Bajaj Finserv financials

Latest results Q1 FY27 · Apr–Jun 2026
Revenue
₹42,037cr+18.6% on Q1 FY26
Net profit
₹6,297cr+18.2% on Q1 FY26
EBITDA margin
40.8%+0.4 pts on Q1 FY26
EPS
₹19.60+12.0% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Revenue42,03735,439+18.6%
EBITDA17,14114,315+19.7%
EBITDA margin40.8%40.4%+0.4 pts
Profit before tax8,9277,203+23.9%
Net profit6,2975,329+18.2%
EPS₹19.60₹17.50+12.0%

Over time

Q1 FY27 · Apr–Jun 2026latest
Revenue₹42,037 crNet profit₹6,297 crNet margin15.0%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
2,64,169————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
3,5993,5995,8175,7652,594
63,05163,05156,039——
4,28,2484,28,2483,54,3502,87,5992,11,441
7,51,869————
1,57,6421,50,5041,33,8211,10,38282,071
—+12.5%+21.2%+34.5%—
59,56856,74349,20940,66529,688
37.8%37.7%36.8%36.8%36.2%
58,21455,45148,03939,76529,011
20,63719,66917,55815,59512,210
13.1%13.1%13.1%14.1%14.9%
₹63.45₹61.31₹55.50₹50.97₹40.14
—+10.5%+8.9%+27.0%—
—−55,301−62,113−68,674−39,480
—−1,448−1,864−1,435−1,220
−56,750−56,750−63,977−70,110−40,700
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

BAJAJFINSV₹1,652.40

Bajaj Finserv Ltd.

· Banking & Finance
₹ CrorePeersBAJFINANCEJIOFINKOTAKBANKICICIBANKHDFCBANKAXISBANKSBINHDFCLIFEMcap ₹2.64L Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————2,64,169.2
- Cash, Equiv & ST Investments2,593.65,765.05,817.03,598.63,598.6
+ Minority Interest——56,038.963,050.863,050.8
+ Total Debt2,11,441.32,87,598.83,54,349.84,28,247.54,28,247.5
Enterprise Value————7,51,868.9
Revenue82,071.21,10,381.91,33,821.11,50,503.81,57,641.7
Growth %, YoY—+34.5+21.2+12.5—
EBITDA29,688.440,665.549,209.256,742.759,568.1
Margin %36.1736.8436.7737.7037.79
EBIT29,010.639,765.448,038.955,451.458,214.4
Net Income12,209.515,595.417,557.619,669.520,637.0
Margin %14.8814.1313.1213.0713.09
EPS, Adj (current shares)40.1450.9755.5061.3163.45
Growth %, YoY—+27.0+8.9+10.5—
Cash from Operations-39,479.5-68,674.2-62,113.3-55,301.4—
Capital Expenditures-1,220.5-1,435.5-1,863.6-1,448.2—
Free Cash Flow-40,700.0-70,109.7-63,976.8-56,749.6-56,749.6
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 146%.

Bajaj Finserv financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Bajaj Finserv (NSE: BAJAJFINSV) had a market capitalisation of ₹2,66,569 crore at the 29 October 2026 close (₹1,668.00 a share), a PE ratio of 26.3 on the last four quarters' profit and a price-to-book ratio of 3.42. In FY26 its consolidated net profit attributable to shareholders was ₹9,801 crore on revenue of ₹1,50,504 crore; in Q1 FY27 (April–June 2026) it was ₹3,132 crore, up 12.3% year on year. Its debt-to-equity ratio was 3.04 on 31 March 2026. Promoters held 58.65% of the shares on 30 September 2026.

Share price used
₹1,668.00 · 29 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026
Share price and live chart
₹1,668.00 · 29 Oct close

Bajaj Finserv at a glance · consolidated

Market cap
₹2,66,569 Crat ₹1,668.00 · 29 Oct close
PE ratio (last 4 quarters)
26.327.2 on FY26 profit
Price to book (PB)
3.42book value ₹487.53 a share
ROE (FY26)
13.0%
Debt to equity
3.04net debt ₹4,10,629 Cr
Promoter holding
58.65%−0.1 pts vs 30 Jun 202630 September 2026
Dividend yield
0.09%₹1.50 a share in 12 months
Net worth
₹77,915 Cr+7.6% vs 31 Mar 202531 March 2026
Free cash flow (FY26)
−₹56,750 Cr

Questions

What is the Bajaj Finserv PE ratio today?

Bajaj Finserv's PE ratio is 26.3 at the 29 October 2026 close (₹1,668.00 a share): a market capitalisation of ₹2,66,569 crore divided by consolidated net profit attributable to shareholders of ₹10,144 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹9,801 crore) it is 27.2.

What is the Bajaj Finserv PB ratio (price to book value)?

Bajaj Finserv's price-to-book (PB) ratio is 3.42 at the 29 October 2026 close: a market capitalisation of ₹2,66,569 crore divided by shareholders' equity (book value) of ₹77,915 crore on 31 March 2026. That is a book value of ₹487.53 per share against a share price of ₹1,668.00.

What is the Bajaj Finserv debt to equity ratio?

Bajaj Finserv's debt-to-equity ratio was 3.04 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹4,28,248 crore against total equity of ₹1,40,965 crore. A year earlier, on 31 March 2025, it was 2.76.

What is the Bajaj Finserv market cap?

Bajaj Finserv's market capitalisation was ₹2,66,569 crore (₹2.67 lakh crore) at the 29 October 2026 close: 159.81 crore shares at ₹1,668.00 each.

What is the Bajaj Finserv EPS?

Bajaj Finserv's basic earnings per share (EPS) were ₹61.30 in FY26, against ₹55.60 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹63.60.

What is the Bajaj Finserv dividend in 2026 and its record date?

In 2026, Bajaj Finserv has declared one dividend: ₹1.50 with record date 30 June 2026.

Is Bajaj Finserv debt free?

No. Bajaj Finserv had borrowings of ₹4,28,248 crore on 31 March 2026 (consolidated balance sheet), a debt-to-equity ratio of 3.04. Its cash and current investments were ₹17,618 crore, so its net debt was ₹4,10,629 crore.

What is the Bajaj Finserv ROE and ROCE?

In FY26, Bajaj Finserv's return on equity (ROE) was 13.0%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year).

What is the Bajaj Finserv dividend yield?

Bajaj Finserv's dividend yield is 0.09% at the 29 October 2026 close: dividends of ₹1.50 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹1,668.00. They were ₹1.50 on 30 June 2026.

What is the Bajaj Finserv net worth?

Bajaj Finserv's net worth — shareholders' equity in its consolidated balance sheet — was ₹77,915 crore on 31 March 2026, up 7.6% from ₹72,395 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹2,66,569 crore at the 29 October 2026 close.

What is the Bajaj Finserv book value per share?

Bajaj Finserv's book value per share was ₹487.53 on 31 March 2026: shareholders' equity of ₹77,915 crore divided by the 159.81 crore shares in issue, up 7.5% from ₹453.60 a year earlier. The share price at the 29 October 2026 close was ₹1,668.00.

What are the Bajaj Finserv latest quarterly results?

Bajaj Finserv's latest results are for Q1 FY27 (April–June 2026), filed on 31 July 2026: consolidated net profit attributable to shareholders ₹3,132 crore, up 12.3% from ₹2,789 crore in Q1 FY26; revenue from operations ₹42,037 crore, up 18.6% year on year.

What is the Bajaj Finserv promoter holding?

Promoters held 58.65% of Bajaj Finserv on 30 September 2026, down 0.06 percentage points from 58.71% the previous quarter and down 0.16 percentage points from 58.81% a year earlier, according to the shareholding pattern filed with NSE.

What is the Bajaj Finserv free cash flow?

In FY26, Bajaj Finserv generated ₹55,301 crore of cash from operations and spent ₹1,448 crore on capital expenditure (property, plant, equipment and intangibles), leaving free cash flow of −₹56,750 crore. In FY25 it was −₹63,977 crore.

How does Bajaj Finserv compare with its peers?

On FY26 consolidated figures, against Bajaj Finance, Jio Financial and Kotak Mahindra Bank: Bajaj Finserv's return on equity of 13.0% is the second highest of the four (Bajaj Finance 18.1%, Jio Financial 1.2%, Kotak Mahindra Bank 11.4%; peer average 10.2%).

What is the Bajaj Finserv shareholding pattern?

On 30 September 2026, Bajaj Finserv's shares were held by promoters 58.65%, foreign portfolio investors (FII/FPI) 8.16%, domestic institutions (DII) 11.10% (including mutual funds at 7.55%) and retail and other non-institutional investors 21.97%. Over the year, FII holding was up 0.05 percentage points from 8.11% and DII holding was up 0.61 percentage points from 10.49%.

How does the Bajaj Finserv PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, Bajaj Finserv's PE ratio is 27.2, the third highest of the four: Bajaj Finance 30.7, Jio Financial 87.6 and Kotak Mahindra Bank 23.7, a peer average of 47.3. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Bajaj Finserv vs Bajaj Finance: how do they compare?

In FY26, Bajaj Finserv earned net profit attributable to shareholders of ₹9,801 crore on revenue of ₹1,50,504 crore, against ₹19,017 crore on ₹81,982 crore for Bajaj Finance. At the 29 October 2026 close, Bajaj Finserv's market capitalisation was ₹2,66,569 crore against ₹5,84,362 crore for Bajaj Finance, and its PE ratio on FY26 profit 27.2 against 30.7.

What is the Bajaj Finserv revenue and profit in FY26?

In FY26 (April 2025–March 2026), Bajaj Finserv's consolidated net profit attributable to shareholders was ₹9,801 crore, up 10.5% from ₹8,872 crore in FY25, on revenue from operations of ₹1,50,504 crore (up 12.5%). Over three years, from FY23, net profit was up 52.7%.

When are the Bajaj Finserv next results?

Bajaj Finserv will announce its Q2 FY27 results (July–September 2026) on Tuesday, 3 November 2026, the date of the board meeting it has notified to the exchanges.

Where do these Bajaj Finserv figures come from?

From Bajaj Finserv's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.