State Bank of India financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹1,80,062cr+7.8% on Q1 FY26
Net interest income
₹53,993cr+13.8% on Q1 FY26
Net profit
₹24,579cr+13.7% on Q1 FY26
EPS
₹26.12+9.9% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income1,80,0621,66,992+7.8%
Net interest income53,99347,462+13.8%
Operating profit38,63234,493+12.0%
Net profit24,57921,627+13.7%
EPS₹26.12₹23.76+9.9%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹1,80,062 crNet profit₹24,579 crNet interest margin2.6%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
8,83,184————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
5,25,9515,14,9334,90,9384,39,1893,50,845
—+4.9%+11.8%+25.2%—
2,06,9651,99,9281,89,9941,79,4521,60,864
—+5.2%+5.9%+11.6%—
2.6%2.6%2.7%2.8%2.8%
1,36,1011,34,9881,25,82698,94593,583
88,12183,29977,56167,08555,648
—+7.4%+15.6%+20.6%—
₹93.40₹90.24₹84.03₹72.68₹60.29
—+7.4%+15.6%+20.6%—
15.4%15.4%17.2%17.3%16.8%
Balance sheet & asset quality
60,43,09760,43,09754,39,89849,66,53744,68,536
49,78,01349,78,01342,50,83137,84,27332,67,902
—1.5%1.8%2.2%2.8%
—0.4%0.5%0.6%0.7%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

SBIN₹956.80

State Bank of India

· Banking & Finance
₹ CrorePeersHDFCBANKICICIBANKBANKBARODAAXISBANKKOTAKBANKBAJAJFINSVBAJFINANCEHDFCLIFEMcap ₹8.83L Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————8,83,183.8
Interest Earned3,50,844.64,39,188.54,90,937.85,14,932.65,25,950.8
Growth %, YoY—+25.2+11.8+4.9—
Net Interest Income1,60,863.81,79,452.51,89,994.51,99,927.82,06,964.9
Growth %, YoY—+11.6+5.9+5.2—
NIM %, on assets2.842.832.702.562.56
Operating Profit (PPOP)93,582.898,945.01,25,826.51,34,988.31,36,100.7
Net Income55,648.267,084.777,561.383,298.888,120.9
Growth %, YoY—+20.6+15.6+7.4—
EPS, Adj (current shares)60.2972.6884.0390.2493.40
Growth %, YoY—+20.6+15.6+7.4—
ROE %16.7517.3417.2015.3815.38
Balance Sheet & Asset Quality
Deposits44,68,535.549,66,537.554,39,898.060,43,097.160,43,097.1
Advances32,67,902.137,84,272.742,50,830.749,78,013.249,78,013.2
Gross NPA %2.782.241.821.49—
Net NPA %0.670.570.470.39—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 239%.

SBI financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

State Bank of India (NSE: SBIN) had a market capitalisation of ₹8,97,122 crore at the 29 October 2026 close (₹971.90 a share), a PE ratio of 10.4 on the last four quarters' profit and a price-to-book ratio of 1.50. In FY26 its standalone net profit was ₹80,032 crore on net interest income of ₹1,73,120 crore; in Q1 FY27 (April–June 2026) it was ₹21,121 crore, up 10.2% year on year. Gross NPAs were 1.47% of advances on 30 June 2026. Promoters held 55.45% of the shares on 30 September 2026.

Share price used
₹971.90 · 29 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026
Share price and live chart
₹971.90 · 29 Oct close

SBI at a glance · consolidated

Market cap
₹8,97,122 Crat ₹971.90 · 29 Oct close
PE ratio (last 4 quarters)
10.410.8 on FY26 profit
Price to book (PB)
1.50book value ₹645.82 a share
ROE (FY26)
15.4%−1.8 pts vs FY25
Gross NPA
1.47%1.83% in Q1 FY26net NPA 0.38% · Q1 FY27
Promoter holding
55.45%unchanged vs 30 Jun 202630 September 2026
Dividend yield
1.79%₹17.35 a share in 12 months
Net worth
₹5,96,131 Cr+18.0% vs 31 Mar 202531 March 2026
CET1 ratio
12.89%30 June 2026

Questions

What is the SBI PE ratio today?

SBI's PE ratio is 10.4 at the 29 October 2026 close (₹971.90 a share): a market capitalisation of ₹8,97,122 crore divided by consolidated net profit attributable to shareholders of ₹86,210 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹83,299 crore) it is 10.8.

What is the SBI PB ratio (price to book value)?

SBI's price-to-book (PB) ratio is 1.50 at the 29 October 2026 close: a market capitalisation of ₹8,97,122 crore divided by shareholders' equity (book value) of ₹5,96,131 crore on 31 March 2026. That is a book value of ₹645.82 per share against a share price of ₹971.90.

What is the SBI net worth?

SBI's net worth — shareholders' equity in its consolidated balance sheet — was ₹5,96,131 crore (₹5.96 lakh crore) on 31 March 2026, up 18.0% from ₹5,05,063 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹8,97,122 crore at the 29 October 2026 close.

What is the SBI market cap?

SBI's market capitalisation was ₹8,97,122 crore (₹8.97 lakh crore) at the 29 October 2026 close: 923.06 crore shares at ₹971.90 each.

What is the SBI EPS?

SBI's basic earnings per share (EPS) were ₹91.16 in FY26, against ₹86.91 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹93.30.

What is the SBI dividend in 2026 and its record date?

In 2026, SBI has declared one dividend: ₹17.35 with record date 16 May 2026 and ex-date 15 May 2026.

What is the SBI ROE?

In FY26, SBI's return on equity (ROE) was 15.4%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 17.2%.

What is the SBI NPA?

SBI's gross non-performing assets (NPAs) were ₹74,272 crore, 1.47% of gross advances, on 30 June 2026 (1.83% a year earlier). Net NPAs were 0.38% of net advances (0.47% a year earlier).

What is the SBI CD ratio (credit-deposit ratio)?

SBI's credit-deposit ratio was 81.6% on 30 June 2026: advances divided by deposits, from its standalone balance sheet.

What is the SBI book value per share?

SBI's book value per share was ₹645.82 on 31 March 2026: shareholders' equity of ₹5,96,131 crore divided by the 923.06 crore shares in issue, up 14.1% from ₹565.92 a year earlier. The share price at the 29 October 2026 close was ₹971.90.

What is the SBI promoter holding?

Promoters held 55.45% of SBI on 30 September 2026, down 0.02 percentage points from 55.47% the previous quarter and down 0.05 percentage points from 55.50% a year earlier, according to the shareholding pattern filed with NSE.

What is the SBI revenue and profit in FY26?

In FY26 (April 2025–March 2026), SBI's standalone net profit was ₹80,032 crore, up 12.9% from ₹70,901 crore in FY25, on net interest income of ₹1,73,120 crore (up 3.7%). Over three years, from FY23, net profit was up 59.3%.

What is the SBI capital adequacy ratio?

SBI's common equity tier 1 (CET1) ratio was 12.89% on 30 June 2026.

What is the SBI dividend yield?

SBI's dividend yield is 1.79% at the 29 October 2026 close: dividends of ₹17.35 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹971.90. They were ₹17.35 on 15 May 2026.

When are the SBI next results?

SBI will announce its Q2 FY27 results (July–September 2026) on Tuesday, 3 November 2026, the date of the board meeting it has notified to the exchanges.

What is the SBI shareholding pattern?

On 30 September 2026, SBI's shares were held by promoters 55.45%, foreign portfolio investors (FII/FPI) 11.07%, domestic institutions (DII) 26.34% (including mutual funds at 13.68%) and retail and other non-institutional investors 7.12%. Over the year, FII holding was up 1.50 percentage points from 9.57% and DII holding was down 1.44 percentage points from 27.78%.

How does the SBI PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, SBI's PE ratio is 10.8, the third highest of the four: HDFC Bank 13.9, ICICI Bank 18.4 and Bank of Baroda 6.4, a peer average of 12.9. Each is the company's market capitalisation at that price divided by its FY26 net profit.

SBI vs HDFC Bank: how do they compare?

In FY26, SBI earned net profit attributable to shareholders of ₹83,299 crore, against ₹76,026 crore for HDFC Bank. SBI's return on equity was 15.4% (HDFC Bank 13.8%) and its gross NPA ratio 1.49% (HDFC Bank 1.15%). At the 29 October 2026 close, SBI's market capitalisation was ₹8,97,122 crore against ₹10,53,553 crore for HDFC Bank, and its PE ratio on FY26 profit 10.8 against 13.9.

What are the SBI latest quarterly results?

SBI's latest results are for Q1 FY27 (April–June 2026), filed on 7 August 2026: standalone net profit ₹21,121 crore, up 10.2% from ₹19,160 crore in Q1 FY26; net interest income ₹46,992 crore, up 14.4% year on year.

How does SBI compare with its peers?

On FY26 consolidated figures, against HDFC Bank, ICICI Bank and Bank of Baroda: SBI's return on equity of 15.4% is the second highest of the four (HDFC Bank 13.8%, ICICI Bank 16.1%, Bank of Baroda 12.5%; peer average 14.1%); its return on assets of 1.07% is the third highest of the four (HDFC Bank 1.63%, ICICI Bank 1.95%, Bank of Baroda 0.98%; peer average 1.52%); its gross NPA ratio of 1.49% is the second highest of the four (HDFC Bank 1.15%, ICICI Bank 1.41%, Bank of Baroda 1.89%; peer average 1.48%).

Where do these SBI figures come from?

From State Bank of India's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.