| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 88,161 | 76,147 | +15.8% |
| Net interest income | 30,336 | 26,164 | +15.9% |
| Operating profit | 24,010 | 19,974 | +20.2% |
| Net profit | 17,312 | 14,256 | +21.4% |
| EPS | ₹22.76 | ₹18.71 | +21.6% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 9,86,520 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 2,06,190 | 1,95,218 | 1,86,331 | 1,59,516 | 1,21,067 | ||
| — | +4.8% | +16.8% | +31.8% | — | ||
| 1,13,549 | 1,06,190 | 97,304 | 85,408 | 70,523 | ||
| — | +9.1% | +13.9% | +21.1% | — | ||
| 3.8% | 3.8% | 3.9% | 4.0% | 3.8% | ||
| 88,020 | 82,696 | 77,759 | 64,147 | 53,196 | ||
| 62,545 | 54,208 | 51,029 | 45,007 | 34,037 | ||
| — | +6.2% | +13.4% | +32.2% | — | ||
| ₹82.48 | ₹75.70 | ₹71.26 | ₹61.80 | ₹47.53 | ||
| — | +6.2% | +15.3% | +30.0% | — | ||
| 16.1% | 16.1% | 18.0% | 18.9% | 17.2% | ||
Balance sheet & asset quality | ||||||
| 20,91,539 | 18,30,020 | 16,41,637 | 14,43,580 | 12,10,832 | ||
| 19,35,385 | 16,44,658 | 14,20,664 | 12,60,776 | 10,83,866 | ||
| — | 1.4% | 1.7% | 2.2% | 2.8% | ||
| — | 0.3% | 0.4% | 0.4% | 0.5% | ||
| — | 17.2% | 16.6% | 16.3% | 18.3% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 9,86,520.0 | |
| Interest Earned | 1,21,066.8 | 1,59,515.9 | 1,86,331.5 | 1,95,218.5 | 2,06,190.4 | |
| Growth %, YoY | — | +31.8 | +16.8 | +4.8 | — | |
| Net Interest Income | 70,523.4 | 85,407.8 | 97,303.8 | 1,06,189.9 | 1,13,549.2 | |
| Growth %, YoY | — | +21.1 | +13.9 | +9.1 | — | |
| NIM %, on assets | 3.80 | 3.95 | 3.89 | 3.82 | 3.82 | |
| Operating Profit (PPOP) | 53,196.4 | 64,146.8 | 77,759.3 | 82,696.2 | 88,019.8 | |
| Net Income | 34,036.6 | 45,006.7 | 51,029.2 | 54,207.7 | 62,544.8 | |
| Growth %, YoY | — | +32.2 | +13.4 | +6.2 | — | |
| EPS, Adj (current shares) | 47.53 | 61.80 | 71.26 | 75.70 | 82.48 | |
| Growth %, YoY | — | +30.0 | +15.3 | +6.2 | — | |
| ROE % | 17.21 | 18.89 | 18.01 | 16.13 | 16.13 | |
| Balance Sheet & Asset Quality | ||||||
| Deposits | 12,10,832.2 | 14,43,580.0 | 16,41,637.4 | 18,30,020.1 | 20,91,538.5 | |
| Advances | 10,83,866.3 | 12,60,776.2 | 14,20,663.7 | 16,44,658.0 | 19,35,385.4 | |
| Gross NPA % | 2.81 | 2.16 | 1.67 | 1.40 | — | |
| Net NPA % | 0.48 | 0.42 | 0.39 | 0.33 | — | |
| Capital Adequacy (CAR) % | 18.34 | 16.33 | 16.55 | 17.18 | — | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
ICICI Bank (NSE: ICICIBANK) had a market capitalisation of ₹9,95,551 crore at the 29 October 2026 close (₹1,386.60 a share), a PE ratio of 16.9 on the last four quarters' profit and a price-to-book ratio of 2.43. In FY26 its standalone net profit was ₹50,147 crore on net interest income of ₹88,075 crore; in Q2 FY27 (July–September 2026) it was ₹14,843 crore, up 20.1% year on year. Gross NPAs were 1.20% of advances on 30 September 2026.
ICICI Bank's PE ratio is 16.9 at the 29 October 2026 close (₹1,386.60 a share): a market capitalisation of ₹9,95,551 crore divided by consolidated net profit attributable to shareholders of ₹59,066 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹54,208 crore) it is 18.4.
ICICI Bank's price-to-book (PB) ratio is 2.43 at the 29 October 2026 close: a market capitalisation of ₹9,95,551 crore divided by shareholders' equity (book value) of ₹4,10,205 crore on 30 September 2026. That is a book value of ₹571.33 per share against a share price of ₹1,386.60.
ICICI Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹4,10,205 crore (₹4.10 lakh crore) on 30 September 2026, up 16.6% from ₹3,51,791 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹9,95,551 crore at the 29 October 2026 close.
ICICI Bank's market capitalisation was ₹9,95,551 crore (₹9.96 lakh crore) at the 29 October 2026 close: 717.98 crore shares at ₹1,386.60 each.
ICICI Bank's basic earnings per share (EPS) were ₹75.89 in FY26, against ₹72.41 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹82.46.
ICICI Bank's CASA ratio — current and savings account deposits as a share of total deposits — was 41.4% on 31 March 2026, as reported in its annual results.
In FY26, ICICI Bank's return on equity (ROE) was 16.1%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 18.0%.
ICICI Bank's gross non-performing assets (NPAs) were ₹23,335 crore, 1.20% of gross advances, on 30 September 2026 (1.58% a year earlier). Net NPAs were 0.30% of net advances (0.39% a year earlier).
ICICI Bank's credit-deposit ratio was 89.4% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.
ICICI Bank's book value per share was ₹571.33 on 30 September 2026: shareholders' equity of ₹4,10,205 crore divided by the 717.98 crore shares in issue, up 16.0% from ₹492.38 a year earlier. The share price at the 29 October 2026 close was ₹1,386.60.
ICICI Bank's common equity tier 1 (CET1) ratio was 16.01% on 30 September 2026, and its total capital adequacy ratio (CRAR) was 17.18% on 31 March 2026, as reported under Basel III.
On 30 September 2026, ICICI Bank's deposits were ₹20,49,874 crore, up 27.1% from a year earlier, and its advances (loans) were ₹18,31,580 crore, up 30.0% from a year earlier.
ICICI Bank's dividend yield is 0.87% at the 29 October 2026 close: dividends of ₹12 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹1,386.60. They were ₹12 on 3 August 2026.
ICICI Bank has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 50.44% and domestic institutions 41.78%.
ICICI Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
In 2026, ICICI Bank has declared one dividend: ₹12 with record date 3 August 2026.
ICICI Bank's latest results are for Q2 FY27 (July–September 2026), filed on 17 October 2026: standalone net profit ₹14,843 crore, up 20.1% from ₹12,359 crore in Q2 FY26; net interest income ₹25,339 crore, up 17.7% year on year.
In FY26 (April 2025–March 2026), ICICI Bank's standalone net profit was ₹50,147 crore, up 6.2% from ₹47,227 crore in FY25, on net interest income of ₹88,075 crore (up 8.5%). Over three years, from FY23, net profit was up 57.2%.
On 30 September 2026, ICICI Bank's shares were held by foreign portfolio investors (FII/FPI) 50.44%, domestic institutions (DII) 41.78% (including mutual funds at 29.39%) and retail and other non-institutional investors 7.56%. Over the year, FII holding was up 4.88 percentage points from 45.56% and DII holding was down 3.28 percentage points from 45.06%.
At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, ICICI Bank's PE ratio is 18.4, the second highest of the four: HDFC Bank 13.9, Axis Bank 14.5 and Kotak Mahindra Bank 23.7, a peer average of 17.3. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, ICICI Bank earned net profit attributable to shareholders of ₹54,208 crore, against ₹76,026 crore for HDFC Bank. ICICI Bank's return on equity was 16.1% (HDFC Bank 13.8%) and its gross NPA ratio 1.41% (HDFC Bank 1.15%). At the 29 October 2026 close, ICICI Bank's market capitalisation was ₹9,95,551 crore against ₹10,53,553 crore for HDFC Bank, and its PE ratio on FY26 profit 18.4 against 13.9.
On FY26 consolidated figures, against HDFC Bank, Axis Bank and Kotak Mahindra Bank: ICICI Bank's return on equity of 16.1% is the highest of the four (HDFC Bank 13.8%, Axis Bank 13.2%, Kotak Mahindra Bank 11.4%; peer average 12.8%); its return on assets of 1.95% is the second highest of the four (HDFC Bank 1.63%, Axis Bank 1.46%, Kotak Mahindra Bank 2.05%; peer average 1.71%); its gross NPA ratio of 1.41% is the highest of the four (HDFC Bank 1.15%, Axis Bank 1.23%, Kotak Mahindra Bank 1.23%; peer average 1.20%).
From ICICI Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.