In ₹ Crore except Per Share Latest Annual	BAJAJFINSV FY26	BAJFINANCE FY26	JIOFIN FY26	KOTAKBANK FY26	Peer Average
Valuation — at last close
P/E	26.96×	29.98×	85.12×	◆ 22.68×	45.93× -41%
P/B	3.39×	5.00×	0.97×	◆ 0.48×	2.15× +57%
EV/EBITDA	◆ 13.00×	—	64.43×	—	64.43× -80%
Market Cap	₹2.64L Cr	₹5.70L Cr	₹1.30L Cr	₹87,529 Cr	₹2.63L Cr +1%
Growth
Revenue CAGR 3Y	22.40%	25.58%	◆ 338.63%	18.30%	127.50% -82%
Revenue CAGR 5Y	19.96%	◆ 25.18%	—	16.28%	20.73% -4%
Net Income CAGR 3Y	17.23%	18.88%	◆ 268.28%	8.92%	98.69% -83%
Revenue YoY (latest Q)	18.62%	21.64%	◆ 73.15%	18.17%	37.65% -51%
Net Income YoY (latest Q)	18.15%	◆ 28.68%	-51.02%	26.72%	1.46% +1143%
Profitability
EBITDA Margin	37.70%	—	◆ 65.60%	—	65.60% -43%
NIM (banks)	—	◆ 8.60%	—	4.27%	6.43%
Net Income Margin	13.07%	23.58%	◆ 44.43%	27.64%	31.88% -59%
Return on Common Equity	13.04%	◆ 18.05%	1.21%	11.40%	10.22% +28%
Return on Assets	2.79%	◆ 3.77%	1.05%	2.05%	2.29% +22%
Credit & Quality
Total Debt/Equity	3.04×	3.72×	◆ 0.16×	—	1.94× +57%
Interest Coverage	1.96×	—	◆ 3.05×	—	3.05× -36%
Gross NPA (banks)	—	—	—	1.23%	1.23%
Cost/Income (banks)	—	◆ 26.48%	—	61.82%	44.15%
Scale — latest FY
Revenue / Total Income	₹1.51L Cr	₹81,982 Cr	₹3,513 Cr	₹69,781 Cr	₹51,759 Cr +191%
Net Income	₹19,669 Cr	₹19,332 Cr	₹1,561 Cr	₹19,288 Cr	₹13,394 Cr +47%
Total Assets	₹7.58L Cr	₹5.60L Cr	₹1.63L Cr	₹10.03L Cr	₹5.76L Cr +32%
EPS	₹61.3	₹30.6	₹2.41	₹19.4	₹17.47 +251%
Book Value per Share	₹487.36	₹183.34	₹210.69	₹910.43	₹434.82 +12%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 146%.