinary | 18,409.6 | 20,459.4 | 19,477.2 | 17,697.9 | |
| Pbt Before Exceptional | — | 27,619.0 | 24,944.7 | — | |
| Share Of Associates | 459.2 | 405.9 | 0.0 | 470.6 | |