Bank of Baroda profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	12.5%	12.5%	15.5%	15.5%	—
	1.0%	1.0%	1.2%	1.1%	—
	2.7%	2.7%	2.8%	2.9%	—
	51.7%	51.7%	49.2%	47.8%	—
	0.8%	0.8%	0.9%	1.1%	—
	2.0%	2.0%	2.1%	2.1%	—
	14.4%	14.4%	16.3%	16.5%	—
	86.0%	86.0%	82.7%	80.6%	—
Additional
	21.5%	21.9%	25.9%	28.6%	28.6%
	—	22.2%	19.2%	15.4%	10.0%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

BANKBARODA₹241.31

Bank of Baroda

· Banking & Finance

₹ CrorePeersSBIN PNB CANBK SHRIRAMFIN SBILIFE JIOFIN UNIONBANK HDFCLIFEMcap ₹1.25L Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	15.54	15.50	12.47	12.47
Return on Assets	—	1.11	1.16	0.98	0.98
Margins & Efficiency
Net Interest Margin (on assets)	—	2.93	2.83	2.65	2.65
Cost to Income	—	47.77	49.21	51.65	51.65
Credit Cost (provisions / avg advances)	—	1.08	0.88	0.84	0.84
Operating Expenses / Avg Assets	—	2.08	2.09	1.95	1.95
Other Income Share of Total Income	—	16.50	16.31	14.36	14.36
Credit-Deposit Ratio	—	80.56	82.67	85.95	85.95
Additional
Effective Tax Rate	28.58	28.64	25.92	21.92	21.53
Dvd Payout Ratio	9.98	15.45	19.21	22.17	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.