| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Revenue | 42,037 | 35,439 | +18.6% |
| EBITDA | 17,141 | 14,315 | +19.7% |
| EBITDA margin | 40.8% | 40.4% | +0.4 pts |
| Profit before tax | 8,927 | 7,203 | +23.9% |
| Net profit | 6,297 | 5,329 | +18.2% |
| EPS | ₹19.60 | ₹17.50 | +12.0% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 2,64,169 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 3,599 | 3,599 | 5,817 | 5,765 | 2,594 | ||
| 63,051 | 63,051 | 56,039 | — | — | ||
| 4,28,248 | 4,28,248 | 3,54,350 | 2,87,599 | 2,11,441 | ||
| 7,51,869 | — | — | — | — | ||
| 1,57,642 | 1,50,504 | 1,33,821 | 1,10,382 | 82,071 | ||
| — | +12.5% | +21.2% | +34.5% | — | ||
| 59,568 | 56,743 | 49,209 | 40,665 | 29,688 | ||
| 37.8% | 37.7% | 36.8% | 36.8% | 36.2% | ||
| 58,214 | 55,451 | 48,039 | 39,765 | 29,011 | ||
| 20,637 | 19,669 | 17,558 | 15,595 | 12,210 | ||
| 13.1% | 13.1% | 13.1% | 14.1% | 14.9% | ||
| ₹63.45 | ₹61.31 | ₹55.50 | ₹50.97 | ₹40.14 | ||
| — | +10.5% | +8.9% | +27.0% | — | ||
| — | −55,301 | −62,113 | −68,674 | −39,480 | ||
| — | −1,448 | −1,864 | −1,435 | −1,220 | ||
| −56,750 | −56,750 | −63,977 | −70,110 | −40,700 | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 2,64,169.2 | |
| - Cash, Equiv & ST Investments | 2,593.6 | 5,765.0 | 5,817.0 | 3,598.6 | 3,598.6 | |
| + Minority Interest | — | — | 56,038.9 | 63,050.8 | 63,050.8 | |
| + Total Debt | 2,11,441.3 | 2,87,598.8 | 3,54,349.8 | 4,28,247.5 | 4,28,247.5 | |
| Enterprise Value | — | — | — | — | 7,51,868.9 | |
| Revenue | 82,071.2 | 1,10,381.9 | 1,33,821.1 | 1,50,503.8 | 1,57,641.7 | |
| Growth %, YoY | — | +34.5 | +21.2 | +12.5 | — | |
| EBITDA | 29,688.4 | 40,665.5 | 49,209.2 | 56,742.7 | 59,568.1 | |
| Margin % | 36.17 | 36.84 | 36.77 | 37.70 | 37.79 | |
| EBIT | 29,010.6 | 39,765.4 | 48,038.9 | 55,451.4 | 58,214.4 | |
| Net Income | 12,209.5 | 15,595.4 | 17,557.6 | 19,669.5 | 20,637.0 | |
| Margin % | 14.88 | 14.13 | 13.12 | 13.07 | 13.09 | |
| EPS, Adj (current shares) | 40.14 | 50.97 | 55.50 | 61.31 | 63.45 | |
| Growth %, YoY | — | +27.0 | +8.9 | +10.5 | — | |
| Cash from Operations | -39,479.5 | -68,674.2 | -62,113.3 | -55,301.4 | — | |
| Capital Expenditures | -1,220.5 | -1,435.5 | -1,863.6 | -1,448.2 | — | |
| Free Cash Flow | -40,700.0 | -70,109.7 | -63,976.8 | -56,749.6 | -56,749.6 | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
Bajaj Finserv (NSE: BAJAJFINSV) had a market capitalisation of ₹2,66,569 crore at the 29 October 2026 close (₹1,668.00 a share), a PE ratio of 26.3 on the last four quarters' profit and a price-to-book ratio of 3.42. In FY26 its consolidated net profit attributable to shareholders was ₹9,801 crore on revenue of ₹1,50,504 crore; in Q1 FY27 (April–June 2026) it was ₹3,132 crore, up 12.3% year on year. Its debt-to-equity ratio was 3.04 on 31 March 2026. Promoters held 58.65% of the shares on 30 September 2026.
Bajaj Finserv's PE ratio is 26.3 at the 29 October 2026 close (₹1,668.00 a share): a market capitalisation of ₹2,66,569 crore divided by consolidated net profit attributable to shareholders of ₹10,144 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹9,801 crore) it is 27.2.
Bajaj Finserv's price-to-book (PB) ratio is 3.42 at the 29 October 2026 close: a market capitalisation of ₹2,66,569 crore divided by shareholders' equity (book value) of ₹77,915 crore on 31 March 2026. That is a book value of ₹487.53 per share against a share price of ₹1,668.00.
Bajaj Finserv's debt-to-equity ratio was 3.04 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹4,28,248 crore against total equity of ₹1,40,965 crore. A year earlier, on 31 March 2025, it was 2.76.
Bajaj Finserv's market capitalisation was ₹2,66,569 crore (₹2.67 lakh crore) at the 29 October 2026 close: 159.81 crore shares at ₹1,668.00 each.
Bajaj Finserv's basic earnings per share (EPS) were ₹61.30 in FY26, against ₹55.60 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹63.60.
In 2026, Bajaj Finserv has declared one dividend: ₹1.50 with record date 30 June 2026.
No. Bajaj Finserv had borrowings of ₹4,28,248 crore on 31 March 2026 (consolidated balance sheet), a debt-to-equity ratio of 3.04. Its cash and current investments were ₹17,618 crore, so its net debt was ₹4,10,629 crore.
In FY26, Bajaj Finserv's return on equity (ROE) was 13.0%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year).
Bajaj Finserv's dividend yield is 0.09% at the 29 October 2026 close: dividends of ₹1.50 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹1,668.00. They were ₹1.50 on 30 June 2026.
Bajaj Finserv's net worth — shareholders' equity in its consolidated balance sheet — was ₹77,915 crore on 31 March 2026, up 7.6% from ₹72,395 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹2,66,569 crore at the 29 October 2026 close.
Bajaj Finserv's book value per share was ₹487.53 on 31 March 2026: shareholders' equity of ₹77,915 crore divided by the 159.81 crore shares in issue, up 7.5% from ₹453.60 a year earlier. The share price at the 29 October 2026 close was ₹1,668.00.
Bajaj Finserv's latest results are for Q1 FY27 (April–June 2026), filed on 31 July 2026: consolidated net profit attributable to shareholders ₹3,132 crore, up 12.3% from ₹2,789 crore in Q1 FY26; revenue from operations ₹42,037 crore, up 18.6% year on year.
Promoters held 58.65% of Bajaj Finserv on 30 September 2026, down 0.06 percentage points from 58.71% the previous quarter and down 0.16 percentage points from 58.81% a year earlier, according to the shareholding pattern filed with NSE.
In FY26, Bajaj Finserv generated ₹55,301 crore of cash from operations and spent ₹1,448 crore on capital expenditure (property, plant, equipment and intangibles), leaving free cash flow of −₹56,750 crore. In FY25 it was −₹63,977 crore.
On FY26 consolidated figures, against Bajaj Finance, Jio Financial and Kotak Mahindra Bank: Bajaj Finserv's return on equity of 13.0% is the second highest of the four (Bajaj Finance 18.1%, Jio Financial 1.2%, Kotak Mahindra Bank 11.4%; peer average 10.2%).
On 30 September 2026, Bajaj Finserv's shares were held by promoters 58.65%, foreign portfolio investors (FII/FPI) 8.16%, domestic institutions (DII) 11.10% (including mutual funds at 7.55%) and retail and other non-institutional investors 21.97%. Over the year, FII holding was up 0.05 percentage points from 8.11% and DII holding was up 0.61 percentage points from 10.49%.
At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, Bajaj Finserv's PE ratio is 27.2, the third highest of the four: Bajaj Finance 30.7, Jio Financial 87.6 and Kotak Mahindra Bank 23.7, a peer average of 47.3. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, Bajaj Finserv earned net profit attributable to shareholders of ₹9,801 crore on revenue of ₹1,50,504 crore, against ₹19,017 crore on ₹81,982 crore for Bajaj Finance. At the 29 October 2026 close, Bajaj Finserv's market capitalisation was ₹2,66,569 crore against ₹5,84,362 crore for Bajaj Finance, and its PE ratio on FY26 profit 27.2 against 30.7.
In FY26 (April 2025–March 2026), Bajaj Finserv's consolidated net profit attributable to shareholders was ₹9,801 crore, up 10.5% from ₹8,872 crore in FY25, on revenue from operations of ₹1,50,504 crore (up 12.5%). Over three years, from FY23, net profit was up 52.7%.
Bajaj Finserv will announce its Q2 FY27 results (July–September 2026) on Tuesday, 3 November 2026, the date of the board meeting it has notified to the exchanges.
From Bajaj Finserv's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.