| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Interest income | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 3,69,745 | 3,61,064 | 3,40,977 | 2,97,310 | 2,28,741 | ||
| 1,34,260 | 1,31,954 | 1,31,144 | 1,22,378 | 1,06,825 | ||
| 7,487 | 7,999 | 6,238 | 5,942 | 3,916 | ||
| 14,459 | 13,915 | 12,580 | 13,558 | 11,363 | ||
| 5,25,951 | 5,14,933 | 4,90,938 | 4,39,189 | 3,50,845 | ||
| — | 2,78,833 | 2,59,228 | 2,23,279 | 1,63,519 | ||
| — | 36,172 | 41,715 | 36,457 | 26,462 | ||
| 3,18,986 | 3,15,005 | 3,00,943 | 2,59,736 | 1,89,981 | ||
| 2,06,965 | 1,99,928 | 1,89,994 | 1,79,452 | 1,60,864 | ||
| — | 36,439 | 31,357 | 28,350 | 25,913 | ||
| — | 18,929 | 12,280 | 8,890 | 5,158 | ||
| — | 5,487 | 4,461 | 1,786 | 5,385 | ||
| — | 1,08,918 | 91,690 | 86,810 | 70,752 | ||
| 1,96,736 | 1,97,711 | 1,72,406 | 1,55,386 | 1,22,534 | ||
| 7,22,687 | 7,12,644 | 6,63,343 | 5,94,575 | 4,73,378 | ||
Operating | ||||||
| 73,496 | 72,768 | 70,396 | 83,671 | 61,921 | ||
| — | 4,796 | 3,957 | 3,763 | 3,645 | ||
| 1,94,104 | 1,85,087 | 1,62,221 | 1,48,459 | 1,24,249 | ||
| 2,67,600 | 2,62,650 | 2,36,574 | 2,35,894 | 1,89,814 | ||
| 1,36,101 | 1,34,988 | 1,25,826 | 98,945 | 93,583 | ||
| 21,445 | 20,960 | 19,461 | 7,705 | 18,184 | ||
Profit | ||||||
| 1,17,683 | 1,12,158 | 1,04,909 | 90,186 | 74,488 | ||
| 29,562 | 28,860 | 27,348 | 23,102 | 18,840 | ||
| 88,121 | 83,299 | 77,561 | 67,085 | 55,648 | ||
| — | 85,168 | 79,017 | — | 56,558 | ||
| 3,455 | 3,367 | 2,961 | 2,459 | 2,102 | ||
| 86,210 | 83,299 | 77,561 | 67,085 | 55,648 | ||
Per share | ||||||
| ₹93.30 | ₹91.16 | ₹86.91 | ₹75.17 | ₹62.35 | ||
| ₹93.30 | ₹91.16 | ₹86.91 | ₹75.17 | ₹62.35 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Profit build-up — alternate / pre-Ind-AS tags | ||||||
| — | 31,854 | 27,250 | 13,884 | 25,921 | ||
Per share — as-filed variants | ||||||
| ₹93.30 | ₹91.16 | ₹86.91 | ₹75.17 | ₹62.35 | ||
| ₹93.30 | ₹91.16 | ₹86.91 | ₹75.17 | ₹62.35 | ||
Regulatory disclosures — filed alongside, not part of the P&L | ||||||
| 0.6% | — | — | — | — | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Interest Income | ||||||
| + Interest on Advances / Bills | 2,28,740.8 | 2,97,310.2 | 3,40,976.7 | 3,61,064.0 | 3,69,745.0 | |
| + Income on Investments | 1,06,824.9 | 1,22,378.2 | 1,31,143.8 | 1,31,954.3 | 1,34,259.9 | |
| + Interest on RBI / Interbank | 3,916.5 | 5,941.8 | 6,237.6 | 7,999.0 | 7,486.5 | |
| + Other Interest | 11,362.5 | 13,558.4 | 12,579.7 | 13,915.3 | 14,459.5 | |
| Interest Earned | 3,50,844.6 | 4,39,188.5 | 4,90,937.8 | 5,14,932.6 | 5,25,950.8 | |
| + Interest on Deposits | 1,63,518.8 | 2,23,278.7 | 2,59,228.1 | 2,78,832.7 | — | |
| + Interest on Borrowings / RBI | 26,462.0 | 36,457.3 | 41,715.2 | 36,172.1 | — | |
| Interest Expended | 1,89,980.8 | 2,59,736.1 | 3,00,943.3 | 3,15,004.8 | 3,18,985.9 | |
| Net Interest Income | 1,60,863.8 | 1,79,452.5 | 1,89,994.5 | 1,99,927.8 | 2,06,964.9 | |
| + Commission, Exchange & Brokerage | 25,913.3 | 28,349.7 | 31,356.5 | 36,439.3 | — | |
| + Profit on Sale of Investments | 5,158.1 | 8,890.1 | 12,279.6 | 18,929.3 | — | |
| + FX & Derivative Income | 5,385.5 | 1,785.9 | 4,461.4 | 5,487.1 | — | |
| + Insurance Premium Earned | 70,751.5 | 86,810.2 | 91,689.6 | 1,08,918.3 | — | |
| Other Income | 1,22,533.6 | 1,55,386.4 | 1,72,405.5 | 1,97,710.9 | 1,96,736.2 | |
| Total Income | 4,73,378.1 | 5,94,574.9 | 6,63,343.3 | 7,12,643.5 | 7,22,687.0 | |
| Operating | ||||||
| + Employee Cost | 61,920.9 | 83,671.2 | 70,395.7 | 72,768.2 | 73,496.3 | |
| + Depreciation | 3,644.8 | 3,763.2 | 3,956.8 | 4,795.6 | — | |
| + Other Operating Expenses | 1,24,248.8 | 1,48,459.4 | 1,62,221.0 | 1,85,086.6 | 1,94,104.0 | |
| Operating Expenses | 1,89,814.5 | 2,35,893.8 | 2,36,573.5 | 2,62,650.5 | 2,67,600.4 | |
| Operating Profit (PPOP) | 93,582.8 | 98,945.0 | 1,25,826.5 | 1,34,988.3 | 1,36,100.7 | |
| Provisions & Contingencies | 18,184.3 | 7,705.0 | 19,461.2 | 20,960.3 | 21,444.6 | |
| Profit | ||||||
| Pretax Income | 74,488.3 | 90,186.4 | 1,04,909.5 | 1,12,158.3 | 1,17,682.7 | |
| Tax Expense | 18,840.1 | 23,101.8 | 27,348.1 | 28,859.5 | 29,561.8 | |
| Net Income | 55,648.2 | 67,084.7 | 77,561.3 | 83,298.8 | 88,120.9 | |
| + Net Income before Minority Interest | 56,558.4 | — | 79,017.2 | 85,168.5 | — | |
| - Minority Interest | 2,101.7 | 2,458.8 | 2,961.3 | 3,366.9 | 3,454.9 | |
| Net Income to Common | 55,648.2 | 67,084.7 | 77,561.3 | 83,298.8 | 86,210.3 | |
| Per Share | ||||||
| Basic EPS | 62.35 | 75.17 | 86.91 | 91.16 | 93.30 | |
| Diluted EPS | 62.35 | 75.17 | 86.91 | 91.16 | 93.30 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | ||||||
| + Adjustments to Profit / (Loss) | 25,921.3 | 13,883.7 | 27,249.7 | 31,853.7 | — | |
| Per Share — as-filed variants | ||||||
| Basic EPS before Extraordinary Items | 62.35 | 75.17 | 86.91 | 91.16 | 93.30 | |
| Diluted EPS before Extraordinary Items | 62.35 | 75.17 | 86.91 | 91.16 | 93.30 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | ||||||
| Government of India Shareholding % | — | — | — | — | 0.55 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||||
| Exceptional Items | 0.0 | -7,100.0 | 0.0 | 3,026.6 | 3,026.6 | |
| Expenditure Ex Provisions | 3,79,795.3 | 4,88,529.9 | 5,37,516.9 | 5,77,655.3 | 5,86,586.3 | |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
| Paid Up Equity Capital | 892.5 | 892.5 | 892.5 | 923.1 | 923.1 | |
| Pat Continuing | 55,648.2 | 67,084.7 | — | — | — | |
| Pat Minority | 2,101.7 | 2,458.7 | 2,961.3 | 3,366.9 | — | |
| Pat Ordinary | 56,558.4 | 68,138.3 | 79,017.2 | 85,168.5 | 88,120.9 | |
| Pbt Before Exceptional | — | — | 1,06,365.3 | 1,14,028.0 | — | |
| Revenue | 3,50,844.6 | 4,39,188.5 | 4,90,937.8 | 5,14,932.6 | — | |
| Share Of Associates | 1,191.5 | 1,405.2 | 1,505.5 | 1,497.2 | 1,544.3 | |