In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Interest Income | |||||
| + Interest on Advances / Bills | 2,97,310.2 | 3,40,976.7 | 3,61,064.0 | 3,69,745.0 | |
| + Income on Investments | 1,22,378.2 | 1,31,143.8 | 1,31,954.3 | 1,34,259.9 | |
| + Interest on RBI / Interbank | 5,941.8 | 6,237.6 | 7,999.0 | 7,486.5 | |
| + Other Interest | 13,558.4 | 12,579.7 | 13,915.3 | 14,459.5 | |
| Interest Earned | 4,39,188.5 | 4,90,937.8 | 5,14,932.6 | 5,25,950.8 | |
| + Interest on Deposits | 2,23,278.7 | 2,59,228.1 | 2,78,832.7 | — | |
| + Interest on Borrowings / RBI | 36,457.3 | 41,715.2 | 36,172.1 | — | |
| Interest Expended | 2,59,736.1 | 3,00,943.3 | 3,15,004.8 | 3,18,985.9 | |
| Net Interest Income | 1,79,452.5 | 1,89,994.5 | 1,99,927.8 | 2,06,964.9 | |
| + Commission, Exchange & Brokerage | 28,349.7 | 31,356.5 | 36,439.3 | — | |
| + Profit on Sale of Investments | 8,890.1 | 12,279.6 | 18,929.3 | — | |
| + FX & Derivative Income | 1,785.9 | 4,461.4 | 5,487.1 | — | |
| + Insurance Premium Earned | 86,810.2 | 91,689.6 | 1,08,918.3 | — | |
| Other Income | 1,55,386.4 | 1,72,405.5 | 1,97,710.9 | 1,96,736.2 | |
| Total Income | 5,94,574.9 | 6,63,343.3 | 7,12,643.5 | 7,22,687.0 | |
| Operating | |||||
| + Employee Cost | 83,671.2 | 70,395.7 | 72,768.2 | 73,496.3 | |
| + Depreciation | 3,763.2 | 3,956.8 | 4,795.6 | — | |
| + Other Operating Expenses | 1,48,459.4 | 1,62,221.0 | 1,85,086.6 | 1,94,104.0 | |
| Operating Expenses | 2,35,893.8 | 2,36,573.5 | 2,62,650.5 | 2,67,600.4 | |
| Operating Profit (PPOP) | 98,945.0 | 1,25,826.5 | 1,34,988.3 | 1,36,100.7 | |
| Provisions & Contingencies | 7,705.0 | 19,461.2 | 20,960.3 | 21,444.6 | |
| Profit | |||||
| Pretax Income | 90,186.4 | 1,04,909.5 | 1,12,158.3 | 1,17,682.7 | |
| Tax Expense | 23,101.8 | 27,348.1 | 28,859.5 | 29,561.8 | |
| Net Income | 67,084.7 | 77,561.3 | 83,298.8 | 88,120.9 | |
| + Net Income before Minority Interest | — | 79,017.2 | 85,168.5 | — | |
| - Minority Interest | 2,458.8 | 2,961.3 | 3,366.9 | 3,454.9 | |
| Net Income to Common | 67,084.7 | 77,561.3 | 83,298.8 | 86,210.3 | |
| Per Share | |||||
| Basic EPS | 75.17 | 86.91 | 91.16 | 93.30 | |
| Diluted EPS | 75.17 | 86.91 | 91.16 | 93.30 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||
| + Adjustments to Profit / (Loss) | 13,883.7 | 27,249.7 | 31,853.7 | — | |
| + Minority Interest | 2,458.8 | 2,961.3 | 3,366.9 | 3,454.9 | |
| Per Share — as-filed variants | |||||
| Basic EPS before Extraordinary Items | 75.17 | 86.91 | 91.16 | 93.30 | |
| Diluted EPS before Extraordinary Items | 75.17 | 86.91 | 91.16 | 93.30 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Exceptional Items | -7,100.0 | 0.0 | 3,026.6 | 3,026.6 | |
| Expenditure Ex Provisions | 4,88,529.9 | 5,37,516.9 | 5,77,655.3 | 5,86,586.3 | |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | |
| Paid Up Equity Capital | 892.5 | 892.5 | 923.1 | 923.1 | |
| Pat Continuing | 67,084.7 | — | — | — | |
| Pat Minority | 2,458.7 | 2,961.3 | 3,366.9 | — | |
| Pat Ordinary | 68,138.3 | 79,017.2 | 85,168.5 | 88,120.9 | |
| Pbt Before Exceptional | — | 1,06,365.3 | 1,14,028.0 | — | |
| Revenue | 4,39,188.5 | 4,90,937.8 | 5,14,932.6 | — | |
| Share Of Associates | 1,405.2 | 1,505.5 | 1,497.2 | 1,544.3 | |